加密貨幣投資欺詐正在爆炸，導致數百萬損失

賓夕法尼亞州居民埃德·海杜克（Ed Hayduk）回答。在接下來的幾周中，他從事了他對CBS新聞費城的友好對話的描述。

The good times are rolling for those committing cryptocurrency-related crimes, but for the victims, the financial impact is anything but funny.

對於那些犯有加密貨幣相關的犯罪的人來說，美好的時光正在滾動，但是對於受害者來說，財務影響並不有趣。

According to the FBI's 2023 Cryptocurrency Fraud Report, cryptocurrency-related investment fraud is leading to growing financial losses and an "alarming" trend that continues to accelerate.

根據聯邦調查局（FBI）2023年的加密貨幣欺詐報告，與加密貨幣相關的投資欺詐行為正在導致財務損失日益增長，並且“令人震驚”的趨勢繼續加速。

While cryptocurrency-related complaints represent only about 10% of the total financial fraud complaints the FBI received during 2023 (the most recent data available), they account for nearly half of all financial losses, the report says.

報告稱，儘管與加密貨幣相關的投訴僅佔聯邦調查局在2023年收到的總財務欺詐投訴的10％（最新數據），但它們佔所有財務損失的幾乎一半。

This year, the agency had an estimated loss of more than $5.6 billion related to cryptocurrency, which is a 45% increase from 2022 and triple the losses reported in 2021.

今年，該機構估計與加密貨幣相關的損失超過56億美元，比2022年增長了45％，損失損失了2021年。

To put this in perspective, the FBI's report says that the estimated loss from all other financial fraud types in 2023 was $7.8 billion, compared with more than $5.6 billion related to cryptocurrency, although there were far fewer complaints in categories such as bank fraud and counterfeit goods.

從角度來看，聯邦調查局的報告說，估計2023年所有其他金融欺詐類型的估計損失為78億美元，而與加密貨幣相關的56億美元，儘管銀行欺詐和諸如銀行欺詐和偽造商品的投訴較少。

The trend has continued into 2024, with Federal Trade Commission data showing $5.7 billion in losses due to investment scams, more than any other category.

趨勢一直持續到2024年，聯邦貿易委員會的數據顯示，由於投資騙局的損失，損失了57億美元，比其他任何類別都多。

"I started getting texts in December, and they were obviously meant for someone else. But I replied to one and told the person they had the wrong number," said Ed Hayduk, a Pennsylvania resident who described his experience to CBS News Philadelphia.

賓夕法尼亞州居民埃德·海杜克（Ed Hayduk）說：“我從12月開始收到短信，顯然是為其他人準備的。

"We chatted a bit, and over the following week, we had a friendly conversation. Eventually, the person asked me if I wanted to invest a small sum in a crypto wallet."

“我們聊天了一點，在接下來的一周中，我們進行了一次友好的交談。最終，這個人問我是否想在加密錢包裡投資一筆小錢。”

After a few small wins that were displayed in fake bank statements, the sender urged Hayduk to invest more.

在虛假的銀行聲明中展示了一些小胜利之後，發件人敦促海杜克投資更多。

"I began with $1,000, then $3,000, and kept going. In total, I invested $50,000, which was all my savings. But then, the person disappeared."

“我從1,000美元開始，然後是3,000美元，然後繼續前進。總共投資了50,000美元，這全是我的積蓄。但是，該人失踪了。”

The FBI's report adds that in 2023, the mean reported loss for cryptocurrency-related complaints was $98,042, compared with a mean loss of $14,078 for other reported financial crimes.

聯邦調查局的報告補充說，在2023年，與加密貨幣相關的投訴的平均報告為98,042美元，而其他報告的金融犯罪的平均損失為14,078美元。

The median reported loss for cryptocurrency was $20,000, while the median loss for other reported financial crimes was $1,000.

報告中位數的加密貨幣損失為20,000美元，而其他報告的金融犯罪的中位損失為1,000美元。

The report notes that the large losses reported in connection with cryptocurrency are partly explained by the fact that a significant proportion of cryptocurrency complaints involve romance scams.

該報告指出，與加密貨幣有關的巨大損失部分是通過以下事實來解釋的：大部分加密貨幣投訴涉及浪漫騙局。

The FBI's analysis of its Internet Crime Complaint Center data for 2023 also found that cryptocurrency-related crimes now feature among the top five categories of emerging trends in cybercrime.

聯邦調查局對2023年互聯網犯罪投訴中心數據的分析也發現，與加密貨幣相關的犯罪現在屬於網絡犯罪新興趨勢的前五類。

CheapInsurance.com reviewed the FBI's 2023 Internet Crime Report and the supplementary Cryptocurrency Fraud Report to analyze how crypto-related crimes cause the biggest losses.

cheapinsurance.com審查了聯邦調查局（FBI）的2023年互聯網犯罪報告和補充加密貨幣欺詐報告，以分析與加密相關的犯罪如何造成最大的損失。