加密货币投资欺诈正在爆炸，导致数百万损失

宾夕法尼亚州居民埃德·海杜克（Ed Hayduk）回答。在接下来的几周中，他从事了他对CBS新闻费城的友好对话的描述。

The good times are rolling for those committing cryptocurrency-related crimes, but for the victims, the financial impact is anything but funny.

对于那些犯有加密货币相关的犯罪的人来说，美好的时光正在滚动，但是对于受害者来说，财务影响并不有趣。

According to the FBI's 2023 Cryptocurrency Fraud Report, cryptocurrency-related investment fraud is leading to growing financial losses and an "alarming" trend that continues to accelerate.

根据联邦调查局（FBI）2023年的加密货币欺诈报告，与加密货币相关的投资欺诈行为正在导致财务损失日益增长，并且“令人震惊”的趋势继续加速。

While cryptocurrency-related complaints represent only about 10% of the total financial fraud complaints the FBI received during 2023 (the most recent data available), they account for nearly half of all financial losses, the report says.

报告称，尽管与加密货币相关的投诉仅占联邦调查局在2023年收到的总财务欺诈投诉的10％（最新数据），但它们占所有财务损失的几乎一半。

This year, the agency had an estimated loss of more than $5.6 billion related to cryptocurrency, which is a 45% increase from 2022 and triple the losses reported in 2021.

今年，该机构估计与加密货币相关的损失超过56亿美元，比2022年增长了45％，损失损失了2021年。

To put this in perspective, the FBI's report says that the estimated loss from all other financial fraud types in 2023 was $7.8 billion, compared with more than $5.6 billion related to cryptocurrency, although there were far fewer complaints in categories such as bank fraud and counterfeit goods.

从角度来看，联邦调查局的报告说，估计2023年所有其他金融欺诈类型的估计损失为78亿美元，而与加密货币相关的56亿美元，尽管银行欺诈和诸如银行欺诈和伪造商品的投诉较少。

The trend has continued into 2024, with Federal Trade Commission data showing $5.7 billion in losses due to investment scams, more than any other category.

趋势一直持续到2024年，联邦贸易委员会的数据显示，由于投资骗局的损失，损失了57亿美元，比其他任何类别都多。

"I started getting texts in December, and they were obviously meant for someone else. But I replied to one and told the person they had the wrong number," said Ed Hayduk, a Pennsylvania resident who described his experience to CBS News Philadelphia.

宾夕法尼亚州居民埃德·海杜克（Ed Hayduk）说：“我从12月开始收到短信，显然是为其他人准备的。

"We chatted a bit, and over the following week, we had a friendly conversation. Eventually, the person asked me if I wanted to invest a small sum in a crypto wallet."

“我们聊天了一点，在接下来的一周中，我们进行了一次友好的交谈。最终，这个人问我是否想在加密钱包里投资一笔小钱。”

After a few small wins that were displayed in fake bank statements, the sender urged Hayduk to invest more.

在虚假的银行声明中展示了一些小胜利之后，发件人敦促海杜克投资更多。

"I began with $1,000, then $3,000, and kept going. In total, I invested $50,000, which was all my savings. But then, the person disappeared."

“我从1,000美元开始，然后是3,000美元，然后继续前进。总共投资了50,000美元，这全是我的积蓄。但是，该人失踪了。”

The FBI's report adds that in 2023, the mean reported loss for cryptocurrency-related complaints was $98,042, compared with a mean loss of $14,078 for other reported financial crimes.

联邦调查局的报告补充说，在2023年，与加密货币相关的投诉的平均报告为98,042美元，而其他报告的金融犯罪的平均损失为14,078美元。

The median reported loss for cryptocurrency was $20,000, while the median loss for other reported financial crimes was $1,000.

报告中位数的加密货币损失为20,000美元，而其他报告的金融犯罪的中位损失为1,000美元。

The report notes that the large losses reported in connection with cryptocurrency are partly explained by the fact that a significant proportion of cryptocurrency complaints involve romance scams.

该报告指出，与加密货币有关的巨大损失部分是通过以下事实来解释的：大部分加密货币投诉涉及浪漫骗局。

The FBI's analysis of its Internet Crime Complaint Center data for 2023 also found that cryptocurrency-related crimes now feature among the top five categories of emerging trends in cybercrime.

联邦调查局对2023年互联网犯罪投诉中心数据的分析也发现，与加密货币相关的犯罪现在属于网络犯罪新兴趋势的前五类。

CheapInsurance.com reviewed the FBI's 2023 Internet Crime Report and the supplementary Cryptocurrency Fraud Report to analyze how crypto-related crimes cause the biggest losses.

cheapinsurance.com审查了联邦调查局（FBI）的2023年互联网犯罪报告和补充加密货币欺诈报告，以分析与加密相关的犯罪如何造成最大的损失。