加密銀行釋放：美聯儲加入監管機構粉碎老警衛限制

美聯儲委員會周四宣布，已撤回與銀行的加密和美元代幣活動有關的先前監督指南

The Federal Reserve Board has announced the withdrawal of previous supervisory guidance related to banks’ crypto-asset and dollar token activities. This move, announced Thursday, is part of a broader effort to adjust supervision in accordance with emerging risks and encourage innovation within the financial sector.

美聯儲委員會宣布撤回與銀行的加密資產和美元代幣活動有關的先前監督指南。週四宣布，此舉是根據新興風險調整監督的更廣泛努力的一部分，並鼓勵金融部門內的創新。

The Board has decided to rescind its 2022 supervisory letter that required state member banks to provide notification regarding planned or current crypto-asset activities. Instead, such oversight will now be incorporated into the standard supervisory process.

董事會已決定撤銷其2022年的監督信，要求國家成員銀行提供有關計劃或當前加密資產活動的通知。取而代之的是，此類監督現在將被納入標準監督過程中。

“As a result, the Board will no longer expect banks to provide notification and will instead monitor banks’ crypto-asset activities through the normal supervisory process,” the announcement reads.

公告公告寫道：“因此，董事會將不再期望銀行提供通知，而是通過正常監督過程監視銀行的加密資產活動。”

Furthermore, the Board has revoked its 2023 supervisory letter concerning a supervisory nonobjection process for engagement in dollar token activities. Expressing a commitment to continually assess and adapt its approach, the Federal Reserve Board stated: “The Board will work with the agencies to consider whether additional guidance to support innovation, including crypto-asset activities, is appropriate.”

此外，董事會已經撤銷了有關2023年的監督信，涉及從事的監管非審查過程，以參與美元代幣活動。美聯儲委員會表示，表達致力於不斷評估和改編其方法的承諾：“董事會將與機構合作，考慮支持創新（包括加密資產活動）的其他指導是否適當。”

This decision follows similar steps taken by other U.S. banking regulators. Both the Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) recently withdrew crypto-related guidance that had been issued during the Biden administration.

該決定遵循其他美國銀行監管機構採取的類似步驟。貨幣審計體辦公室（OCC）和聯邦存款保險公司（FDIC）最近撤回了拜登政府期間發布的與加密相關的指導。

In response to the Federal Reserve's announcement, Republicans on the U.S. Senate Banking Committee had this to say:

為了回應美聯儲的公告，美國參議院銀行委員會的共和黨人說：

Chairman Tim Scott applauds the Federal Reserve for following the OCC and the FDIC in taking the much-needed action to rescind harmful Biden-era guidance that reduced access to financial services for the digital asset industry.

董事長蒂姆·斯科特（Tim Scott）讚揚美聯儲遵循OCC和FDIC採取急需的訴訟來撤銷有害的拜登時代的指導，從而減少了數字資產行業獲得金融服務的機會。

White House crypto czar David Sacks also chimed in, stating: “It’s great to see the Federal Reserve reversing Biden-era rules that were created as part of Operation Chokepoint 2.0. Opening up banking to crypto will help drive further mainstream adoption.”

白宮加密沙皇戴維·薩克斯（David Sacks）也說：“很高興看到美聯儲扭轉了拜登時代的規則，這些規則是Cokepoint 2.0行動的一部分。開放銀行業向Crypto開放將有助於推動更多主流採用。”

These coordinated steps by federal agencies suggest a broader shift toward a regulatory environment that encourages innovation within the crypto industry while maintaining the necessary oversight.

聯邦機構的這些協調步驟表明，向監管環境進行了更廣泛的轉變，該環境鼓勵加密行業的創新，同時保持必要的監督。