加密银行释放：美联储加入监管机构粉碎老警卫限制

美联储委员会周四宣布，已撤回与银行的加密和美元代币活动有关的先前监督指南

The Federal Reserve Board has announced the withdrawal of previous supervisory guidance related to banks’ crypto-asset and dollar token activities. This move, announced Thursday, is part of a broader effort to adjust supervision in accordance with emerging risks and encourage innovation within the financial sector.

美联储委员会宣布撤回与银行的加密资产和美元代币活动有关的先前监督指南。周四宣布，此举是根据新兴风险调整监督的更广泛努力的一部分，并鼓励金融部门内的创新。

The Board has decided to rescind its 2022 supervisory letter that required state member banks to provide notification regarding planned or current crypto-asset activities. Instead, such oversight will now be incorporated into the standard supervisory process.

董事会已决定撤销其2022年的监督信，要求国家成员银行提供有关计划或当前加密资产活动的通知。取而代之的是，此类监督现在将被纳入标准监督过程中。

“As a result, the Board will no longer expect banks to provide notification and will instead monitor banks’ crypto-asset activities through the normal supervisory process,” the announcement reads.

公告公告写道：“因此，董事会将不再期望银行提供通知，而是通过正常监督过程监视银行的加密资产活动。”

Furthermore, the Board has revoked its 2023 supervisory letter concerning a supervisory nonobjection process for engagement in dollar token activities. Expressing a commitment to continually assess and adapt its approach, the Federal Reserve Board stated: “The Board will work with the agencies to consider whether additional guidance to support innovation, including crypto-asset activities, is appropriate.”

此外，董事会已经撤销了有关2023年的监督信，涉及从事的监管非审查过程，以参与美元代币活动。美联储委员会表示，表达致力于不断评估和改编其方法的承诺：“董事会将与机构合作，考虑支持创新（包括加密资产活动）的其他指导是否适当。”

This decision follows similar steps taken by other U.S. banking regulators. Both the Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) recently withdrew crypto-related guidance that had been issued during the Biden administration.

该决定遵循其他美国银行监管机构采取的类似步骤。货币审计体办公室（OCC）和联邦存款保险公司（FDIC）最近撤回了拜登政府期间发布的与加密相关的指导。

In response to the Federal Reserve's announcement, Republicans on the U.S. Senate Banking Committee had this to say:

为了回应美联储的公告，美国参议院银行委员会的共和党人说：

Chairman Tim Scott applauds the Federal Reserve for following the OCC and the FDIC in taking the much-needed action to rescind harmful Biden-era guidance that reduced access to financial services for the digital asset industry.

董事长蒂姆·斯科特（Tim Scott）赞扬美联储遵循OCC和FDIC采取急需的诉讼来撤销有害的拜登时代的指导，从而减少了数字资产行业获得金融服务的机会。

White House crypto czar David Sacks also chimed in, stating: “It’s great to see the Federal Reserve reversing Biden-era rules that were created as part of Operation Chokepoint 2.0. Opening up banking to crypto will help drive further mainstream adoption.”

白宫加密沙皇戴维·萨克斯（David Sacks）也说：“很高兴看到美联储扭转了拜登时代的规则，这些规则是Cokepoint 2.0行动的一部分。开放银行业向Crypto开放将有助于推动更多主流采用。”

These coordinated steps by federal agencies suggest a broader shift toward a regulatory environment that encourages innovation within the crypto industry while maintaining the necessary oversight.

联邦机构的这些协调步骤表明，向监管环境进行了更广泛的转变，该环境鼓励加密行业的创新，同时保持必要的监督。