康涅狄格採用嚴格的加密立場，執行用戶保護

最近，康涅狄格州通過了一項主要法律，禁止該州使用或投資加密貨幣。該法案被稱為HB 7082，禁止州及其地方政府接受虛擬貨幣作為付款或擁有任何加密資產。

Recently, Connecticut passed a major law that bans the state from using or investing in cryptocurrencies. This bill, known as HB 7082, prohibits the state and its local governments from accepting virtual currencies as payment or possessing any crypto assets. The new legislature, formally known as Public Act 25-66, will be enacted on October 1, 2025.

最近，康涅狄格州通過了一項主要法律，禁止該州使用或投資加密貨幣。該法案被稱為HB 7082，禁止州及其地方政府接受虛擬貨幣作為付款或擁有任何加密資產。新的立法機關，正式稱為25-66號公共法案，將於2025年10月1日頒布。

To begin with, the bill introduces a clear legal definition of the term virtual currency based on the current state law. Such a broad definition encompasses the majority of cryptocurrencies, including Bitcoin and Ethereum. Therefore, the law puts a final seal on any future intentions of establishing a state-owned Bitcoin reserve.

首先，該法案根據現行州法律介紹了虛擬貨幣一詞的明確法律定義。如此廣泛的定義包括大多數加密貨幣，包括比特幣和以太坊。因此，該法律對建立國有比特幣儲備的任何未來意圖簽署了最終印章。

Notably, the bill was unanimously passed in the Connecticut legislature with the support of both parties. This bipartisan approval has a very happy consensus that is against any state-sponsored crypto activity. Connecticut is one of the states that, unlike some others that are examining the application of digital assets, has decided to adopt a wait-and-watch attitude by being strict.

值得注意的是，在雙方的支持下，該法案在康涅狄格州立法機關中獲得了一致通過。這種兩黨的批准具有非常幸福的共識，這是針對任何國家贊助的加密活動的。康涅狄格州是與其他一些正在研究數字資產應用的州之一，它決定通過嚴格來採取等待態度的態度。

Along with prohibiting crypto investments, the law proposes a number of new regulations to companies dealing with cryptocurrency transactions. These are exchanges and applications that allow individuals to receive or send crypto. Detailed rules will now have to be observed by such companies in order to give greater protection to users.

除了禁止加密投資外，法律還向處理加密貨幣交易的公司提出了許多新法規。這些是允許個人接收或發送加密貨幣的交流和應用程序。現在，這些公司必須觀察到詳細規則，以便為用戶提供更大的保護。

First, these companies should make clear and understandable disclosures concerning the dangers of using crypto. Such warnings are supposed to be in English and must be displayed clearly to the users. They have to clarify such matters as changes in prices, the absence of insurance, and fraudulent risks.

首先，這些公司應就使用加密貨幣的危險進行清晰易理解的披露。這樣的警告應該是英文，必須清楚地顯示給用戶。他們必須澄清價格的變化，缺乏保險和欺詐風險。

Second, the customers should be provided with receipts, which show their transactions. They should also be aware of who specifically is possessing their assets. In case a company stores the crypto with the help of another business, this should be provided to the customer.

其次，應向客戶提供收據，以顯示其交易。他們還應該意識到誰特別擁有他們的資產。如果公司在另一家業務的幫助下存儲加密貨幣，則應將其提供給客戶。

Third, the legislation provides additional safeguards to the minors. Connecticut Crypto platforms must now ensure that a parent or legal guardian consents before anyone under the age of 18 is allowed to create a crypto account. Such protection has never been incorporated into state law before.

第三，該立法為未成年人提供了額外的保障措施。康涅狄格州加密平台現在必須確保在允許18歲以下的任何人創建加密帳戶之前，父母或法定監護人同意。以前從未將這種保護納入州法律。

Fourth, the law clarifies who owns digital assets. The virtual currencies stored in the possession of licensed companies are now deemed to belong to the customer. This implies that the customer is secure in the sense that should the company go bankrupt or be embroiled in a legal tussle, his or her rights are safeguarded.

第四，法律闡明了擁有數字資產的人。現在，保存在持牌公司擁有的虛擬貨幣現在被視為屬於客戶。這意味著，如果公司破產或捲入法律爭吵，其權利得到保護，則客戶是安全的。

Due to these amendments, the crypto regulation in Connecticut has become quite similar to the conventional financial regulation. The state aims to raise consumer protection and bring crypto transactions into the limelight.

由於這些修正案，康涅狄格州的加密法規已經與常規金融監管非常相似。該州旨在提高消費者保護，並將加密交易帶入眾人矚目的焦點。

Conversely, several states in the U.S. are heading in a completely different direction. As an example, the state of New Hampshire enacted a bill that permits the establishment of a state Bitcoin reserve. The state of Texas has also been interested in Bitcoin as a means to diversify its financial portfolio. In the meantime, the state of Arizona is also considering such an idea.

相反，美國的幾個州正朝著完全不同的方向前進。例如，新罕布什爾州制定了一項法案，允許建立國家比特幣儲備。德克薩斯州還對比特幣感興趣，以此作為使其金融投資組合多樣化的一種手段。同時，亞利桑那州也在考慮這樣一個想法。

These moves, however, are not favored by all states. In 2025, states such as Florida, Wyoming, South Dakota, and North Dakota stopped or withdrew crypto-related plans. They worry about crypto price volatility and the uncertainty around regulations.

但是，這些舉動並非所有州都喜歡。 2025年，佛羅里達州，懷俄明州，南達科他州和北達科他州等州停止或撤回了與加密相關的計劃。他們擔心加密價格波動和法規的不確定性。