PayPal USD（PYUSD）計劃將恆星用於新用例

向數百萬用戶和商人擴展日常付款，匯款和“ Payfi”解決方案

PayPal (NASDAQ:PYPL) announced plans to make its stablecoin, PayPal USD (PYUSD), available on the Stellar (CRYPTO: XLM) network, pending approval from the New York State Department of Financial Services (NYDFS).

PayPal（NASDAQ：PYPL）宣布了計劃，計劃在Stellar（Crypto：XLM）網絡上獲得其Stablecoin Paypal USD（PYUSD），該網絡已獲得紐約州金融服務部（NYDFS）的批准。

PYUSD was first launched in July on Ethereum (CRYPTO: ETH) and later Solana (CRYPTO: SOL). Expanding to Stellar provides an additional option for leveraging the speed, low transaction costs, and ease of integration of each respective network to maximize the utility of PYUSD for real-world payments, commerce, and micro-financing.

Pyusd於7月首次在Ethereum（Crypto：ETH）和後來的Solana（加密：Sol）發射。擴展到Stellar為利用速度，低交易成本以及易於集成的每個網絡提供了一個附加的選擇，以最大程度地利用Pyusd的實用性，以實現現實世界中的付款，商業和微交易。

“For years, stablecoins have been deemed 'crypto's killer app' by combining the power of the blockchain with the stability of fiat currency. As we see cross border payments being a key area where digital currencies can provide real world value, working with Stellar will help advance the use of this technology and provide benefits for all users,” said May Zabaneh, Vice President of the Blockchain, Cryptocurrency, and Digital Currency Group at PayPal.

“For years, stablecoins have been deemed 'crypto's killer app' by combining the power of the blockchain with the stability of fiat currency. As we see cross border payments being a key area where digital currencies can provide real world value, working with Stellar will help advance the use of this technology and provide benefits for all users,” said May Zabaneh, Vice President of the Blockchain, Cryptocurrency, and Digital Currency Group at PayPal.

What Happened: PYUSD on Stellar can be used for fast, affordable cross-border payments and expanded access to essential financial services while bridging the digital and physical world with a vast array of on and off ramps.

發生的事情是：Stellar上的Pyusd可用於快速，負擔得起的跨境支付，並擴大了對基本金融服務的訪問，同時用大量的On和Off Ramps彌合了數字和物理世界。

Users may benefit from improved daily payment options and financing solutions such as working capital and business loans - use cases already thriving on the Stellar network - ultimately enabling a more seamless flow of value across global markets.

用戶可能會受益於改進的日常支付選擇和融資解決方案，例如營運資金和業務貸款 - 在恆星網絡上已經蓬勃發展的用例 - 最終使全球市場上的價值更加無縫。

“Stellar is the network for fast, low-cost, and trusted global payments at scale. By bringing PYUSD to 170+ countries, we’re transforming stablecoins into practical financial tools that millions of everyday users and merchants can actually use,” said Denelle Dixon, Chief Executive Officer of Stellar Development Foundation. “Together, we are bringing stable digital currency to small and medium-sized businesses and individuals in emerging markets over the globe.”

“ Stellar是快速，低成本和可信賴的全球付款網絡的網絡。通過將Pyusd帶到170多個國家 /地區，我們將StableCoins轉變為實用的財務工具，實際上可以使用數百萬日常用戶和商人，” Stellar Development Development Fluesphore Foundation Denelle Dixon說。 “我們一起將穩定的數字貨幣帶給了全球新興市場的中小型企業和個人。”

Related Link: Stellar Reaches Milestone With 80 Billion Value Coins ProcessedAnnually: A Deep Dive into the Stellar NetworkPYUSD on Stellar can also enhance liquidity and financing opportunities through Payment Financing or 'PayFi', an emerging innovation in digital finance. Small and medium-sized businesses that face delayed receivables or pre-funding requirements would be able to access new sources of real-time working capital, disbursed in PYUSD. This capital can be used to pay suppliers, manage inventory, or address other operational needs – with instant settlement on Stellar. Liquidity providers can fund these opportunities and earn potential, sustainable benefits from real-world economic activity.

相關鏈接：恆星在臨時處理800億個價值硬幣的里程碑上：深入研究Stellar的Stellar Networkusd還可以通過付款融資或“ Payfi”（一種新興的數字融資創新）來增強流動性和融資機會。面臨延遲應收款或預先資助要求的中小型企業將能夠訪問PYUSD支付的新實時營運資金來源。該資本可用於支付供應商，管理庫存或滿足其他運營需求 - 並在Stellar上立即解決。流動性提供者可以為這些機會提供資金，並從現實世界中的經濟活動中賺取潛在的可持續利益。

PYUSD on Stellar can drive efficient modernized money movement, cost transparency, and minimize settlement delays by unlocking better borderless financial flows.

出色的Pyusd可以通過解鎖更好的無邊界財務流量來推動有效的現代化貨幣運動，成本透明度，並最大程度地減少和解延遲。

About PayPal USD (PYUSD)

關於PayPal USD（PYUSD）

PayPal USD is issued by Paxos Trust Company, which is a fully chartered limited purpose trust company and is licensed to engage in Virtual Currency Business Activity by the New York State Department of Financial Services.

PayPal USD由Paxos Trust Company發行，該公司是一家完全包裹的有限目的信託公司，並獲得紐約州金融服務部從事虛擬貨幣業務活動的許可。

Paxos holds a vast majority of its assets in U.S. dollar deposits, U.S. Treasuries and similar cash equivalents, which are used to fully back (or "fund") the digital assets it issues.

Paxos將其絕大多數資產持有美元存款，美國國債和類似現金等價物，這些資金用於完全返回（或“資金”）IT發行的數字資產。

PayPal (NMLS ID #: 910457) is licensed to engage in Virtual Currency Business Activity by the New York State Department of Financial Services.

PayPal（NMLS ID＃：910457）已獲得紐約州金融服務部從事虛擬貨幣業務活動的許可。

About The Stellar Network

關於恆星網絡

The Stellar network is a decentralized, fast, scalable, and uniquely sustainable blockchain built for financial products and services. It offers builders smart contracts functionality, and a protocol optimized for payments, with a design intended to keep fees low and to provide transaction speeds that can scale with increased adoption. Financial institutions and innovators worldwide issue assets and settle payments on the Stellar network, which has processed billions of operations with millions of accounts since the network was first launched.

恆星網絡是為金融產品和服務製造的一個分散，快速，可擴展和獨特可持續的區塊鏈。它為構建者提供了智能合約功能，並提供了針對付款優化的協議，其設計旨在使費用保持較低，並提供可以隨著採用率增加而擴展的交易速度。金融機構和創新者在全球範圍內發行資產，並在Stellar網絡上付款，該網絡已在該網絡首次啟動以來已經處理了數十億美元的運營。