康涅狄格采用严格的加密立场，执行用户保护

最近，康涅狄格州通过了一项主要法律，禁止该州使用或投资加密货币。该法案被称为HB 7082，禁止州及其地方政府接受虚拟货币作为付款或拥有任何加密资产。

Recently, Connecticut passed a major law that bans the state from using or investing in cryptocurrencies. This bill, known as HB 7082, prohibits the state and its local governments from accepting virtual currencies as payment or possessing any crypto assets. The new legislature, formally known as Public Act 25-66, will be enacted on October 1, 2025.

最近，康涅狄格州通过了一项主要法律，禁止该州使用或投资加密货币。该法案被称为HB 7082，禁止州及其地方政府接受虚拟货币作为付款或拥有任何加密资产。新的立法机关，正式称为25-66号公共法案，将于2025年10月1日颁布。

To begin with, the bill introduces a clear legal definition of the term virtual currency based on the current state law. Such a broad definition encompasses the majority of cryptocurrencies, including Bitcoin and Ethereum. Therefore, the law puts a final seal on any future intentions of establishing a state-owned Bitcoin reserve.

首先，该法案根据现行州法律介绍了虚拟货币一词的明确法律定义。如此广泛的定义包括大多数加密货币，包括比特币和以太坊。因此，该法律对建立国有比特币储备的任何未来意图签署了最终印章。

Notably, the bill was unanimously passed in the Connecticut legislature with the support of both parties. This bipartisan approval has a very happy consensus that is against any state-sponsored crypto activity. Connecticut is one of the states that, unlike some others that are examining the application of digital assets, has decided to adopt a wait-and-watch attitude by being strict.

值得注意的是，在双方的支持下，该法案在康涅狄格州立法机关中获得了一致通过。这种两党的批准具有非常幸福的共识，这是针对任何国家赞助的加密活动的。康涅狄格州是与其他一些正在研究数字资产应用的州之一，它决定通过严格来采取等待态度的态度。

Along with prohibiting crypto investments, the law proposes a number of new regulations to companies dealing with cryptocurrency transactions. These are exchanges and applications that allow individuals to receive or send crypto. Detailed rules will now have to be observed by such companies in order to give greater protection to users.

除了禁止加密投资外，法律还向处理加密货币交易的公司提出了许多新法规。这些是允许个人接收或发送加密货币的交流和应用程序。现在，这些公司必须观察到详细规则，以便为用户提供更大的保护。

First, these companies should make clear and understandable disclosures concerning the dangers of using crypto. Such warnings are supposed to be in English and must be displayed clearly to the users. They have to clarify such matters as changes in prices, the absence of insurance, and fraudulent risks.

首先，这些公司应就使用加密货币的危险进行清晰易理解的披露。这样的警告应该是英文，必须清楚地显示给用户。他们必须澄清价格的变化，缺乏保险和欺诈风险。

Second, the customers should be provided with receipts, which show their transactions. They should also be aware of who specifically is possessing their assets. In case a company stores the crypto with the help of another business, this should be provided to the customer.

其次，应向客户提供收据，以显示其交易。他们还应该意识到谁特别拥有他们的资产。如果公司在另一家业务的帮助下存储加密货币，则应将其提供给客户。

Third, the legislation provides additional safeguards to the minors. Connecticut Crypto platforms must now ensure that a parent or legal guardian consents before anyone under the age of 18 is allowed to create a crypto account. Such protection has never been incorporated into state law before.

第三，该立法为未成年人提供了额外的保障措施。康涅狄格州加密平台现在必须确保在允许18岁以下的任何人创建加密帐户之前，父母或法定监护人同意。以前从未将这种保护纳入州法律。

Fourth, the law clarifies who owns digital assets. The virtual currencies stored in the possession of licensed companies are now deemed to belong to the customer. This implies that the customer is secure in the sense that should the company go bankrupt or be embroiled in a legal tussle, his or her rights are safeguarded.

第四，法律阐明了拥有数字资产的人。现在，保存在持牌公司拥有的虚拟货币现在被视为属于客户。这意味着，如果公司破产或卷入法律争吵，其权利得到保护，则客户是安全的。

Due to these amendments, the crypto regulation in Connecticut has become quite similar to the conventional financial regulation. The state aims to raise consumer protection and bring crypto transactions into the limelight.

由于这些修正案，康涅狄格州的加密法规已经与常规金融监管非常相似。该州旨在提高消费者保护，并将加密交易带入众人瞩目的焦点。

Conversely, several states in the U.S. are heading in a completely different direction. As an example, the state of New Hampshire enacted a bill that permits the establishment of a state Bitcoin reserve. The state of Texas has also been interested in Bitcoin as a means to diversify its financial portfolio. In the meantime, the state of Arizona is also considering such an idea.

相反，美国的几个州正朝着完全不同的方向前进。例如，新罕布什尔州制定了一项法案，允许建立国家比特币储备。德克萨斯州还对比特币感兴趣，以此作为使其金融投资组合多样化的一种手段。同时，亚利桑那州也在考虑这样一个想法。

These moves, however, are not favored by all states. In 2025, states such as Florida, Wyoming, South Dakota, and North Dakota stopped or withdrew crypto-related plans. They worry about crypto price volatility and the uncertainty around regulations.

但是，这些举动并非所有州都喜欢。 2025年，佛罗里达州，怀俄明州，南达科他州和北达科他州等州停止或撤回了与加密相关的计划。他们担心加密价格波动和法规的不确定性。