受 EEA 監管的 Coinbase 用戶將失去獲得 USDC 收益的能力

這是因為一項顯著限制該地區穩定幣能力的 MiCA 新法規將於 12 月 1 日生效

Coinbase users who fall under the jurisdiction of the European Economic Area (EEA) will no longer be able to earn a yield on their USDC holdings, effective December 1. This is due to a new Markets in Cryptoassets (MiCA) regulation that will come into effect on that date.

自 12 月 1 日起，歐洲經濟區 (EEA) 管轄範圍內的 Coinbase 用戶將無法再透過持有的 USDC 賺取收益。日期生效。

The Markets in Cryptoassets Act (MICA) is a new piece of legislation that will be introduced by the European Union to regulate the cryptocurrency markets. The act will classify stablecoins as “e-money tokens,” which will be subject to stricter regulations. This will limit the ability of stablecoin issuers to offer interest on their tokens.

《加密資產市場法》（MICA）是歐盟將推出的一項新立法，旨在監管加密貨幣市場。該法案將穩定幣歸類為“電子貨幣代幣”，並將受到更嚴格的監管。這將限制穩定幣發行人為其代幣提供利息的能力。

The new regulation will apply to all 27 EU member states, as well as Iceland, Norway and Liechtenstein. Several prominent figures in the crypto industry have already expressed their sarcasm regarding this new legislation.

新規定將適用於所有 27 個歐盟成員國，以及冰島、挪威和列支敦士登。加密產業的幾位知名人士已經對這項新立法表達了諷刺。

For example, Paul Berg, the co-founder and CEO of crypto infrastructure provider Sablier, said: “Very grateful to the EU for protecting me against earning a yield on my USDC holdings on Coinbase.”

例如，加密基礎設施提供商 Sablier 的聯合創始人兼首席執行官 Paul Berg 表示：“非常感謝歐盟保護我免於從 Coinbase 持有的 USDC 中賺取收益。”

Trading Strategy co-founder Mikko Ohtamaa also chimed in, saying: “I feel protected.”

Trading Strategy 聯合創始人 Mikko Ohtamaa 也插話道：“我感到受到了保護。”

Additionally, Ripple Labs technology chief David Schwartz commented: “It’s funny how often regulations prevent companies from doing things that are unarguably pro-consumer.”

此外，Ripple Labs 技術主管 David Schwartz 評論道：“有趣的是，法規經常阻止公司做毫無爭議的有利於消費者的事情。”

Meanwhile, Coinbase has stated that users who are already connected to the feature will still accrue rewards for the next two days, until November 30. Any further initiatives — such as whether Coinbase will attempt to reintroduce this feature without running afoul of regulators — have not been commented on as of yet.

同時，Coinbase 表示，已經連接到該功能的用戶仍將在接下來的兩天（即11 月30 日）內獲得獎勵。的情況下重新引入該功能）都尚未確定。

At the same time, other stablecoin issuers are beginning to devise their workarounds. Tether, following Coinbase, is canceling support for its euro-pegged token, citing “the evolving regulatory frameworks surrounding stablecoins in the European market,” while Binance, on the other hand, is deciding to enter the European market with its EURØP token.

同時，其他穩定幣發行人也開始製定解決方案。繼Coinbase 之後，Tether 也取消了對其與歐元掛鉤的代幣的支持，理由是“歐洲市場上圍繞穩定幣不斷發展的監管框架”，而另一方面，幣安則決定以其EURØP 代幣進入歐洲市場。

It’s worth noticing the overwhelming opinion that the new legislation severely restricts investors in their tools, and the disappointment that the feature remains available outside the EU seems unfair to many. However, breaking legislation is never a good thing. Let’s see, maybe investor interest will influence further regulatory decisions, and what decisions key crypto players will make against this backdrop.

值得注意的是，壓倒性的觀點認為新立法嚴重限制了投資者對其工具的使用，而對該功能在歐盟以外地區仍然可用的失望似乎對許多人來說是不公平的。然而，違反立法從來都不是一件好事。讓我們看看，也許投資者的興趣會影響進一步的監管決策，以及主要的加密貨幣參與者在這種背景下會做出什麼決定。

Be aware and stay tuned.

請注意並保持關注。