受 EEA 监管的 Coinbase 用户将失去获得 USDC 收益的能力

这是因为一项显着限制该地区稳定币能力的 MiCA 新法规将于 12 月 1 日生效

Coinbase users who fall under the jurisdiction of the European Economic Area (EEA) will no longer be able to earn a yield on their USDC holdings, effective December 1. This is due to a new Markets in Cryptoassets (MiCA) regulation that will come into effect on that date.

自 12 月 1 日起，欧洲经济区 (EEA) 管辖范围内的 Coinbase 用户将无法再通过持有的 USDC 赚取收益。这是由于一项新的加密资产市场 (MiCA) 法规即将生效。于该日期生效。

The Markets in Cryptoassets Act (MICA) is a new piece of legislation that will be introduced by the European Union to regulate the cryptocurrency markets. The act will classify stablecoins as “e-money tokens,” which will be subject to stricter regulations. This will limit the ability of stablecoin issuers to offer interest on their tokens.

《加密资产市场法》（MICA）是欧盟将推出的一项新立法，旨在监管加密货币市场。该法案将稳定币归类为“电子货币代币”，并将受到更严格的监管。这将限制稳定币发行人为其代币提供利息的能力。

The new regulation will apply to all 27 EU member states, as well as Iceland, Norway and Liechtenstein. Several prominent figures in the crypto industry have already expressed their sarcasm regarding this new legislation.

新规定将适用于所有 27 个欧盟成员国，以及冰岛、挪威和列支敦士登。加密行业的几位知名人士已经对这项新立法表达了讽刺。

For example, Paul Berg, the co-founder and CEO of crypto infrastructure provider Sablier, said: “Very grateful to the EU for protecting me against earning a yield on my USDC holdings on Coinbase.”

例如，加密基础设施提供商 Sablier 的联合创始人兼首席执行官 Paul Berg 表示：“非常感谢欧盟保护我免于从 Coinbase 持有的 USDC 中赚取收益。”

Trading Strategy co-founder Mikko Ohtamaa also chimed in, saying: “I feel protected.”

Trading Strategy 联合创始人 Mikko Ohtamaa 也插话道：“我感到受到了保护。”

Additionally, Ripple Labs technology chief David Schwartz commented: “It’s funny how often regulations prevent companies from doing things that are unarguably pro-consumer.”

此外，Ripple Labs 技术主管 David Schwartz 评论道：“有趣的是，法规经常阻止公司做毫无争议的有利于消费者的事情。”

Meanwhile, Coinbase has stated that users who are already connected to the feature will still accrue rewards for the next two days, until November 30. Any further initiatives — such as whether Coinbase will attempt to reintroduce this feature without running afoul of regulators — have not been commented on as of yet.

与此同时，Coinbase 表示，已经连接到该功能的用户仍将在接下来的两天（即 11 月 30 日）内获得奖励。任何进一步的举措（例如 Coinbase 是否会尝试在不与监管机构发生冲突的情况下重新引入该功能）都尚未确定。至今已被评论。

At the same time, other stablecoin issuers are beginning to devise their workarounds. Tether, following Coinbase, is canceling support for its euro-pegged token, citing “the evolving regulatory frameworks surrounding stablecoins in the European market,” while Binance, on the other hand, is deciding to enter the European market with its EURØP token.

与此同时，其他稳定币发行人也开始制定解决方案。继 Coinbase 之后，Tether 也取消了对其与欧元挂钩的代币的支持，理由是“欧洲市场上围绕稳定币不断发展的监管框架”，而另一方面，币安则决定以其 EURØP 代币进入欧洲市场。

It’s worth noticing the overwhelming opinion that the new legislation severely restricts investors in their tools, and the disappointment that the feature remains available outside the EU seems unfair to many. However, breaking legislation is never a good thing. Let’s see, maybe investor interest will influence further regulatory decisions, and what decisions key crypto players will make against this backdrop.

值得注意的是，压倒性的观点认为新立法严重限制了投资者对其工具的使用，而对该功能在欧盟以外地区仍然可用的失望似乎对许多人来说是不公平的。然而，违反立法从来都不是一件好事。让我们看看，也许投资者的兴趣会影响进一步的监管决策，以及主要的加密货币参与者在这种背景下会做出什么决定。

Be aware and stay tuned.

请注意并保持关注。