加利福尼亚正在酿造一波立法浪潮，可以重新定义您如何管理数字资产

尽管头条新闻听起来很良性 - “无人认领的财产法更新了加密货币”，但大会法案第1052号法案（AB 1052）的现实引发了辩论并提出问题

A legislative wave is brewing in California that could redefine how you manage your digital assets.

加利福尼亚州正在酿造立法浪潮，可以重新定义您如何管理数字资产。

While the headlines might sound benign – “unclaimed property laws updated for crypto” – the reality of Assembly Bill 1052 (AB 1052) is sparking debate and raising questions for cryptocurrency holders. Dry legal jargon aside, the real question is could your carefully hoarded crypto vanish into the state’s coffers, just because you’re quietly HODLing?

尽管头条新闻听起来很良性 - “无人认领的财产法更新了加密货币”，但大会第1052号法案（AB 1052）的现实引发了辩论，并为加密货币持有人提出了问题。除了干燥的法律行话之外，真正的问题是，您精心ho积加密货币是否消失在该州的金库中，只是因为您悄悄地呆滞了吗？

At its core, AB 1052 states that if crypto assets held in a custodial account (think your Coinbase or Kraken account) show no “act of ownership interest” for a period of three years, they could be transferred to the state as unclaimed property. This isn’t an outright “seizure” in the conventional sense, as the state intends to hold the assets in-kind (Bitcoin remains Bitcoin) and allows for reclamation.

AB 1052在其核心上指出，如果在托管帐户中持有的加密资产（想想您的Coinbase或Kraken帐户）没有显示“拥有行为权益”三年的“所有权行为”，则可以将其作为无人认领的财产转移到该州。从传统意义上讲，这不是彻底的“癫痫发作”，因为国家打算将资产持续使用（比特币仍然是比特币），并允许开垦。

But consider this: are you actively logging into your exchange account every few years? Are you making minor transactions just to prove you’re there? For the long-term holder, the “set it and forget it” investor, or even someone who just wants to ride out a bear market without daily interaction, this law introduces an unsettling new layer of diligence. Are you certain your current passive approach meets California’s definition of “ownership interest”? If not, are you prepared for the potential hassle and uncertainty of reclaiming assets from a state bureaucracy?

但是请考虑一下：您是否每隔几年就积极登录一次交换帐户？您是否只是为了证明自己在那里进行小型交易？对于长期持有人来说，“设置并忘记它”的投资者，甚至只是想在没有日常互动的情况下摆脱熊市的人，这项法律引入了令人不安的新勤奋层。您是否确定您当前的被动方法符合加利福尼亚对“所有权权益”的定义？如果没有，您是否为从国家官僚机构中收回资产的潜在麻烦和不确定性做好了准备？

Now, traditional unclaimed property laws have long applied to dormant bank accounts, but extending them to crypto strikes a nerve for a fundamental reason: it highlights the inherent tension between centralized control and decentralized freedom. When you leave your crypto on an exchange, you’re trusting that third party to safeguard your assets and act on your behalf. AB 1052 essentially grants the state the power to step into that relationship if you appear “absent.”

现在，传统的无人认领的财产法早已应用于休眠的银行帐户，但由于根本原因将其扩展到加密货币袭击神经：它突出了集中式控制与分散的自由之间的固有张力。当您将加密货币留在交易所上时，您会相信第三方来保护您的资产并代表您采取行动。 AB 1052实质上，如果您出现在“缺席”，则授予国家进入该关系的权力。

Critics are quick to point out the chilling effect this could have on crypto adoption, particularly for those seeking an alternative to traditional financial systems. If a government can classify your “dormant” digital wealth as public property, how secure is it truly within a centralized framework? This isn’t just about California; it’s a potential precedent for other states, reshaping the regulatory landscape of digital assets across the nation.

批评者很快指出，这可能对采用加密货币的采用，特别是对于那些寻求替代传统金融体系的人。如果政府可以将您的“休眠”数字财富归类为公共财产，那么它在集中式框架中的真正安全性？这不仅仅是加利福尼亚；对于其他州来说，这是一个潜在的先例，重塑了全国数字资产的监管格局。

This isn’t a moment for passive observation. It’s a call to action.

这不是被动观察的时刻。这是行动的呼吁。