凱特琳·朗（Caitlin）批評美國美聯儲維護反克里普托政策

Custodia Bank的創始人兼首席執行官Caitlin Long批評美國美聯儲悄悄地維護了一項關鍵的反克里普托政策

Caitlin Long, founder and CEO of Custodia Bank, has criticized the US Federal Reserve for quietly maintaining a key anti-crypto policy that favors big-bank-issued stablecoins, despite relaxing crypto partnership rules for banks.

Custodia Bank的創始人兼首席執行官Caitlin Long批評美國美聯儲悄悄地維護了一項關鍵的反聯合國政策，儘管放寬了銀行的加密合夥夥伴關係規則，該政策有利於大型銀行發行的穩定性。

In an April 27 thread on X, Long explained that while the Fed recently rescinded four prior crypto guidelines, it left intact a Jan. 27, 2023, statement issued in coordination with the Biden administration.

在4月27日的X線程中，朗解釋說，儘管美聯儲最近撤銷了四個先前的加密指南，但它完好無損地與拜登政府協調發出的聲明完好無損。

The guidance, according to Long, blocks banks from engaging directly in crypto assets and prohibits them from issuing stablecoins on permissionless blockchains.

根據Long，該指南阻止了銀行直接從事加密資產，並禁止他們在無許可區塊鏈上發行穩定的股份。

“THE FED HAS MAINTAINED A REGULATORY PREFERENCE FOR PERMISSIONED STABLECOINS (ie, big-bank versions), Long stated.

“美聯儲一直對允許的穩定股（即大銀行版本）保持了監管偏好，這是長期以來的說法。

This move gives traditional financial institutions a “head start” in launching private stablecoins while the broader market waits for stablecoin legislation to pass through Congress, she warned.

她警告說，這一舉動使傳統的金融機構在推出私人Stablecoins時有了“首要開端”，而更廣泛的市場等待Stablecoin立法通過國會。

Long urges Congress to pass stablecoin bill

長期敦促國會通過穩定法案

Long noted that once a federal stablecoin bill becomes law, it could override the Fed’s stance. “Congress should hurry up,” she urged.

長期以來，一旦聯邦穩定法案成為法律，它可能會覆蓋美聯儲的立場。 “國會應該快點，”她敦促。

This point was echoed by Senator Cynthia Lummis, who expressed her annoyance at the lack of progress in passing a stablecoin bill during a hearing with Treasury Secretary Janet Yellen on April 26.

這一點得到了參議員辛西婭·盧米斯（Cynthia Lummis）的回應，他對4月26日在與財政部長珍妮特·耶倫（Janet Yellen）的聽證會上通過一項穩定法案的進展表示煩惱。

Lummis said that she planned to raise the topic again in a Senate Banking Committee hearing on Thursday.

盧米斯說，她計劃在周四的參議院銀行委員會聽證會上再次提出這個話題。

Beyond stablecoins, Long pointed out how the Fed’s policy hampers banks from participating in crypto markets as principals, preventing them from market-making in assets like Bitcoin (BTC), Ether (ETH) or Solana (SOL).

除了Stablecoins之外，Long指出，美聯儲的政策如何阻礙銀行參與加密貨幣市場，以阻止他們在比特幣（BTC），Ether（Ether（Ether）（ETH）或Solana（Solana（Sol）等資產上進行營銷）。

She also noted operational challenges for banks looking to offer crypto custody services, particularly around covering gas fees for onchain transactions — a standard practice for crypto custodians but restricted under current Fed rules.

她還指出，對於希望提供加密貨幣服務服務的銀行的運營挑戰，尤其是圍繞OnChain Transactions的汽油費，這是加密貨幣託管人的標準做法，但受到當前美聯儲規定的限制。

Summing up her concerns, Long argued that the Fed’s decision keeps “sand in the wheels” of banks entering crypto custody, while simultaneously advancing permissioned stablecoins backed by major financial institutions.

朗格總結了她的擔憂，朗認為，美聯儲的決定將進入加密貨幣的銀行“在車輪上”保持了“沙子”，同時同時推進了由主要金融機構支持的許可穩定的stablecoins。

“The Fed definitely won on PR spin--its press release listed a long list of guidance it rescindedbut omitted ANY mention of the guidance it kept. That duped *a lot* of smart people, understandably,” she wrote.

她寫道：“美聯儲肯定是在公關旋轉中獲勝的 - 它的新聞稿列出了一長串指導，但省略了任何指導。可以理解的是，騙了很多 *聰明的人。”

Senator Lummis calls Fed’s move as ‘lip service’

參議員盧米斯（Lummis）將美聯儲的舉動稱為“唇部服務”

Meanwhile, Senator Lummis slammed the Fed’s move as mere “lip service” in a separate post on Thursday, signaling potential legislative pushback in the near future.

同時，參議員盧米斯（Lummis）在周四的另一篇文章中僅僅是“唇部服務”，將美聯儲的舉動猛烈抨擊，這表明在不久的將來，潛在的立法推回。

Lummis mentioned the Fed’s policy statement in Section 9(13), which hasn’t been withdrawn, stating that Bitcoin and digital assets are considered “unsafe and unsound.”

盧米斯（Lummis）在沒有撤回的第9（13）節中提到了美聯儲的政策聲明，並指出比特幣和數字資產被視為“不安全和不舒服”。

However, other crypto executives praised the Fed’s announcement as a positive development for the industry. Strategy's Michael Saylor said in an April 25 X post that the Fed’s move means that “banks are now free to begin supporting Bitcoin.”

但是，其他加密高管稱讚美聯儲的宣布是該行業的積極發展。策略的邁克爾·塞勒（Michael Saylor）在4月25日X帖子中說，美聯儲的舉動意味著“銀行現在可以自由開始支持比特幣”。