比特幣在巴布亞新幾內亞變得越來越流行

本文簡單地解釋了比特幣的黑暗面。騙局和假承諾比特幣最大的危險之一是騙局。

Bitcoin is becoming increasingly popular in Papua New Guinea, with many people now having heard of it and some already using it to send and receive money, invest, save and hold for future use.

比特幣在巴布亞新幾內亞變得越來越流行，現在許多人聽說過它，有些人已經在使用它來寄錢，投資，保存和持有以備將來使用。

It sounds like a smart way to make money and for some, it has been. However, for others, it’s a better digital savings account. But there’s another side to Bitcoin that many don’t talk about. It’s very important for ordinary Papua New Guineans to understand the risks and dangers before getting involved.

聽起來像是一種賺錢的聰明方式，對某些人來說，這是一種聰明的方式。但是，對於其他人來說，這是一個更好的數字儲蓄帳戶。但是，比特幣的另一面很多人不談論。對於普通的巴布亞新幾內亞人來說，在參與之前了解風險和危險非常重要。

This article explains, in simple terms, the dark side of Bitcoin.

本文簡單地解釋了比特幣的黑暗面。

Scams and Fake Promises

騙局和假諾言

One of the biggest dangers with Bitcoin is scams. Many people in PNG have already lost money by trusting fake Bitcoin investment schemes.

比特幣最大的危險之一是騙局。 PNG中的許多人已經通過信任假比特幣投資計劃損失了錢。

You might see people on Facebook, Telegram or WhatsApp promising to double your money in one week. Some may show screenshots of big profits or say a “pastor” or “businessman” is involved. Be careful! Most of these are scams.

您可能會在Facebook，Telegram或WhatsApp上看到人們在一周內將您的錢翻倍。有些人可能會顯示大幅利潤的屏幕截圖，或者說“牧師”或“商人”涉及。當心！其中大多數是騙局。

These scammers trick people into sending their Bitcoin or Kina with the promise of high returns but once they get your money, they disappear. Bitcoin transactions cannot be reversed. Once it’s sent, it’s gone.

這些詐騙者欺騙人們以高回報的承諾來發送他們的比特幣或基納，但是一旦獲得您的錢，他們就會消失。比特幣交易不能逆轉。一旦發送，它就消失了。

Price Goes Up and Down Quickly

價格很快上下

Bitcoin is not like a normal bank account. The price of one Bitcoin can go up very high and also fall very low — sometimes in just a few hours or days.

比特幣不像普通銀行帳戶。一個比特幣的價格上漲很高，也下降得很低 - 有時在幾個小時或幾天內。

For example, in 2021, one Bitcoin was worth over USD $60,000 (K180,000). By the next year (2022), it dropped to below USD $20,000 (K60,000).

例如，在2021年，一個比特幣的價值超過60,000美元（K180,000）。到第二年（2022年），它降至20,000美元以下（K60,000）。

That’s more than half its value lost.

這是其價值損失的一半以上。

If you put money into Bitcoin when the price is high and it crashes, you can lose a lot of money. This has already happened to many people around the world.

如果您在價格高且崩潰時將錢投入比特幣，那麼您可能會損失很多錢。這已經發生在世界各地的許多人身上。

No One Can Help You If Something Goes Wrong

如果出現問題，沒有人可以為您提供幫助

In PNG, if you lose your Kina Bank card or your bank account with BSP is hacked, you can go to the bank for help. But with Bitcoin, there is no help desk, no bank, no officer and no refund.

在PNG中，如果您丟失了Kina銀行卡或使用BSP的銀行帳戶被黑客入侵，則可以去銀行尋求幫助。但是對於比特幣，沒有幫助台，沒有銀行，沒有官員，也沒有退款。

If you lose your password (called a private key and a recovery phrase), you lose access to your Bitcoin forever. If someone hacks your phone or tricks you, there’s no one to report to. Even the police or your Govt may not be able to help, because Bitcoin is not controlled by any government or bank.

如果您丟失了密碼（稱為私鑰和恢復短語），您將永遠失去對比特幣的訪問權限。如果有人闖入您的手機或欺騙您，則沒有人要報告。即使是警察或您的政府也可能無法提供幫助，因為比特幣不受任何政府或銀行控制。

Used for Criminal Activities

用於犯罪活動

Bitcoin is sometimes used for illegal activities. Because it can hide the identity of users, it’s been used to move dirty money, fund crimes and even support online black markets.

比特幣有時用於非法活動。因為它可以隱藏用戶的身份，所以它已被用來移動骯髒的錢，資金犯罪甚至支持在線黑市。

This is a serious issue because in some countries, police and governments are cracking down on Bitcoin users — especially if they are suspected of being involved in criminal or suspicious activities.

這是一個嚴重的問題，因為在某些國家 /地區，警察和政府正在打擊比特幣使用者，尤其是當他們涉嫌參與犯罪或可疑活動時。

PNG citizens must be careful not to get caught up in any illegal Bitcoin activities, even by accident. You could face legal problems without even knowing what you’ve done.

PNG公民必須小心，以免偶然地陷入任何非法比特幣活動中。您甚至不知道自己所做的事情就可以遇到法律問題。

Central Bank Sends Warning

中央銀行發出警告

The Bank of Papua New Guinea (BPNG) has served some warnings about people involved in Bitcoin scams. These warnings are because of the above list of reasons and Bitcoin’s dark side.

巴布亞新幾內亞銀行（BPNG）對涉及比特幣騙局的人們發出了一些警告。這些警告是由於上述原因列表和比特幣的黑暗面。

If you lose money or someone scams you, you cannot go to the central bank, the Ombudsman, the police or the courts to get your money back. You are on your own.

如果您虧錢或某人騙您，您將無法去中央銀行，申訴專員，警察或法院取回您的錢。你一個人。

The government and central bank have also warned that using Bitcoin comes with big risks. It’s not yet regulated and people using it are doing so at their own risk.

政府和中央銀行還警告說，使用比特幣具有很大的風險。它尚未受到監管，使用它的人會自負。

Fake Bitcoin “Experts” and Influencers

假比特幣“專家”和影響者

These days, you’ll hear some people calling themselves Bitcoin “experts” or “gurus.” They hold seminars or online meetings and try to convince people to invest through them.

這些天，您會聽到一些人自稱比特幣為“專家”或“大師”。他們舉行研討會或在線會議，並試圖說服人們通過他們進行投資。

Some are honest and trying to teach others but many are just trying to make money for themselves. They collect “joining fees,” or sell fake “training packages,” and walk away rich while others lose out.

有些是誠實的，試圖教別人，但許多人只是想自己賺錢。他們收取“加入費用”，或出售假的“培訓套餐”，然後走開，而其他人則輸了。

One example of this is CashFX or CFX. In 2019 and 2020, many people from PNG joined CFX, excited with the promise of high returns. I was involved in selling Bitcoin to those who wanted to join CFX. Some people withdraw until in 2022, it started to slow down on processing withdrawals and eventually stopped withdraw in 2023 and now it’s dead – not working any more. I was selling Bitcoin that time, people bought Bitcoin and joined CFX. I also lost in CFX.

一個例子是CashFX或CFX。在2019年和2020年，來自PNG的許多人加入了CFX，對高回報的承諾感到興奮。我參與了想要加入CFX的人出售比特幣。有些人撤離到2022年，它開始放慢加工的戒斷，並最終在2023年停止退出，現在已經死了 - 不再工作了。那個時候，我正在賣比特幣，人們買了比特幣並加入了CFX。我也輸了CFX。

CFX was a Ponzi Scheme. It was an experience that we look out for such and avoid. Other red flag scams in PNG are: Golden Sun, SSE, Faith G and any others that promise high returns.

CFX是龐氏騙局。這是我們尋求這種情況並避免的經歷。 PNG中的其他紅旗騙局是：金色的太陽，SSE，Faith G和其他承諾高回報的其他人。

Always check the background of anyone offering Bitcoin advice. Real experts don’t

始終檢查任何提供比特幣建議的人的背景。真正的專家沒有