比特币在巴布亚新几内亚变得越来越流行

本文简单地解释了比特币的黑暗面。骗局和假承诺比特币最大的危险之一是骗局。

Bitcoin is becoming increasingly popular in Papua New Guinea, with many people now having heard of it and some already using it to send and receive money, invest, save and hold for future use.

比特币在巴布亚新几内亚变得越来越流行，现在许多人听说过它，有些人已经在使用它来寄钱，投资，保存和持有以备将来使用。

It sounds like a smart way to make money and for some, it has been. However, for others, it’s a better digital savings account. But there’s another side to Bitcoin that many don’t talk about. It’s very important for ordinary Papua New Guineans to understand the risks and dangers before getting involved.

听起来像是一种赚钱的聪明方式，对某些人来说，这是一种聪明的方式。但是，对于其他人来说，这是一个更好的数字储蓄帐户。但是，比特币的另一面很多人不谈论。对于普通的巴布亚新几内亚人来说，在参与之前了解风险和危险非常重要。

This article explains, in simple terms, the dark side of Bitcoin.

本文简单地解释了比特币的黑暗面。

Scams and Fake Promises

骗局和假诺言

One of the biggest dangers with Bitcoin is scams. Many people in PNG have already lost money by trusting fake Bitcoin investment schemes.

比特币最大的危险之一是骗局。 PNG中的许多人已经通过信任假比特币投资计划损失了钱。

You might see people on Facebook, Telegram or WhatsApp promising to double your money in one week. Some may show screenshots of big profits or say a “pastor” or “businessman” is involved. Be careful! Most of these are scams.

您可能会在Facebook，Telegram或WhatsApp上看到人们在一周内将您的钱翻倍。有些人可能会显示大幅利润的屏幕截图，或者说“牧师”或“商人”涉及。当心！其中大多数是骗局。

These scammers trick people into sending their Bitcoin or Kina with the promise of high returns but once they get your money, they disappear. Bitcoin transactions cannot be reversed. Once it’s sent, it’s gone.

这些诈骗者欺骗人们以高回报的承诺来发送他们的比特币或基纳，但是一旦获得您的钱，他们就会消失。比特币交易不能逆转。一旦发送，它就消失了。

Price Goes Up and Down Quickly

价格很快上下

Bitcoin is not like a normal bank account. The price of one Bitcoin can go up very high and also fall very low — sometimes in just a few hours or days.

比特币不像普通银行帐户。一个比特币的价格上涨很高，也下降得很低 - 有时在几个小时或几天内。

For example, in 2021, one Bitcoin was worth over USD $60,000 (K180,000). By the next year (2022), it dropped to below USD $20,000 (K60,000).

例如，在2021年，一个比特币的价值超过60,000美元（K180,000）。到第二年（2022年），它降至20,000美元以下（K60,000）。

That’s more than half its value lost.

这是其价值损失的一半以上。

If you put money into Bitcoin when the price is high and it crashes, you can lose a lot of money. This has already happened to many people around the world.

如果您在价格高且崩溃时将钱投入比特币，那么您可能会损失很多钱。这已经发生在世界各地的许多人身上。

No One Can Help You If Something Goes Wrong

如果出现问题，没有人可以为您提供帮助

In PNG, if you lose your Kina Bank card or your bank account with BSP is hacked, you can go to the bank for help. But with Bitcoin, there is no help desk, no bank, no officer and no refund.

在PNG中，如果您丢失了Kina银行卡或使用BSP的银行帐户被黑客入侵，则可以去银行寻求帮助。但是对于比特币，没有帮助台，没有银行，没有官员，也没有退款。

If you lose your password (called a private key and a recovery phrase), you lose access to your Bitcoin forever. If someone hacks your phone or tricks you, there’s no one to report to. Even the police or your Govt may not be able to help, because Bitcoin is not controlled by any government or bank.

如果您丢失了密码（称为私钥和恢复短语），您将永远失去对比特币的访问权限。如果有人闯入您的手机或欺骗您，则没有人要报告。即使是警察或您的政府也可能无法提供帮助，因为比特币不受任何政府或银行控制。

Used for Criminal Activities

用于犯罪活动

Bitcoin is sometimes used for illegal activities. Because it can hide the identity of users, it’s been used to move dirty money, fund crimes and even support online black markets.

比特币有时用于非法活动。因为它可以隐藏用户的身份，所以它已被用来移动肮脏的钱，资金犯罪甚至支持在线黑市。

This is a serious issue because in some countries, police and governments are cracking down on Bitcoin users — especially if they are suspected of being involved in criminal or suspicious activities.

这是一个严重的问题，因为在某些国家 /地区，警察和政府正在打击比特币使用者，尤其是当他们涉嫌参与犯罪或可疑活动时。

PNG citizens must be careful not to get caught up in any illegal Bitcoin activities, even by accident. You could face legal problems without even knowing what you’ve done.

PNG公民必须小心，以免偶然地陷入任何非法比特币活动中。您甚至不知道自己所做的事情就可以遇到法律问题。

Central Bank Sends Warning

中央银行发出警告

The Bank of Papua New Guinea (BPNG) has served some warnings about people involved in Bitcoin scams. These warnings are because of the above list of reasons and Bitcoin’s dark side.

巴布亚新几内亚银行（BPNG）对涉及比特币骗局的人们发出了一些警告。这些警告是由于上述原因列表和比特币的黑暗面。

If you lose money or someone scams you, you cannot go to the central bank, the Ombudsman, the police or the courts to get your money back. You are on your own.

如果您亏钱或某人骗您，您将无法去中央银行，申诉专员，警察或法院取回您的钱。你一个人。

The government and central bank have also warned that using Bitcoin comes with big risks. It’s not yet regulated and people using it are doing so at their own risk.

政府和中央银行还警告说，使用比特币具有很大的风险。它尚未受到监管，使用它的人会自负。

Fake Bitcoin “Experts” and Influencers

假比特币“专家”和影响者

These days, you’ll hear some people calling themselves Bitcoin “experts” or “gurus.” They hold seminars or online meetings and try to convince people to invest through them.

这些天，您会听到一些人自称比特币为“专家”或“大师”。他们举行研讨会或在线会议，并试图说服人们通过他们进行投资。

Some are honest and trying to teach others but many are just trying to make money for themselves. They collect “joining fees,” or sell fake “training packages,” and walk away rich while others lose out.

有些是诚实的，试图教别人，但许多人只是想自己赚钱。他们收取“加入费用”，或出售假的“培训套餐”，然后走开，而其他人则输了。

One example of this is CashFX or CFX. In 2019 and 2020, many people from PNG joined CFX, excited with the promise of high returns. I was involved in selling Bitcoin to those who wanted to join CFX. Some people withdraw until in 2022, it started to slow down on processing withdrawals and eventually stopped withdraw in 2023 and now it’s dead – not working any more. I was selling Bitcoin that time, people bought Bitcoin and joined CFX. I also lost in CFX.

一个例子是CashFX或CFX。在2019年和2020年，来自PNG的许多人加入了CFX，对高回报的承诺感到兴奋。我参与了想要加入CFX的人出售比特币。有些人撤离到2022年，它开始放慢加工的戒断，并最终在2023年停止退出，现在已经死了 - 不再工作了。那个时候，我正在卖比特币，人们买了比特币并加入了CFX。我也输了CFX。

CFX was a Ponzi Scheme. It was an experience that we look out for such and avoid. Other red flag scams in PNG are: Golden Sun, SSE, Faith G and any others that promise high returns.

CFX是庞氏骗局。这是我们寻求这种情况并避免的经历。 PNG中的其他红旗骗局是：金色的太阳，SSE，Faith G和其他承诺高回报的其他人。

Always check the background of anyone offering Bitcoin advice. Real experts don’t

始终检查任何提供比特币建议的人的背景。真正的专家没有