BBVA Switzerland 透過添加 Circle 的 USDC 穩定幣來擴展其加密貨幣產品

三年前，BBVA Switzerland 推出了無淨資產需求的新一代數位投資帳戶，成為首批向零售客戶提供加密貨幣服務的銀行之一。

Three years ago, BBVA Switzerland became one of the first banks to offer cryptocurrency services to retail clients, with the launch of its New Gen digital investment account with no net worth requirements. However, customers have to keep the equivalent of $10,000 on deposit. Now BBVA Switzerland is expanding the offering by adding the USDC stablecoin from Circle.

三年前，BBVA Switzerland 推出了無淨資產需求的新一代數位投資帳戶，成為首批向零售客戶提供加密貨幣服務的銀行之一。然而，客戶必須保留相當於 10,000 美元的存款。現在，BBVA Switzerland 正在透過添加 Circle 的 USDC 穩定幣來擴大產品範圍。

In addition to the New Gen account, the Swiss bank also provides cryptocurrency services to its institutional and private banking clients.

除了新一代帳戶外，這家瑞士銀行還為其機構和私人銀行客戶提供加密貨幣服務。

Previously the BBVA offering only supported Bitcoin and Ether. While users can hold USDC with the bank, it also means institutional clients can use it for trading other cryptocurrencies.

此前，BBVA 產品僅支援比特幣和以太幣。雖然用戶可以在銀行持有 USDC，但這也意味著機構客戶可以用它來交易其他加密貨幣。

We recently ran tests with a couple of cryptocurrency exchanges and noted that the exchange rates were surprisingly attractive. Thinking about BBVA clients, if they previously used their BBVA account to transfer money onto crypto exchanges, then BBVA can potentially earn foreign exchange revenues from converting CHF or Euro deposits into USDC.

我們最近對幾個加密貨幣交易所進行了測試，並注意到匯率非常有吸引力。想想 BBVA 客戶，如果他們之前使用 BBVA 帳戶將資金轉移到加密貨幣交易所，那麼 BBVA 可以透過將瑞士法郎或歐元存款轉換為 USDC 來賺取外匯收入。

“We want to offer our private clients a simple access to the tokenized products they are most interested in and cannot access through traditional financial institutions. Meanwhile, our institutional clients need us to provide options to guarantee the assets they manage,” said Philippe Meyer, Head of Digital Solutions and Blockchain at BBVA in Switzerland. “We will analyze all the crypto assets they are investing in to continue building our offering with further innovative solutions.”

「我們希望為我們的私人客戶提供一種簡單的方式來存取他們最感興趣且無法透過傳統金融機構存取的代幣化產品。同時，我們的機構客戶需要我們提供選擇來保證他們管理的資產，」瑞士 BBVA 數位解決方案和區塊鏈主管 Philippe Meyer 說。 “我們將分析他們投資的所有加密資產，以繼續透過進一步的創新解決方案來建立我們的產品。”

Late last year BBVA Switzerland migrated its digital asset custody to Metaco’s Harmonize platform which is now owned by Ripple. In June BBVA’s Turkish arm, Garanti BBVA Digital Assets launched its wallet which currently supports trading of Bitcoin, Ether, USDC and Avax and custody of Chiliz, the coin linked to the Socios fan token platform.

去年年底，BBVA Switzerland 將其數位資產託管遷移到 Metaco 的 Harmonize 平台，該平台現歸 Ripple 所有。 6 月，BBVA 的土耳其分支機構 Garanti BBVA Digital Assets 推出了錢包，目前支援比特幣、以太幣、USDC 和 Avax 的交易以及 Chiliz 的託管，Chiliz 是與 Socios 粉絲代幣平台關聯的代幣。