BBVA Switzerland 通过添加 Circle 的 USDC 稳定币来扩展其加密货币产品

三年前，BBVA Switzerland 推出了无净资产要求的新一代数字投资账户，成为首批向零售客户提供加密货币服务的银行之一。

Three years ago, BBVA Switzerland became one of the first banks to offer cryptocurrency services to retail clients, with the launch of its New Gen digital investment account with no net worth requirements. However, customers have to keep the equivalent of $10,000 on deposit. Now BBVA Switzerland is expanding the offering by adding the USDC stablecoin from Circle.

三年前，BBVA Switzerland 推出了无净资产要求的新一代数字投资账户，成为首批向零售客户提供加密货币服务的银行之一。然而，客户必须保留相当于 10,000 美元的存款。现在，BBVA Switzerland 正在通过添加 Circle 的 USDC 稳定币来扩大产品范围。

In addition to the New Gen account, the Swiss bank also provides cryptocurrency services to its institutional and private banking clients.

除了新一代账户外，这家瑞士银行还为其机构和私人银行客户提供加密货币服务。

Previously the BBVA offering only supported Bitcoin and Ether. While users can hold USDC with the bank, it also means institutional clients can use it for trading other cryptocurrencies.

此前，BBVA 产品仅支持比特币和以太币。虽然用户可以在银行持有 USDC，但这也意味着机构客户可以用它来交易其他加密货币。

We recently ran tests with a couple of cryptocurrency exchanges and noted that the exchange rates were surprisingly attractive. Thinking about BBVA clients, if they previously used their BBVA account to transfer money onto crypto exchanges, then BBVA can potentially earn foreign exchange revenues from converting CHF or Euro deposits into USDC.

我们最近对几个加密货币交易所进行了测试，并注意到汇率非常有吸引力。想想 BBVA 客户，如果他们之前使用 BBVA 账户将资金转移到加密货币交易所，那么 BBVA 可以通过将瑞士法郎或欧元存款转换为 USDC 来赚取外汇收入。

“We want to offer our private clients a simple access to the tokenized products they are most interested in and cannot access through traditional financial institutions. Meanwhile, our institutional clients need us to provide options to guarantee the assets they manage,” said Philippe Meyer, Head of Digital Solutions and Blockchain at BBVA in Switzerland. “We will analyze all the crypto assets they are investing in to continue building our offering with further innovative solutions.”

“我们希望为我们的私人客户提供一种简单的方式来访问他们最感兴趣且无法通过传统金融机构访问的代币化产品。与此同时，我们的机构客户需要我们提供选择来保证他们管理的资产，”瑞士 BBVA 数字解决方案和区块链主管 Philippe Meyer 说道。 “我们将分析他们投资的所有加密资产，以继续通过进一步的创新解决方案构建我们的产品。”

Late last year BBVA Switzerland migrated its digital asset custody to Metaco’s Harmonize platform which is now owned by Ripple. In June BBVA’s Turkish arm, Garanti BBVA Digital Assets launched its wallet which currently supports trading of Bitcoin, Ether, USDC and Avax and custody of Chiliz, the coin linked to the Socios fan token platform.

去年年底，BBVA Switzerland 将其数字资产托管迁移到 Metaco 的 Harmonize 平台，该平台现归 Ripple 所有。 6 月，BBVA 的土耳其分支机构 Garanti BBVA Digital Assets 推出了钱包，目前支持比特币、以太币、USDC 和 Avax 的交易以及 Chiliz 的托管，Chiliz 是与 Socios 粉丝代币平台关联的代币。