美国正处于新技术领域的边缘

在国会大会上，我们正在基础上以这种势头为基础，并继续推动智能，量身定制的政策，从而在保护消费者的同时促进创新。

The United States is on the brink of a new technological frontier – one powered by blockchain and digital assets. These assets are not just the next phase of the internet, but lay the foundation for a more secure, decentralized, and inclusive financial future.

美国正处于新技术领域的边缘 - 由区块链和数字资产提供支持。这些资产不仅是互联网的下一阶段，而且为更安全，分散和包容的财务未来奠定了基础。

From reimagining global payments to protecting data privacy, the potential of blockchain-based systems is nearly boundless. Yet, despite the promise of this technology, the U.S. remains without a clear, comprehensive federal regulatory framework for digital assets.

从重新想象全球付款到保护数据隐私，基于区块链的系统的潜力几乎是无限的。然而，尽管有这项技术的承诺，但美国仍然没有明确，全面的联邦法规框架用于数字资产。

This absence has created uncertainty for innovators, consumers and investors alike. Entrepreneurs operating in the digital asset space face ambiguous rules and unclear jurisdictional boundaries between the Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC). Investors lack the transparency and protection they deserve.

这种缺席给创新者，消费者和投资者带来了不确定性。在数字资产空间中运营的企业家面临着含糊的规则和证券交易委员会（SEC）与商品期货交易委员会（CFTC）之间的不明确辖区界限。投资者缺乏应有的透明度和保护。

Under the Biden Administration, the SEC chose to regulate through enforcement, rather than through clear guidance or collaboration. The agency’s approach has led to lawsuits, confusion, and the offshoring of promising American companies seeking regulatory certainty abroad.

在拜登政府的领导下，美国证券交易委员会选择通过执法来规范，而不是通过明确的指导或协作。该机构的方法导致了诉讼，混乱和有前途的美国公司寻求监管确定性在国外的诉讼。

For years, Congress has worked under both Republican and Democratic leadership to close this gap and create a tailored, modern regulatory framework. That work reached a milestone in May 2024 when the U.S. House of Representatives passed the Financial Innovation and Technology for the 21st Century (FIT21) Act with bipartisan support as 71 Democrats voted in favor of the bill.

多年来，国会一直在共和党和民主党领导下工作，以缩小这一差距，并创建一个量身定制的现代监管框架。这项工作在2024年5月达到了一个里程碑，当时美国众议院通过了21世纪的金融创新和技术（FIT21）法案，并获得了两党支持，因为71名民主党人投票支持该法案。

FIT21 laid the groundwork for how digital assets should be treated under U.S. law, clarified the roles of the CFTC and SEC, and provided pathways for registration, disclosure, and compliance.

FIT21为如何根据美国法律处理数字资产，阐明了CFTC和SEC的作用，并为注册，披露和合规提供了途径。

This Congress, we are building on that momentum and continue to push for smart, tailored policy that fosters innovation while protecting consumers.

在国会大会上，我们正在基础上以这种势头为基础，并继续推动智能，量身定制的政策，从而在保护消费者的同时促进创新。

In April, the House Financial Services Committee passed the bipartisan STABLE Act, which would establish a clear and comprehensive set of rules for the issuance and regulation of payment stablecoins that have the potential to modernize the way we transact by making payments faster, cheaper, and more inclusive.

4月，众议院金融服务委员会通过了《两党稳定法》，该法案将制定一套清晰，全面的规则，以发行和监管付款Stablecoins，这些规则有可能通过更快，更便宜，更包容的付款来实现我们的交易方式现代化。

Yesterday, we took another major step forward. The Financial Services Committee and the House Agriculture Committee passed the CLARITY Act, a landmark bipartisan bill that was carefully crafted between our committees. The CLARITY Act establishes a functional framework for the classification of digital assets, provides builders and firms with clear regulatory obligations, and ensures robust consumer protections against fraud and bad actors.

昨天，我们又向前迈出了又一步。金融服务委员会和众议院农业委员会通过了《 Clarity Act》，这是一项具有里程碑意义的两党法案，在我们的委员会之间精心制作。 《 Clarity Act》为数字资产的分类建立了一个功能框架，为建筑商和公司提供明确的监管义务，并确保消费者对欺诈和不良行为者的强大保护。

The STABLE and CLARITY Acts form the most comprehensive digital asset regulatory framework Congress has ever advanced. Collectively, these bills will ensure that the United States sets the global standard for the future of digital assets.

稳定和清晰的行为构成了大会最全面的数字资产监管框架。总的来说，这些法案将确保美国为数字资产的未来设定全球标准。

We are committed to working with our colleagues in both chambers to enact comprehensive digital asset legislation into law. The rest of the world is not waiting to lead in blockchain innovation. If we fail to act, we risk ceding leadership in one of the most transformative technologies in modern history.

我们致力于与两个会议厅的同事合作，将全面的数字资产立法纳入法律。世界其他地方不在等待区块链创新。如果我们不采取行动，我们就有可能在现代历史上最具变革性的技术之一中割让领导。

Congress has the opportunity and responsibility to establish a regulatory framework that unlocks the next era of American innovation. It is time for the United States to lead in the new digital frontier.

国会有机会和责任建立一个释放下一个美国创新时代的监管框架。现在是美国领导新数字边界的时候了。