美國正處於新技術領域的邊緣

在國會大會上，我們正​​在基礎上以這種勢頭為基礎，並繼續推動智能，量身定制的政策，從而在保護消費者的同時促進創新。

The United States is on the brink of a new technological frontier – one powered by blockchain and digital assets. These assets are not just the next phase of the internet, but lay the foundation for a more secure, decentralized, and inclusive financial future.

美國正處於新技術領域的邊緣 - 由區塊鍊和數字資產提供支持。這些資產不僅是互聯網的下一階段，而且為更安全，分散和包容的財務未來奠定了基礎。

From reimagining global payments to protecting data privacy, the potential of blockchain-based systems is nearly boundless. Yet, despite the promise of this technology, the U.S. remains without a clear, comprehensive federal regulatory framework for digital assets.

從重新想像全球付款到保護數據隱私，基於區塊鏈的系統的潛力幾乎是無限的。然而，儘管有這項技術的承諾，但美國仍然沒有明確，全面的聯邦法規框架用於數字資產。

This absence has created uncertainty for innovators, consumers and investors alike. Entrepreneurs operating in the digital asset space face ambiguous rules and unclear jurisdictional boundaries between the Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC). Investors lack the transparency and protection they deserve.

這種缺席給創新者，消費者和投資者帶來了不確定性。在數字資產空間中運營的企業家面臨著含糊的規則和證券交易委員會（SEC）與商品期貨交易委員會（CFTC）之間的不明確轄區界限。投資者缺乏應有的透明度和保護。

Under the Biden Administration, the SEC chose to regulate through enforcement, rather than through clear guidance or collaboration. The agency’s approach has led to lawsuits, confusion, and the offshoring of promising American companies seeking regulatory certainty abroad.

在拜登政府的領導下，美國證券交易委員會選擇通過執法來規範，而不是通過明確的指導或協作。該機構的方法導致了訴訟，混亂和有前途的美國公司尋求監管確定性在國外的訴訟。

For years, Congress has worked under both Republican and Democratic leadership to close this gap and create a tailored, modern regulatory framework. That work reached a milestone in May 2024 when the U.S. House of Representatives passed the Financial Innovation and Technology for the 21st Century (FIT21) Act with bipartisan support as 71 Democrats voted in favor of the bill.

多年來，國會一直在共和黨和民主黨領導下工作，以縮小這一差距，並創建一個量身定制的現代監管框架。這項工作在2024年5月達到了一個里程碑，當時美國眾議院通過了21世紀的金融創新和技術（FIT21）法案，並獲得了兩黨支持，因為71名民主黨人投票支持該法案。

FIT21 laid the groundwork for how digital assets should be treated under U.S. law, clarified the roles of the CFTC and SEC, and provided pathways for registration, disclosure, and compliance.

FIT21為如何根據美國法律處理數字資產，闡明了CFTC和SEC的作用，並為註冊，披露和合規提供了途徑。

This Congress, we are building on that momentum and continue to push for smart, tailored policy that fosters innovation while protecting consumers.

在國會大會上，我們正​​在基礎上以這種勢頭為基礎，並繼續推動智能，量身定制的政策，從而在保護消費者的同時促進創新。

In April, the House Financial Services Committee passed the bipartisan STABLE Act, which would establish a clear and comprehensive set of rules for the issuance and regulation of payment stablecoins that have the potential to modernize the way we transact by making payments faster, cheaper, and more inclusive.

4月，眾議院金融服務委員會通過了《兩黨穩定法》，該法案將製定一套清晰，全面的規則，以發行和監管付款Stablecoins，這些規則有可能通過更快，更便宜，更包容的付款來實現我們的交易方式現代化。

Yesterday, we took another major step forward. The Financial Services Committee and the House Agriculture Committee passed the CLARITY Act, a landmark bipartisan bill that was carefully crafted between our committees. The CLARITY Act establishes a functional framework for the classification of digital assets, provides builders and firms with clear regulatory obligations, and ensures robust consumer protections against fraud and bad actors.

昨天，我們又向前邁出了又一步。金融服務委員會和眾議院農業委員會通過了《 Clarity Act》，這是一項具有里程碑意義的兩黨法案，在我們的委員會之間精心製作。 《 Clarity Act》為數字資產的分類建立了一個功能框架，為建築商和公司提供明確的監管義務，並確保消費者對欺詐和不良行為者的強大保護。

The STABLE and CLARITY Acts form the most comprehensive digital asset regulatory framework Congress has ever advanced. Collectively, these bills will ensure that the United States sets the global standard for the future of digital assets.

穩定和清晰的行為構成了大會最全面的數字資產監管框架。總的來說，這些法案將確保美國為數字資產的未來設定全球標準。

We are committed to working with our colleagues in both chambers to enact comprehensive digital asset legislation into law. The rest of the world is not waiting to lead in blockchain innovation. If we fail to act, we risk ceding leadership in one of the most transformative technologies in modern history.

我們致力於與兩個會議廳的同事合作，將全面的數字資產立法納入法律。世界其他地方不在等待區塊鏈創新。如果我們不採取行動，我們就有可能在現代歷史上最具變革性的技術之一中割讓領導。

Congress has the opportunity and responsibility to establish a regulatory framework that unlocks the next era of American innovation. It is time for the United States to lead in the new digital frontier.

國會有機會和責任建立一個釋放下一個美國創新時代的監管框架。現在是美國領導新數字邊界的時候了。