贝宝（Paypal）的pyusd stablecoin调查被SEC删除

该决定提供了对当前SEC对Stablecoins的立场的另一种见解。

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Benzinga和Yahoo Finance LLC可以通过以下链接对某些项目赚取佣金或收入。

PayPal has said the SEC has dropped its investigation of PYUSD.

贝宝（Paypal）表示，美国证券交易委员会（SEC）已放弃对Pyusd的调查。

The decision offers another insight into the current SEC’s stance on stablecoins.

该决定提供了对当前SEC对Stablecoins的立场的另一种见解。

PayPal is looking to make strides in the cryptocurrency industry with PYUSD as the focus.

PayPal希望以Pyusd为重点在加密货币行业取得进步。

After taking office in 2023, Chair Gary Gensler's focused on highlighting several cryptocurrency-related enforcement actions and investigations, arguing that most cryptocurrencies were unregistered securities.

在2023年上任后，主席加里·加斯勒（Gary Gensler）专注于强调与加密货币有关的几项与执法行动和调查，认为大多数加密货币都是未注册的证券。

The agency also closed or paused and dismissed cryptocurrency-related enforcement actions and investigations as part of a broader pro-crypto shift under President Donald Trump.

该机构还关闭或暂停并驳回了与加密货币相关的执法行动和调查，这是唐纳德·特朗普总统领导下的更广泛的亲克莱托普转变的一部分。

This year, several cryptocurrency-related probes by the SEC were dropped, offering a glimpse into the agency’s priorities and focused on specific types of crypto products and activities.

今年，SEC的几项与加密货币相关的探针被丢弃了，瞥见了该机构的优先事项，并专注于特定类型的加密产品和活动。

PayPal (NASDAQ:PYPL) has said that the SEC has ended a probe of its dollar-backed stablecoin product, PayPal USD or PYUSD.

PayPal（NASDAQ：PYPL）表示，SEC结束了对美元支持的Stablecoin产品，PayPal USD或PYUSD的调查。

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使用加密货币来增加IRA或401（k） - 解锁您的退休帐户中的加密货币（包括加密货币）的权力。

The probe was announced in December 2023, noting that the SEC is investigating whether PayPal should have registered PYUSD with the agency.

该调查于2023年12月宣布，并指出SEC正在调查PayPal是否应该在该机构注册PYUSD。

In a filing, PayPal said the SEC closed its investigation of PYUSD “without enforcement action.”

PayPal在一份文件中说，SEC“无需执法行动”就关闭了对Pyusd的调查。

Earlier this year, the SEC's Division of Corporation Finance staff issued guidance stating that it did not view fully backed dollar-pegged stablecoins marketed for payments and not for interest or yield as security offerings.

今年早些时候，美国证券交易委员会（SEC）的公司财务人员发表了指导，指出它没有查看以付款方式销售的完全支持的美元固定稳定的stablecoins，而不是以利息或收益作为安全产品。

The agency said it was considering whether to pursue no-action letters or propose formal rulemaking on the matter.

该机构表示，它正在考虑是在此问题上收取无行为的信件还是提出正式的规则制定。

"We generally view tokens that are fully backed and redeemable one-for-one with a dollar-denominated instrument, such as a U.S. Treasury instrument, and that are marketed and sold for use in payment networks or other immediate consumption, as less likely to be securities," the staff said in March.

工作人员在3月说：“我们通常会看到具有以美元计价的工具（例如美国财政部仪器）销售和出售的代币，可兑换一对一的代币，这些工具可用于支付网络或其他立即消费，因为它不太可能是证券。”

The regulator added that it would not view tokens sold in a "portals orrisky token issuers,operability concerns.

监管机构补充说，它不会在“ Orrisky代币发行人，可操作性问题上出售的代币”。

"Where tokens are sold in a manner that does not implicate Section 5 of the Securities Act, they would not be subject to the registration provisions of the federal securities laws," the staff said.

该工作人员说：“在以不暗示《证券法》第5条的方式出售令牌的地方，它们将不受联邦证券法的注册规定的约束。”

"In addition, we generally view tokens that are fully backed and redeemable one-for-one with a dollar-denominated instrument, such as a U.S. Treasury instrument, and that are marketed and sold for use in payment networks or other immediate consumption, as less likely to be securities."

“此外，我们通常会看到具有以美元计价的工具（例如美国国库工具）的销售和出售的，可在付款网络或其他立即消费中使用的销售和出售的代币一对一兑换一对一，因为它不太可能是证券。”

PYUSD was launched in August 2023 as part of PayPal's broader efforts to expand its presence in the cryptocurrency industry.

Pyusd于2023年8月推出，这是PayPal在加密货币行业扩大其业务的广泛努力的一部分。

The move comes as the Biden administration continues to weigh how to best regulate the cryptocurrency industry.

此举是因为拜登政府继续权衡如何最佳调节加密货币行业的权衡。

"We are focused on providing a service that can be broadly inclusive to U.S. consumers and advancing the role of digital currency in the U.S.,” Jeff Garbrick, chief technology officer at PayPal, said during the firm’s Q1 earnings call on Tuesday.

PayPal首席技术官杰夫·加布里克（Jeff Garbrick）周二表示：“我们专注于提供一项可以广泛包含美国消费者的服务，并推进数字货币在美国的作用。”

Earlier this year, PayPal unveiled a loyalty offering for U.S. users holding PYUSD in their PayPal and Venmo wallets, offering 3.7% annual rewards on balances up to $25,000.

今年早些时候，PayPal推出了为持有Pyusd的美国用户提供的忠诚度，并在其PayPal和Venmo钱包中提供了3.7％的余额奖励，最高可达25,000美元。