标准租用的标准说

多年来，XRP一直是加密精英的失败者：受诉讼瘀伤，怀疑论者怀疑，并被以太坊最大程度地注销。但是，如果标准特许的最新预测含有水，则该叙述可以在文字上翻转。

In the ever-shifting landscape of cryptocurrency, one coin has endured a tumultuous journey: XRP. Bruised by lawsuits, doubted by skeptics, and written off by Ethereum-maxis, it has been the underdog of the crypto elite. But if Standard Chartered’s latest prediction holds water, that narrative could flip—literally.

在加密货币的不断变化的景观中，一枚硬币忍受了动荡的旅程：XRP。诉讼受伤，受到怀疑论者的怀疑，并被以太坊最大的遗嘱释放，它一直是加密精英的失败者。但是，如果标准特许的最新预测含有水，则该叙述可以在文字上翻转。

The banking giant just dropped a bombshell: XRP could rally 500 percent and overtake Ethereum in market cap. It’s a claim that has ignited both excitement and controversy across the cryptosphere, challenging everything we thought we knew about the pecking order of digital assets.

这家银行巨头刚刚放弃了一个重磅炸弹：XRP可能会集结500％，超过市值的以太坊。这是一项主张，引发了整个加密赛的兴奋和争议，挑战了我们认为对数字资产的啄食顺序所知道的一切。

Is it pure hype, or the beginning of XRP’s redemption arc? As Ethereum continues to dominate DeFi and smart contracts, XRP’s comeback hinges on speed, utility, and global adoption. In this deep dive, we’ll unpack the bold prediction, the catalysts behind it, and whether XRP really has what it takes to flip the king of Layer 1s.

是纯粹的炒作还是XRP救赎弧的开始？随着以太坊继续主导Defi和智能合约，XRP的复出取决于速度，公用事业和全球采用。在这次深度潜水中，我们将解开大胆的预测，背后的催化剂以及XRP是否真的有翻转第1层国王所需的一切。

XRP takes aim at Ethereum as Standard Chartered calls a 500% rally

XRP作为标准租用电话500％拉力赛的瞄准以太坊

Standard Chartered isn’t exactly known for its crypto predictions, but when they speak, people listen. And when they release a report projecting a 500 percent surge in XRP, making it the second-largest non-stablecoin asset in the world, heads turn.

租用标准并不以加密预测而闻名，但是当他们讲话时，人们会听。而且，当他们发布一份报告预计XRP 500％的报告时，使其成为世界上第二大的非稳定资产，转向了。

That’s the claim made by Geoffrey Kendrick, the bank’s global head of digital assets research, in a recent report. Projecting XRP to hit $12.50 by 2028, Kendrick predicts a complete reversal of fortunes for the coin, which currently trades around $0.50.

这就是该银行全球数字资产研究负责人杰弗里·肯德里克（Geoffrey Kendrick）在最近的一份报告中提出的主张。肯德里克（Kendrick）预计XRP将达到12.50美元，预测，硬币的命运完全逆转，目前交易约为0.50美元。

At present, XRP’s market cap is over $110 billion, placing it as the fourth-largest crypto asset, trailing Bitcoin, Ethereum, and Binance Coin. But with a 500 percent rally, XRP would easily slip past Ethereum and become the second-largest asset, behind Bitcoin.

目前，XRP的市值超过1,100亿美元，将其作为第四大加密资产，落后比特币，以太坊和二氧化硬币。但是，随着500％的集会，XRP很容易滑过以太坊，成为仅次于比特币的第二大资产。

Chart of major cryptocurrencies’ market caps- Source: CoinGecko

主要加密货币的市值 - 资料来源：Coingecko

“We expect cryptocurrency market caps to converge broadly with the market values of major asset classes by 2028,” said Kendrick.

肯德里克说：“我们预计加密货币市值将在2028年到2028年的主要资产类别的市场价值汇聚。”

According to Glassnode data, the total cryptocurrency market cap now stands at around $1.16 trillion, while the global stock market capitalization is approximately $114 trillion.

根据GlassNode数据，现在的加密货币市值现在约为11.6万亿美元，而全球股票市场资本化约为114万亿美元。

Considering the vast difference in market caps, even a 500 percent rally in XRP would be required to reach a market cap similar to a major asset class like U.S. equities.

考虑到市值的巨大差异，即使在XRP中有500％的集会也需要达到类似于美国股票等主要资产类别的市值。

Moreover, Standard Chartered predicts that a spot XRP ETF could be approved as early as Q3 2025, potentially pulling in $4 to $8 billion in its first year.

此外，Standard Chrtered预测，XRP ETF可以在第一季度2025年前获得批准，这可能在其第一年的4至80亿美元中获得。

That kind of liquidity injection could be crucial for XRP, which typically sees low volumes compared to other major cryptocurrencies.

这种流动性注入对于XRP可能至关重要，XRP通常认为与其他主要加密货币相比，这通常是低体积的。

At the same time, Ripple is integrating XRP into Wall Street’s fabric. Its $1.25 billion acquisition of Hidden Road, a prime brokerage heavyweight, is opening doors for cross-asset settlement.

同时，Ripple将XRP集成到华尔街的面料中。它的12.5亿美元收购Hidden Road是一家主要的经纪人重量级，正在为跨资产定居点打开大门。

Plus, futures markets are heating up, with 2x leveraged XRP ETFs launching and nano futures filings in motion.

另外，期货市场正在升温，有2倍的XRP ETF推出和纳米期货档案正在进行中。

Even legal headwinds are calming down. The SEC and Ripple just moved to finalize a $50 million settlement, concluding a years-long court battle that began in December 2020.

甚至法律上的逆风也在镇定下来。 SEC和Ripple刚刚采取了5000万美元的和解，得出了一场长达2020年12月的法庭之战。

Kendrick adds that this administrative action is swiftly advancing due to political timing, aligning with a possible Trump re-election in November 2024.

肯德里克（Kendrick）补充说，由于政治时机，这一行政行动正在迅速发展，与2024年11月的特朗普连任可能保持一致。

He predicts that the SEC will approve a spot clean bitcoin ETF before the U.S. presidential election, and if Trump is running, the approval will be announced earlier.

他预测，美国证券交易委员会将在美国总统大选之前批准清洁比特币ETF，如果特朗普正在竞选，则该批准将早些时候宣布。

However, if Biden is seeking re-election in 2028, the approval might be delayed until after the election.

但是，如果拜登（Biden）在2028年寻求连任，则该批准可能会推迟到选举后。

“We expect the SEC to approve a spot bitcoin ETF by 2025 at the latest. If Trump is running for president again in 2024, we might see the approval as early as the third quarter of 2025. But if Biden is running again in 2028, we might not see the approval until after the election, which could take place in November 2028,” said Kendrick.

“我们预计，美国证券交易委员会（SEC）最晚将批准到2025年的现场比特币ETF。如果特朗普在2024年再次竞选总统，我们可能会在2025年第三季度之前看到这一批准。但是，如果拜登（Biden）在2028年再次竞选，我们可能会在2028年11月2028年发生之后才能看到批准，”肯德里克（Kendrick）说。”

For a coin that was once written off and left for dead, XRP is certainly making a comeback. And if Standard Chartered’s predictions hold true, it might just flip the script and overtake Ethereum in the process.

对于曾经被注销并被死去的硬币，XRP肯定会卷土重来。而且，如果标准包机的预测成立，它可能会在此过程中翻转脚本并超过以太坊。

Remittix is rewriting the rules of global finance with speed, savings, and sovereignty

Remittix正在以速度，储蓄和主权来重写全球财务规则

In the burgeoning realm of crypto-fintech platforms, Remittix is rapidly emerging as a standout contender. Designed to dismantle the inefficiencies of traditional finance, it offers a faster, cheaper, and truly borderless payment experience, one that empowers individuals, businesses, and merchants.

在加密技术平台的新兴领域中，Remittix迅速成为杰出的竞争者。旨在消除传统金融效率低下的效率，它提供了更快，更便宜且真正无边界的支付体验，这是一种使个人，企业和商人赋予能力的。

While legacy systems are typically bogged down by intermediaries, high fees, and slow settlement times, Remittix cuts through the

虽然遗产系统通常会被中介，高费用和缓慢的定居时间陷入困境，但Sermitix却削减了