欧盟计划对加密交易，针对发件人和接收器实施完全透明度。

新的AML法律将在2027年之前禁止匿名钱包和隐私硬币，例如Monero和Zcash。

Europe is aiming for full transparency in crypto transactions, targeting both senders and receivers, according to Eurogroup President Paschal Donohoe.

根据欧元组总裁帕斯卡尔·多诺霍（Paschal Donohoe）的说法，欧洲的目标是针对加密交易的完全透明度，以发件人和接收者为目标。

Speaking at the European Anti-Financial Crime Summit 2025 in Dublin, Donohoe also said that new anti-money laundering (AML) laws will ban anonymous wallets and privacy coins like Monero (XMR) and Zcash (ZEC) by 2027.

多诺霍在2025年的欧洲反金融犯罪峰会上发表讲话时还说，新的反洗钱（AML）法律将在2027年禁止匿名钱包和隐私硬币（例如Monero（XMR）和Zcash（ZEC））。

He added that the eurozone needs stronger oversight of crypto asset service providers (CASPs) to mitigate risks.

他补充说，欧元区需要对加密资产服务提供商（CASP）进行更强大的监督，以减轻风险。

“We need to continue to strengthen the role of the Eurosystem in crypto asset supervision,” Donohoe said.

Donohoe说：“我们需要继续加强欧元系统在加密资产监督中的作用。”

The EU is planning to extend traditional finance-style oversight to CASPs, such as exchanges and wallets, by applying the same legal class to both types of firms.

欧盟正计划通过将相同的法律阶层应用于两种类型的公司，将传统的财务式疏忽扩展到库（例如交易所和钱包）。

“We are working on a legislative reclassification of performance transfer mechanisms,” Donohoe said.

Donohoe说：“我们正在对绩效转移机制进行立法重新分类。”

He said that this would enable regulators to collect data on the senders and recipients of funds, which now applies only to CASPs.

他说，这将使监管机构能够收集有关发件人和资金接收者的数据，这些数据仅适用于CASP。

“We need to continue to push on crypto transparency issues. We need to ensure that we can coordinate better on this agenda at EU level.”

“我们需要继续推动加密透明度问题。我们需要确保我们可以在欧盟级别上更好地协调这一议程。”

Donohoe’s comments come as part of a years-long strategy by the EU to tighten its grip on crypto.

Donohoe的评论是欧盟为加强加密货币的长期战略的一部分。

The bloc’s AML Authority (AMLA) is being positioned as a central point of contact for the new rules.

集团的AML权威（AMLA）被定位为新规则的中心接触点。

“This is a landmark development in our collective efforts to counter financial crime,” Donohoe said.

Donohoe说：“这是我们应对金融犯罪的集体努力的里程碑发展。”

“Closer cooperation and coordination between us is absolutely critical if we are to stay ahead of the criminals who are becoming more and more sophisticated in the techniques they use.”

“如果我们要保持领先于他们使用的技术越来越复杂的罪犯，我们之间的紧密合作与协调绝对至关重要。”

The changes follow the introduction of the EU’s new crypto regulation, Markets in Crypto Assets (MiCA), earlier this year and the revised AMLR framework, which was passed in 2023.

这些变化是在欧盟新的加密法规，加密货币资产（MICA）的市场，今年早些时候以及于2023年通过的修订AMLR框架。

The AMLR rules, which will take full effect by July 1, 2027, will ban crypto firms from interacting with anonymous wallets and privacy-focused coins.

AMLR规则将在2027年7月1日之前全面生效，将禁止加密公司与匿名钱包和以隐私为重点的硬币进行互动。

EU regulators will also be able to block the IP addresses of non-compliant decentralised exchanges, in one of the most aggressive regulatory crackdowns yet seen on the industry.

欧盟监管机构还将能够阻止在该行业迄今为止最具侵略性的监管镇压之一中，不合规的分散交易所的IP地址。

However, critics have warned that the rules will be difficult to enforce and could stifle innovation in the Web3 space.

但是，批评家警告说，这些规则将难以执行，并可能在Web3空间中扼杀创新。

“These rules are being written as if they were for traditional banking, but they don’t translate well to crypto’s decentralised structure,” said Unity Wallet COO James Toledano at the same event.

“这些规则的写作就像是用于传统银行业务一样，但是它们并不能很好地转化为加密货币的分散结构，” Unity Wallet Coo James Toledano在同一活动中说。

“They can and will be easily circumvented as self-custodial crypto is truly global.”

“他们可以并且将很容易被规避，因为自定义的加密是真正的全球性。”

But EU officials say that transparency is a priority.

但是欧盟官员说，透明度是当务之急。

“We must continue to cooperate closely to ensure the efficient implementation of the new anti-money laundering legislation,” said Donohoe.

Donohoe说：“我们必须继续紧密合作，以确保有效实施新的反洗钱立法。”

“We also need to continue working together to counter new and emerging threats, such as cybercrime and ransomware attacks.”

“我们还需要继续共同努力，以应对新的和新兴的威胁，例如网络犯罪和勒索软件攻击。”