以太坊（ETH）仍然是首选，但是Mutuum Finance（MUTM）正在迅速获得动力

随着市场恢复和投资者信心的增长，分析师将重点缩小到最优势的一些加密货币上。

As markets recover and investor confidence rises, analysts are narrowing their focus to a select few cryptocurrencies with the most upside. Ethereum (ETH) remains a top pick for its proven track record and long-term value proposition, offering a reliable foundation for any portfolio. But when it comes to high-growth potential, attention is rapidly shifting to Mutuum Finance (MUTM) — a new DeFi protocol that’s still in presale but already standing out as one of the best cryptos to buy now.

随着市场恢复和投资者信心的增长，分析师将重点缩小到最优势的一些加密货币上。以太坊（ETH）仍然是其可靠的往绩和长期价值主张的首选，为任何投资组合提供了可靠的基础。但是，当涉及到高增长的潜力时，注意力迅速转移到Mutuum Finance（MUTM） - 一种新的Defi协议，仍处于预售状态，但已经成为现在购买的最佳加密货币之一。

With utility already in development, a transparent token model, and user-focused rewards, MUTM is not only gaining momentum — it’s positioning itself for a major post-launch breakout.

随着公用事业已经开发，透明的令牌模型和以用户为中心的奖励，MUTM不仅会获得动力，而且还可以将自己定位为重大的发布后突破。

Why ETH Remains a Core Hold

为什么ETH仍然是核心持有

Ethereum is trading around $2,480, holding its place as the go-to platform for smart contracts, decentralized applications, and Layer 2 scaling solutions. ETH is often considered the backbone of DeFi and NFT ecosystems, with developers and institutional players continuing to build around it.

Ethereum的交易约为2,480美元，作为智能合约，分散应用程序和第2层扩展解决方案的首选平台。 ETH通常被认为是DEFI和NFT生态系统的骨干，开发人员和机构参与者继续围绕它建立。

That said, ETH’s primary appeal today is stability. Its potential for consistent growth makes it an important hold, but not necessarily a token for massive near-term gains. That role is increasingly being filled by newer, utility-first tokens — like MUTM.

也就是说，当今ETH的主要吸引力是稳定。它的一致增长的潜力使其成为重要的持有，但不一定是巨大近期增长的代币。像mutm一样，这种角色越来越被新的，公用优先的代币所填补。

Mutuum Finance (MUTM)

死亡金融（MUTM）

Mutuum Finance (MUTM) is developing a decentralized lending and borrowing platform where users can earn interest by depositing crypto assets or access liquidity by securing their loans with collateral. It’s designed to remove middlemen and give users direct access to capital while keeping full control of their wallets.

Mutuum Finance（MUTM）正在开发一个分散的贷款和借贷平台，在该平台中，用户可以通过抵押贷款来获得加密资产或获得流动性来赚取利息。它旨在删除中间商，并为用户提供直接访问资本的机会，同时完全控制钱包。

Here’s how it works in real terms:

以下是它实际工作的方式：

This system ties real usage directly to token value. As more users lend and borrow, demand for MUTM increases — supporting the token’s price through both utility and protocol-driven buy pressure.

该系统将真实用法直接与令牌值联系起来。随着越来越多的用户借贷和借贷，对MUTM的需求增加 - 通过公用事业和协议驱动的购买压力来支持令牌的价格。

At a current presale price of $0.025, a post-launch surge to $3 would represent a 11,900% increase. This isn’t just speculation — it’s based on how the platform’s core utilities create sustained engagement and revenue.

以目前的预售价格为0.025美元，发出后的增长到3美元，代表增长11,900％。这不仅仅是猜测 - 它基于平台的核心公用事业如何创造持续的参与和收入。

Once the beta version of the platform goes live (set to launch alongside the token listing), users will be able to interact with the system immediately. That means interest generation, borrowing mechanics, and token rewards all start on day one — not months later like with many DeFi projects.

一旦平台的Beta版本即可进行（将与令牌列表一起启动），用户将能够立即与系统进行交互。这意味着产生兴趣，借贷机制和代币奖励所有这些都从第一天开始 - 几个月后，就像许多Defi项目一样。

Investing $800 at the current price of $0.025 would secure you 32,000 MUTM tokens. When the price reaches $3, that same position would be valued at $96,000 — a life-changing return for those who enter early.

以当前价格为0.025美元的800美元投资将为您提供32,000个MutM令牌。当价格达到3美元时，同一职位的价值将为96,000美元，这是那些提早进入的人的生活回报。

This type of upside is what makes MUTM one of the best cryptocurrencies to invest in today for anyone looking beyond just blue-chip stability. It’s a real product, with real revenue, and a model that rewards participation, not just holding.

这种上涨是使MUTM成为当今最好的人投资的最佳加密货币之一。这是一种真正的产品，具有真正的收入，并且是一种奖励参与的模型，而不仅仅是持有。

MUTM has a 4 billion token supply, with allocations structured for long-term sustainability — including presale distribution, liquidity incentives, ecosystem development, and team funding. This structure is designed to encourage early adoption while ensuring the protocol can grow without short-term sell pressure.

MUTM拥有40亿个代币供应，并为长期可持续性构建了分配，包括预分配，流动性激励措施，生态系统发展和团队资助。该结构旨在鼓励早期采用，同时确保协议可以在没有短期销售压力的情况下增长。

Mutuum also intends to launch a fully overcollateralized stablecoin, tied to the U.S. dollar and generated directly through activity on the platform. This will deepen user engagement and bring in additional capital, reinforcing MUTM’s role as a utility-driven asset.

Mutuum还打算推出一个完全固定的Stablecoin，与美元捆绑在一起，并通过平台上的活动直接生成。这将加深用户参与度并带来额外的资金，从而增强了MUTM作为公用事业驱动的资产的作用。

With over $8 million already raised and more than 9,700 holders participating, the current phase of the presale is nearly 70% complete. The token price is set to increase to $0.03 in the upcoming phase and will ultimately reach $0.06 at the time of launch.

由于已经筹集了超过800万美元，并且有超过9,700个持有人参加，因此预售的当前阶段已接近70％。令牌价格将在即将到来的阶段上涨至0.03美元，并在发布时最终达到0.06美元。

To increase visibility and reward early supporters, Mutuum is also running a $100,000 giveaway during the presale. Full details on how to participate are available on the official website — and it’s another reason why investor interest continues to build.

为了提高能见度并奖励早期支持者，Mutuum在预售期间还将经营100,000美元的赠品。有关如何参与的完整详细信息，请访问官方网站，这是投资者利益继续建立的另一个原因。

Ethereum remains essential for long-term crypto portfolios. But for those asking which crypto to buy now for significant upside, Mutuum Finance checks every box: functional utility, clear tokenomics, live product rollout, and a long-term value loop that benefits users directly.

以太坊对于长期加密投资组合仍然至关重要。但是，对于那些询问现在要购买的加密货币的人来说，Mutuum Finance检查每个方框：功能实用程序，清晰的标记，实时产品推出以及直接使用户受益的长期价值循环。

With a launch price still ahead and utilities rolling out fast, MUTM is shaping up to be the next big crypto for investors seeking both utility and exponential growth.

随着发行价格仍在上涨，公用事业公司正在快速推出，MUTM将成为寻求公用事业和指数增长的投资者的下一个大加密。

For more information about Mutuum Finance (MUTM) visit the links below:

有关Mutuum Finance（MUTM）的更多信息，请访问以下链接：

Website: https://www.mutuum.finance/

网站：https：//www.mutuum.finance/

Linktree: https://linktr.ee/mutuumfinance

linktree：https：//linktr.ee/mutuumfinance