美国总统唐纳德·萨克斯（David Sacks）是唐纳德·特朗普（Donald Trump）的加密和人工智能顾问，他表示，政府预计，稳定法案将在两党支持下清除参议院。

指导和建立为美国Stablecoins（GENIUS）法案（Genius Act）的指导和建立是最先进的联邦努力，尚未建立美元的数字资产法律框架。

The stablecoin bill in the U.S. Senate has cleared a crucial procedural vote with bipartisan support, paving the way for a potential vote on the legislation as early as next week.

美国参议院的《稳定法案》以两党的支持清除了至关重要的程序投票，最早在下周就为该立法的潜在投票铺平了道路。

The bill, which aims to create a legal framework for dollar-pegged digital assets in the U.S., has been pending in the Senate for several months. It’s now one step closer to reaching President Donald Trump’s desk.

该法案旨在在美国为美元的数字资产创建一个法律框架，在参议院待定了几个月。现在，接近唐纳德·特朗普总统的办公桌已经近了一步。

The vote on Monday saw 15 Democrats join all 45 Republicans present to clear the 60-vote filibuster threshold needed to advance the Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act.

周一的投票使15名民主党人加入了所有45名共和党人，以清除为了推进指导和建立国家创新的60票filotibuster门槛。

The bill was introduced in December 2023 by Sen. Cynthia Lummis (R-WY) and Sen. Kirsten Gillibrand (D-NY) and has bipartisan support.

该法案是由参议员辛西娅·卢米斯（Cynthia Lummis）（R-WY）和参议员Kirsten Gillibrand（D-NY）提出的，并获得了两党的支持。

The legislation proposes granting stablecoin issuers a national charter and requiring them to maintain full reserves backed by U.S. Treasurys, cash and other highly liquid assets. It also designates the Treasury Department to be the primary regulator for stablecoins.

该立法建议授予Stablecoin发行人一份国家宪章，并要求他们维持由美国财政部，现金和其他高度流动资产支持的全部储备。它还指定财政部为Stablecoins的主要监管机构。

Stablecoin bill may boost U.S. Treasury demand

Stablecoin法案可能会促进美国国库需求

The legislation’s progress comes amid controversy surrounding the Trump family’s crypto dealings, which some critics have said may be a factor in the administration’s push for the stablecoin bill.

这项立法的进展是在围绕特朗普家族的加密货币交易的争议中引起的，一些批评家说，这可能是政府推动Stablecoin法案的一个因素。

Trump’s son, Eric Trump, and members of his family trust hold investments in World Liberty Financial, a crypto firm that recently launched its own stablecoin, USD1, backed by U.S. Treasurys and dollar deposits. The token has received a $2 billion investment commitment from Abu Dhabi’s MGX fund via Binance.

特朗普的儿子埃里克·特朗普（Eric Trump）及其家庭信托基金会成员在世界自由金融公司（World Liberty Financial）上投资，该公司最近推出了自己的Stablecoin，USD1，由美国财政部和美元存款支持。代币通过Binance从阿布扎比的MGX基金获得了20亿美元的投资承诺。

The administration expects the bill to pass the Senate with bipartisan backing, according to David Sacks, the president’s top adviser on crypto and artificial intelligence.

总统加密和人工智能总统顾问戴维·萨克斯（David Sacks）表示，政府预计该法案将通过两党支持通过参议院。

“We have every expectation now that it’s going to pass,” Sacks told CNBC on Monday.

萨克斯周一对CNBC说：“我们现在有一个期望。”

He added that the bill could trigger “trillions of dollars” in demand for U.S. Treasurries by unlocking stablecoin growth under clear rules.

他补充说，该法案可能会通过在明确的规则下解锁Stablecoin增长来触发对美国国库的“数万亿美元”。

“We already have over $200 billion in stablecoins — it’s just unregulated,” he said. “If we provide legal clarity, we create enormous demand for Treasurries practically overnight.”

他说：“我们已经拥有超过2000亿美元的Stablecoins，这只是不受监管的。” “如果我们提供法律上的清晰度，我们几乎在一夜之间就对纪念品产生了巨大的需求。”

The administration is hopeful that the bill will attract support from both parties, considering the broad implications for the financial industry and the broader economy.

政府希望该法案将考虑对金融业和更广泛的经济产生广泛的影响，该法案将吸引双方的支持。

However, the bill’s final passage is not guaranteed yet.

但是，该法案的最后通过尚无法保证。

Sen. Josh Hawley (R-MO) has added an amendment to the legislation that would cap credit card late fees, a move that could backfire and cause the bill to lose support from financial industry allies.

参议员乔什·霍利（Josh Hawley）（R-MO）对立法进行了一项修正案，该法案将限制信用卡滞纳金，此举可能适得其反，并导致该法案失去金融业盟友的支持。

Hawley’s amendment, which was approved by the Senate on Tuesday, drew criticism from consumer groups who argue that it could ultimately harm consumers.

霍利（Hawley）的修正案在周二得到参议院的批准，引起了消费者群体的批评，他们认为这最终可能会损害消费者。

Banks 'panicking' over yield-bearing stablecoins

银行对承重的稳定者“惊慌”

In a May 21 post titled “The Empire Lobbies Back,” New York University professor Austin Campbell said the U.S. banking industry is “panicking” over the rise of yield-bearing stablecoins, which threaten their profit model.

纽约大学教授奥斯汀·坎贝尔（Austin Campbell）在5月21日的题为“帝国游说返回”的帖子中说，美国银行业对承担屈服的稳定股的兴起感到“恐慌”，这威胁了他们的利润模型。

According to Campbell, the banking lobby is pressuring lawmakers to defend its interests and block competition from interest-paying stablecoins.

据坎贝尔说，银行大厅正在向立法者施加压力，要求其捍卫其利益，并阻止竞争竞争利益付款。

Banks rely on fractional reserve practices to generate profit while offering low returns to depositors, but stablecoins may disrupt that system by offering better yields on deposits in a decentralized manner, he added.

他补充说，银行依靠分数储备的实践来产生利润，同时向存款人提供低收益，但是稳定币可能会通过以分散的方式提供更多的存款收益来破坏该系统。

As previously reported by Cointelegraph, the U.S. Securities and Exchange Commission in February approved the first yield-bearing stablecoin security by Figure Markets.

正如CoIntelegraph先前报道的那样，美国证券交易委员会于2月批准了第一个按照人物市场的屈服稳定安全性。

According to a May 21 report from Pendle, yield-bearing stablecoins have soared to $11 billion in circulation since January 2024, which represents 4.5% of the total stablecoin market.

根据彭德尔（Pendle）的5月21日报告，自2024年1月以来，承重的稳定稳定人数已飙升至110亿美元，占稳定市场总市场的4.5％。