美国银行将“全部”在XRP上 - 这是全球转变的开始吗？

Ripple的总统大胆地说：美国银行将在XRP上“全力以赴”。此确认来自视频

This article is a synthesis of recent crypto news and serves to offer a broader perspective on the market trends and institutional involvement in blockchain technology.

本文是对最近的加密新闻的综合，并为市场趋势和机构参与区块链技术提供了更广泛的看法。

Recent reports and rumors have sparked conversation about Bank of America's involvement in XRP. A video by NCashOfficial with 207K subscribers on YouTube has brought attention to a statement made by Monica Long, president of Ripple, regarding the bank's stance on crypto.

最近的报道和谣言引发了有关美国银行参与XRP的讨论。 Ncashofficial在YouTube上与207K订户的视频引起了Ripple总裁Monica Long关于该银行对加密货币的立场的注意。

In the video, which is a montage of news segments, an announcer can be heard saying, "Bank of America is going 'all in.' They're done hedging their bets. Now, they're going to factor in the total return potential of blockchain and crypto into their investment strategies."

在新闻节的蒙太奇视频中，可以听到播音员说：“美国银行正在'全部'。他们现在完成了赌注，他们将考虑区块链和加密货币的总回报潜力。”

This statement is attributed to executives at Bank of America, signaling a significant shift in the bank's attitude towards blockchain and crypto.

该声明归因于美国银行的高管，这表明银行对区块链和加密的态度发生了重大转变。

What Is Bank of America's Stance on XRP?

美国银行对XRP的立场是什么？

The connection between Ripple and Bank of America has been a topic of discussion for some time.

一段时间以来，Ripple与美国银行之间的联系一直是讨论的话题。

The bank was one of the early partners of Ripple, originally testing messaging solutions tied to payment infrastructure. However, according to Long, things have accelerated.

该银行是Ripple的早期合作伙伴之一，最初是测试与付款基础设施相关的消息解决方案。但是，据朗说，事情加速了。

After key policies like S.A.B. 121 were pulled back, the bank's tone changed completely.

在将诸如SAB 121之类的关键政策退回后，银行的语调彻底改变了。

While Long didn't say "XRP" explicitly, it was clear that she was referring to Ripple's blockchain-based payment systems.

尽管Long并未明确说“ XRP”，但很明显，她指的是Ripple的基于区块链的支付系统。

She added that the bank has been in recent talks with Ripple about transaction banking and stablecoin products, further indicating a substantial involvement.

她补充说，该银行最近与Ripple关于交易银行业务和Stablecoin产品的谈判，进一步表明了实质性的参与。

This aligns with the increasing interest in blockchain technology from major U.S. banks.

这与美国主要银行对区块链技术的兴趣越来越吻合。

Big names like JP Morgan, Citi, and State Street are laying the groundwork for deeper involvement in the space.

JP Morgan，Citi和State Street等知名人士为更深层次参与该空间的基础奠定了基础。

JP Morgan is pushing forward with its Onyx platform, although it runs on a private network. Many argue that private chains don't have the reach or liquidity of public ones like XRP.

摩根大通（JP Morgan）正在使用其Onyx平台前进，尽管它在私人网络上运行。许多人认为，私人连锁店没有像XRP这样的公共链条或流动性。

Meanwhile, Citi is building digital asset custody solutions, and BNY Mellon launched an on-chain offering just weeks ago. State Street is planning crypto custody by 2026.

同时，花旗正在建立数字资产保管解决方案，而BNY Mellon在几周前就推出了链上的产品。 State Street正在计划到2026年的加密货币。

The big players are preparing for a tokenized future.

大型球员正在为象征化的未来做准备。

The combination of administrative policy changes and the urgent need for faster, more efficient payment systems is setting the stage for a perfect storm in the financial world.

行政政策变化和迫切需要更快，更高效的支付系统的结合正在为金融界的完美风暴奠定基础。

Over the past months, the U.S. government has cleared the runway for banks to enter crypto.

在过去的几个月中，美国政府已清除了银行进入加密货币的跑道。

With S.A.B. 121 rolled back and the O.M.C., F.D.I.C., and F.e.d easing restrictions, traditional banks suddenly have the green light.

随着SAB 121的后退，OMC，FDIC和FED SEARING限制，传统银行突然具有绿灯。

This shift hasn't gone unnoticed. Former C.F.T.C. Chair Chris Giancarlo has said that banks now face pressure to act or risk falling behind.

这种转变并没有引起注意。前CFTC主席克里斯·吉安卡洛（Chris Giancarlo）表示，银行现在面临行动或风险落后的压力。

He compared the change to digital photography wiping out Kodak. In the same way, stablecoins and crypto rails could soon replace the outdated correspondent banking model.

他将变化与数码摄影的变化进行了比较。以同样的方式，稳定型和加密铁路可能很快就会取代过时的通讯银行模型。

Where Does XRP Factor In?

XRP在哪里输入？

Some reports, though unconfirmed, suggest that Bank of America was already using XRP internally for two years before regulatory issues paused the process.

一些报告虽然未经证实，但表明美国银行已经在内部使用XRP两年了，然后监管问题暂停了这一过程。

This aligns with a statement by Long, where she hinted at a prolonged partnership with the bank.

这与朗的声明相吻合，她暗示与银行建立了长期合作伙伴关系。

"We've been working with them [major U.S. banks] for years, and they've been following our progress in key administrative policy changes, like S.A.B. 121 being pulled back by the S.e.c.," said Long.

朗说：“多年来，我们一直与他们（美国主要银行）合作，他们一直在遵循我们在关键的行政政策变化方面的进步，例如SAB 121被SEC撤回。”

"Now they're saying they're 'all in' and want to factor in the total return potential of blockchain and crypto into their investment strategies."

“现在，他们说他们是'全部'，并希望考虑区块链和加密货币的总回报潜力。”

This signals a significant shift in thinking among major U.S. banks as they navigate the evolving landscape of financial technology.

这表明美国主要银行在金融技术的不断发展的情况下，思维的思维发生了重大变化。

As the dust settles on the legal issues surrounding Ripple's On-Demand Liquidity product, the bank's plans to use the service are becoming clearer.

随着尘埃落定有关Ripple的按需流动性产品的法律问题，该银行使用该服务的计划变得越来越清晰。

This integration would mark a pivotal moment in the adoption of blockchain technology by mainstream financial institutions.

这种整合将标志着主流金融机构采用区块链技术的关键时刻。

The combination of Ripple's maturing infrastructure and the easing U.S. regulations could be the perfect recipe for a much larger wave of adoption to hit the shores of the global financial market in the new year.

Ripple成熟的基础设施和宽松的美国法规的结合可能是新年袭击全球金融市场海岸的更大采用浪潮的理想秘诀。

This could be the start of a global shift as major banks around the world become increasingly involved in the cryptocurrency industry.

这可能是全球转变的开始，因为世界各地的主要银行越来越多地参与加密货币行业。