美國銀行將“全部”在XRP上 - 這是全球轉變的開始嗎？

Ripple的總統大膽地說：美國銀行將在XRP上“全力以赴”。此確認來自視頻

This article is a synthesis of recent crypto news and serves to offer a broader perspective on the market trends and institutional involvement in blockchain technology.

本文是對最近的加密新聞的綜合，並為市場趨勢和機構參與區塊鏈技術提供了更廣泛的看法。

Recent reports and rumors have sparked conversation about Bank of America's involvement in XRP. A video by NCashOfficial with 207K subscribers on YouTube has brought attention to a statement made by Monica Long, president of Ripple, regarding the bank's stance on crypto.

最近的報導和謠言引發了有關美國銀行參與XRP的討論。 Ncashofficial在YouTube上與207K訂戶的視頻引起了Ripple總裁Monica Long關於該銀行對加密貨幣的立場的注意。

In the video, which is a montage of news segments, an announcer can be heard saying, "Bank of America is going 'all in.' They're done hedging their bets. Now, they're going to factor in the total return potential of blockchain and crypto into their investment strategies."

在新聞節的蒙太奇視頻中，可以聽到播音員說：“美國銀行正在'全部'。他們現在完成了賭注，他們將考慮區塊鍊和加密貨幣的總回報潛力。”

This statement is attributed to executives at Bank of America, signaling a significant shift in the bank's attitude towards blockchain and crypto.

該聲明歸因於美國銀行的高管，這表明銀行對區塊鍊和加密的態度發生了重大轉變。

What Is Bank of America's Stance on XRP?

美國銀行對XRP的立場是什麼？

The connection between Ripple and Bank of America has been a topic of discussion for some time.

一段時間以來，Ripple與美國銀行之間的聯繫一直是討論的話題。

The bank was one of the early partners of Ripple, originally testing messaging solutions tied to payment infrastructure. However, according to Long, things have accelerated.

該銀行是Ripple的早期合作夥伴之一，最初是測試與付款基礎設施相關的消息解決方案。但是，據朗說，事情加速了。

After key policies like S.A.B. 121 were pulled back, the bank's tone changed completely.

在將諸如SAB 121之類的關鍵政策退回後，銀行的語調徹底改變了。

While Long didn't say "XRP" explicitly, it was clear that she was referring to Ripple's blockchain-based payment systems.

儘管Long並未明確說“ XRP”，但很明顯，她指的是Ripple的基於區塊鏈的支付系統。

She added that the bank has been in recent talks with Ripple about transaction banking and stablecoin products, further indicating a substantial involvement.

她補充說，該銀行最近與Ripple關於交易銀行業務和Stablecoin產品的談判，進一步表明了實質性的參與。

This aligns with the increasing interest in blockchain technology from major U.S. banks.

這與美國主要銀行對區塊鏈技術的興趣越來越吻合。

Big names like JP Morgan, Citi, and State Street are laying the groundwork for deeper involvement in the space.

JP Morgan，Citi和State Street等知名人士為更深層次參與該空間的基礎奠定了基礎。

JP Morgan is pushing forward with its Onyx platform, although it runs on a private network. Many argue that private chains don't have the reach or liquidity of public ones like XRP.

摩根大通（JP Morgan）正在使用其Onyx平台前進，儘管它在私人網絡上運行。許多人認為，私人連鎖店沒有像XRP這樣的公共鏈條或流動性。

Meanwhile, Citi is building digital asset custody solutions, and BNY Mellon launched an on-chain offering just weeks ago. State Street is planning crypto custody by 2026.

同時，花旗正在建立數字資產保管解決方案，而BNY Mellon在幾週前就推出了鏈上的產品。 State Street正在計劃到2026年的加密貨幣。

The big players are preparing for a tokenized future.

大型球員正在為像徵化的未來做準備。

The combination of administrative policy changes and the urgent need for faster, more efficient payment systems is setting the stage for a perfect storm in the financial world.

行政政策變化和迫切需要更快，更高效的支付系統的結合正在為金融界的完美風暴奠定基礎。

Over the past months, the U.S. government has cleared the runway for banks to enter crypto.

在過去的幾個月中，美國政府已清除了銀行進入加密貨幣的跑道。

With S.A.B. 121 rolled back and the O.M.C., F.D.I.C., and F.e.d easing restrictions, traditional banks suddenly have the green light.

隨著SAB 121的後退，OMC，FDIC和FED SEARING限制，傳統銀行突然具有綠燈。

This shift hasn't gone unnoticed. Former C.F.T.C. Chair Chris Giancarlo has said that banks now face pressure to act or risk falling behind.

這種轉變並沒有引起注意。前CFTC主席克里斯·吉安卡洛（Chris Giancarlo）表示，銀行現在面臨行動或風險落後的壓力。

He compared the change to digital photography wiping out Kodak. In the same way, stablecoins and crypto rails could soon replace the outdated correspondent banking model.

他將變化與數碼攝影的變化進行了比較。以同樣的方式，穩定型和加密鐵路可能很快就會取代過時的通訊銀行模型。

Where Does XRP Factor In?

XRP在哪裡輸入？

Some reports, though unconfirmed, suggest that Bank of America was already using XRP internally for two years before regulatory issues paused the process.

一些報告雖然未經證實，但表明美國銀行已經在內部使用XRP兩年了，然後監管問題暫停了這一過程。

This aligns with a statement by Long, where she hinted at a prolonged partnership with the bank.

這與朗的聲明相吻合，她暗示與銀行建立了長期合作夥伴關係。

"We've been working with them [major U.S. banks] for years, and they've been following our progress in key administrative policy changes, like S.A.B. 121 being pulled back by the S.e.c.," said Long.

朗說：“多年來，我們一直與他們（美國主要銀行）合作，他們一直在遵循我們在關鍵的行政政策變化方面的進步，例如SAB 121被SEC撤回。”

"Now they're saying they're 'all in' and want to factor in the total return potential of blockchain and crypto into their investment strategies."

“現在，他們說他們是'全部'，並希望考慮區塊鍊和加密貨幣的總回報潛力。”

This signals a significant shift in thinking among major U.S. banks as they navigate the evolving landscape of financial technology.

這表明美國主要銀行在金融技術的不斷發展的情況下，思維的思維發生了重大變化。

As the dust settles on the legal issues surrounding Ripple's On-Demand Liquidity product, the bank's plans to use the service are becoming clearer.

隨著塵埃落定有關Ripple的按需流動性產品的法律問題，該銀行使用該服務的計劃變得越來越清晰。

This integration would mark a pivotal moment in the adoption of blockchain technology by mainstream financial institutions.

這種整合將標誌著主流金融機構採用區塊鏈技術的關鍵時刻。

The combination of Ripple's maturing infrastructure and the easing U.S. regulations could be the perfect recipe for a much larger wave of adoption to hit the shores of the global financial market in the new year.

Ripple成熟的基礎設施和寬鬆的美國法規的結合可能是新年襲擊全球金融市場海岸的更大採用浪潮的理想秘訣。

This could be the start of a global shift as major banks around the world become increasingly involved in the cryptocurrency industry.

這可能是全球轉變的開始，因為世界各地的主要銀行越來越多地參與加密貨幣行業。