澳大利亚为加密货币部门提供了明确的监管框架

正如财政部在2024年3月概述的那样，计划在2025年为公众咨询而采取新的立法，以将数字资产交易所和监护权服务与其他金融服务提供商相同的法律标准。

The Australian government is moving to bring cryptocurrency exchanges and custody services under the same legal standards as other financial service providers, according to an article on DailyCoin.

根据《每日币》的一篇文章，澳大利亚政府正在采取与其他金融服务提供商相同的法律标准，将加密货币交易所和监护权服务带入。

This follows an announcement by the Treasury in March 2024, where the plans for new legislation were unveiled. The government is inviting public feedback on the proposals, which aim to introduce an Australian Financial Services Licence requirement for entities operating above certain thresholds.

这是在2024年3月的财政部宣布的消息之后，宣布了新立法的计划。政府邀请公众对这些提案的反馈，该提案旨在为在某些阈值以上运行的实体提出澳大利亚金融服务许可证的要求。

These platforms will also be subject to minimum capital requirements and follow rules designed to safeguard customer assets. However, smaller-scale platforms and blockchain software developers will be exempt from these regulations.

这些平台还将遵守最低资本要求，并遵循旨在保护客户资产的规则。但是，较小规模的平台和区块链软件开发人员将不受这些规定的限制。

This move comes as part of a broader initiative to regulate the financial services sector, which will also see the government adjust the definition of "crowd-funding" to align with the types of capital-raising activities undertaken by Web3 and blockchain projects.

这一举动是规范金融服务部门的更广泛计划的一部分，政府还将调整“众筹”的定义，以与Web3和区块链项目开展的资本筹集活动类型保持一致。

A major point of contention that the government aims to address is debunking—a term used to describe the actions of Australia’s four largest banks in excluding certain crypto platforms from banking services.

政府旨在解决问题的一个主要争论是揭穿揭穿，这个术语用于描述澳大利亚四家最大银行在将某些加密平台排除在银行服务之外的行动。

In collaboration with the banks, officials are working to understand the criteria used to determine which platforms get service and advise on how to create an inclusive ecosystem.

与银行合作，官员们正在努力了解用于确定哪些平台获得服务的标准，并就如何创建包容性生态系统提供建议。

This move follows a statement by the Australian Competition and Consumer Commission (ACCC) earlier in 2024, where the watchdog expressed concern over the deceptive practices employed by cryptocurrency advertisers.

此举是在2024年前早些时候澳大利亚竞争和消费者委员会（ACCC）的一份声明之后，看门狗对加密货币广告商采用的欺骗性做法表示关注。

The ACCC's report highlighted a sharp increase in cryptocurrency advertisements over the past year, with many featuring well-known personalities and athletes. However, these ads were often found to be false, misleading, or deceptive, potentially luring consumers into high-risk investments.

ACCC的报告强调了过去一年中加密货币广告的急剧增加，许多广告具有众所周知的人物和运动员。但是，这些广告通常被发现是错误的，误导性的或具有欺骗性的，有可能吸引消费者进行高风险投资的。

The government's initiative to regulate cryptocurrency exchanges and introduce minimum capital requirements is a significant step towards bringing the digital asset sector into the mainstream financial fold.

政府规范加密货币交易所并提出最低资本要求的举措是将数字资产行业带入主流财务范围的重要一步。

The move has been welcomed by industry stakeholders, who believe that it will create a safer and more transparent environment for both consumers and businesses operating in the cryptocurrency space.

此举受到行业利益相关者的欢迎，他们认为这将为在加密货币领域中运营的消费者和企业创造一个更安全，更透明的环境。

However, some critics argue that the regulations may be too stringent and could stifle innovation in the sector. They suggest that a lighter touch regulatory approach, focusing on consumer protection and anti-money laundering measures, would be more appropriate given the rapidly evolving nature of cryptocurrencies and blockchain technology.

但是，一些批评家认为，该法规可能太严格了，可能会扼杀该行业的创新。他们认为，考虑到加密货币和区块链技术的迅速发展的性质，采用更轻松的调节方法，专注于消费者保护和反洗钱措施，将更合适。

Ultimately, the success of the Australian government's initiative will depend on striking the right balance between consumer protection, financial stability, and fostering innovation in the cryptocurrency sector.

最终，澳大利亚政府倡议的成功将取决于在消费者保护，金融稳定和促进加密货币领域的创新之间取得适当的平衡。

The proposals are open for public consultation until 14 June 2024.

这些提案供公众咨询，直到2024年6月14日。

This article and its content have been produced and disseminated to persons outside the United Kingdom. The information provided is not directed at or intended for distribution to, or use by, any person or entity located within the UK. The financial products and services mentioned in this article are not eligible for the UK. Cryptoassets are classified as Restricted Mass Market Investments in the UK, meaning they are high-risk investments unsuitable for most retail investors.

本文及其内容已被生产并传播给英国以外的人。所提供的信息不针对英国境内的任何人或实体分配或分配给或使用。本文提到的金融产品和服务不符合英国的资格。加密货物被归类为英国受限的大众市场投资，这意味着它们是大多数零售投资者不适合的高风险投资。