XRP + USDC Superstack：Ripple可以成為Stablecoins的新國王嗎？

Ripple提出要購買競爭對手Stablecoin Circle的信息中浮出水面。由於許多原因，這可能是巨大的，讓我們了解原因。

There are rumors floating around in the crypto community that Ripple offered to buy rival stablecoin Circle. This could be huge for many reasons, let’s understand why.

Rupple提供了購買競爭對手Stablecoin Circle的謠言在加密社區中流傳著。由於許多原因，這可能是巨大的，讓我們了解原因。

Analyst 'SMQKE' gave probably the best explanation on X how important this is for Ripple and XRP.

分析師的“ SMQKE”可能對X的最佳解釋對Ripple和XRP有多重要。

The Power of Combining XRP and USDC

結合XRP和USDC的力量

The potential acquisition of Circle by Ripple would combine the strengths of XRP, a liquidity asset known for speed, with USDC, a regulated stablecoin that provides stability and familiarity. This would give Ripple control over both value movement through its payment rails and value storage through stablecoin reserves.

Ripple對Circle的潛在獲取將結合XRP的優勢，XRP是一種以速度聞名的流動性資產，USDC（USDC）是一種受調節的穩定性，可提供穩定性和熟悉。這將通過其通過付款導軌和通過穩定儲備的付款軌道存儲對價值移動進行連鎖反應。

Circle has shown impressive revenue numbers with $1.68 billion in 2024 and they're reporting a net income of $156 million. However, a key issue is that Coinbase still takes 50% of USDC reserve revenue, even after Circle paid $210 million to exit their partnership consortium with Coinbase, rendering them financially constrained despite the popularity of their stablecoin.

Circle在2024年顯示出令人印象深刻的收入人數，其收入為16.8億美元，他們報告的淨收入為1.56億美元。但是，一個關鍵問題是，即使Circle支付了2.1億美元以與Coinbase退出其合夥財團，儘管Coinbase仍佔用了USDC儲備收入的50％，儘管他們的穩定性很受歡迎，但仍使他們在經濟上受到限制。

On the other hand, we know that Block (formerly Square) is profitable and has multiple revenue streams from selling XRP, processing payments, and interest income on its balance sheet. Unlike Circle, they don’t have major revenue-sharing obligations and are emerging legally hardened after surviving the lengthy battle with the SEC. They also have interest income and are deploying their capital.

另一方面，我們知道Block（以前的廣場）是有利可圖的，並且在其資產負債表上出售XRP，處理付款和利息收入具有多個收入來源。與Circle不同，他們沒有重大的收入分擔義務，並且在與SEC的漫長戰鬥中倖存下來後，正合法地變得更加堅強。他們也有利息收入並正在部署其資本。

The strategic benefits are evident. For Block, acquiring Circle would bring immediate scale with USDC’s $60+ billion in circulation and the potential to restructure or eliminate the costly Coinbase revenue split that currently burdens Circle.

戰略利益是顯而易見的。對於Block而言，收購圓圈將立即帶來USDC的600億美元發行量，並有可能重組或消除當前負擔負擔的昂貴的Coinbase收入分裂。

Rolling out USDC on RippleNet and Liquidity Hub would be a no-brainer, and the tokens would work nicely together - XRP moves money across borders quickly, while USDC provides stability and can be used where local regulations prefer stablecoins.

在Ripplenet上推出USDC和流動性中心將是一個毫不費力的，代幣將很好地工作 - XRP迅速將資金轉移到邊界上，而USDC則提供穩定性，可以在本地法規更喜歡StableCoins的情況下使用穩定性。

For Circle, they would gain Block’s legal firepower and efficient business operations, finally breaking free from relying so heavily on Coinbase. They would also get access to Block’s DeFi tools and business connections, which could help them make more money.

對於Circle來說，他們將獲得Block的合法火力和高效的業務運營，最終不受如此嚴重的依靠Coinbase的影響。他們還可以訪問Block的Defi工具和業務聯繫，這可以幫助他們賺更多的錢。

People who hold XRP might see more uses for their tokens as the two companies' products and services begin to integrate. The combined company would control both how money moves (through their payment network) and how value is stored (through the stablecoin), making for a more complete solution for digital payments.

持有XRP的人可能會在兩家公司的產品和服務開始集成時看到更多用途。合併後的公司將控制金錢如何通過其支付網絡進行移動以及如何存儲價值（通過Stablecoin），從而為數字付款提供了更完整的解決方案。

This merger would certainly face hurdles, especially in the US where both companies have faced legal challenges recently.

這次合併肯定會面臨障礙，尤其是在兩家公司最近面臨法律挑戰的美國。

There are also interesting tidbits about this merger. Apparently, Block offered $5 billion to buy Circle but they refused and said they want $7 billion instead. It seems like they're not interested in selling at all. They've previously talked about going public to raise capital.

關於此合併，也有有趣的花絮。顯然，布洛克提供了50億美元購買Circle，但他們拒絕了，並說他們要70億美元。似乎他們對銷售不感興趣。他們以前曾談論過公開籌集資金。

Plus, there might be monopoly concerns if one company controls both a major payment system and a popular stablecoin. And the XRP and USDC communities might not agree on future plans.

另外，如果一家公司同時控制一個主要的支付系統和流行的Stablecoin，可能會引起壟斷問題。 XRP和USDC社區可能不同意未來的計劃。

This merger is a hot topic in the crypto world and it will be interesting to see if it really happens and what impact it will have on the industry.

這次合併是加密世界中的熱門話題，看看它是否真的發生以及它將對行業產生什麼影響會很有趣。

Read also: Crypto Influencer Posts Viral XRP Price Prediction

另請閱讀：加密影響者帖子病毒XRP價格預測

RLUSD and the Circle Strategy

RLUSD和圈子策略

We know that Block already has its own stablecoin called RLUSD that's gaining users. So why would they want to buy Circle and their stablecoin? It's probably not just about entering the stablecoin market.

我們知道，Block已經擁有自己的名為RLUSD的Stablecoin，它正在吸引用戶。那麼，他們為什麼要購買Circle和他們的穩定幣？這可能不僅僅是進入Stablecoin市場。

By buying Circle, Block would remove one of its biggest competitors and become a leading force in the stablecoin world. This would help them become stronger and more independent.

通過購買Circle，Block將消除其最大的競爭對手之一，並成為Stablecoin世界中的領導力量。這將幫助他們變得更強大，更獨立。

Taking over USDC would also give Block a huge and ready-made user base. Lots of people already use USDC and it works with many crypto platforms and services.

接管USDC還將為Block提供一個龐大而現成的用戶群。許多人已經使用了USDC，並且可以與許多加密平台和服務一起使用。

Block could quickly connect USDC with their existing products and services like RippleNet and Liquidity Hub. This would create a more complete financial system that could do more things for more people.

Block可以迅速將USDC與Ripplenet和流動性中心等現有產品和服務聯繫起來。這將創建一個更完整的財務系統，可以為更多的人做更多的事情。

We've heard that Block offered $5 billion to buy Circle but Circle said no and wants $7 billion. But Block isn't giving up yet and might make another offer later.

我們聽說Block提供了50億美元的購買Circle，但Circle拒絕了，想要70億美元。但是Block尚未放棄，以後可能會再提出另一個報價。

Whether this deal happens or not, it shows how Block and USDC could work well together in the future of finance. XRP could handle the movement of money quickly and efficiently while USDC provides stability and familiarity. Together, they could offer a powerful solution for people and businesses who want to use digital currency for everyday use cases.

無論這筆交易是否發生，它都表明了Block和USDC在財務的未來如何一起工作。 XRP可以在USDC提供穩定性和熟悉度的同時快速有效地處理資金的運動。他們共同為想要在日常用例中使用數字貨幣的人們提供了有力的解決方案。

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在X（Twitter），CoinMarketCap和Binance Square上關注我們以獲取更多日常加密更新。在此處閱讀我們最近的加密市場更新，新聞和技術分析。

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