XRP + USDC Superstack：Ripple可以成为Stablecoins的新国王吗？

Ripple提出要购买竞争对手Stablecoin Circle的信息中浮出水面。由于许多原因，这可能是巨大的，让我们了解原因。

There are rumors floating around in the crypto community that Ripple offered to buy rival stablecoin Circle. This could be huge for many reasons, let’s understand why.

Rupple提供了购买竞争对手Stablecoin Circle的谣言在加密社区中流传着。由于许多原因，这可能是巨大的，让我们了解原因。

Analyst 'SMQKE' gave probably the best explanation on X how important this is for Ripple and XRP.

分析师的“ SMQKE”可能对X的最佳解释对Ripple和XRP有多重要。

The Power of Combining XRP and USDC

结合XRP和USDC的力量

The potential acquisition of Circle by Ripple would combine the strengths of XRP, a liquidity asset known for speed, with USDC, a regulated stablecoin that provides stability and familiarity. This would give Ripple control over both value movement through its payment rails and value storage through stablecoin reserves.

Ripple对Circle的潜在获取将结合XRP的优势，XRP是一种以速度闻名的流动性资产，USDC（USDC）是一种受调节的稳定性，可提供稳定性和熟悉。这将通过其通过付款导轨和通过稳定储备的付款轨道存储对价值移动进行连锁反应。

Circle has shown impressive revenue numbers with $1.68 billion in 2024 and they're reporting a net income of $156 million. However, a key issue is that Coinbase still takes 50% of USDC reserve revenue, even after Circle paid $210 million to exit their partnership consortium with Coinbase, rendering them financially constrained despite the popularity of their stablecoin.

Circle在2024年显示出令人印象深刻的收入人数，其收入为16.8亿美元，他们报告的净收入为1.56亿美元。但是，一个关键问题是，即使Circle支付了2.1亿美元以与Coinbase退出其合伙财团，尽管Coinbase仍占用了USDC储备收入的50％，尽管他们的稳定性很受欢迎，但仍使他们在经济上受到限制。

On the other hand, we know that Block (formerly Square) is profitable and has multiple revenue streams from selling XRP, processing payments, and interest income on its balance sheet. Unlike Circle, they don’t have major revenue-sharing obligations and are emerging legally hardened after surviving the lengthy battle with the SEC. They also have interest income and are deploying their capital.

另一方面，我们知道Block（以前的广场）是有利可图的，并且在其资产负债表上出售XRP，处理付款和利息收入具有多个收入来源。与Circle不同，他们没有重大的收入分担义务，并且在与SEC的漫长战斗中幸存下来后，正合法地变得更加坚强。他们也有利息收入并正在部署其资本。

The strategic benefits are evident. For Block, acquiring Circle would bring immediate scale with USDC’s $60+ billion in circulation and the potential to restructure or eliminate the costly Coinbase revenue split that currently burdens Circle.

战略利益是显而易见的。对于Block而言，收购圆圈将立即带来USDC的600亿美元发行量，并有可能重组或消除当前负担负担的昂贵的Coinbase收入分裂。

Rolling out USDC on RippleNet and Liquidity Hub would be a no-brainer, and the tokens would work nicely together - XRP moves money across borders quickly, while USDC provides stability and can be used where local regulations prefer stablecoins.

在Ripplenet上推出USDC和流动性中心将是一个毫不费力的，代币将很好地工作 - XRP迅速将资金转移到边界上，而USDC则提供稳定性，可以在本地法规更喜欢StableCoins的情况下使用稳定性。

For Circle, they would gain Block’s legal firepower and efficient business operations, finally breaking free from relying so heavily on Coinbase. They would also get access to Block’s DeFi tools and business connections, which could help them make more money.

对于Circle来说，他们将获得Block的合法火力和高效的业务运营，最终不受如此严重的依靠Coinbase的影响。他们还可以访问Block的Defi工具和业务联系，这可以帮助他们赚更多的钱。

People who hold XRP might see more uses for their tokens as the two companies' products and services begin to integrate. The combined company would control both how money moves (through their payment network) and how value is stored (through the stablecoin), making for a more complete solution for digital payments.

持有XRP的人可能会在两家公司的产品和服务开始集成时看到更多用途。合并后的公司将控制金钱如何通过其支付网络进行移动以及如何存储价值（通过Stablecoin），从而为数字付款提供了更完整的解决方案。

This merger would certainly face hurdles, especially in the US where both companies have faced legal challenges recently.

这次合并肯定会面临障碍，尤其是在两家公司最近面临法律挑战的美国。

There are also interesting tidbits about this merger. Apparently, Block offered $5 billion to buy Circle but they refused and said they want $7 billion instead. It seems like they're not interested in selling at all. They've previously talked about going public to raise capital.

关于此合并，也有有趣的花絮。显然，布洛克提供了50亿美元购买Circle，但他们拒绝了，并说他们要70亿美元。似乎他们对销售不感兴趣。他们以前曾谈论过公开筹集资金。

Plus, there might be monopoly concerns if one company controls both a major payment system and a popular stablecoin. And the XRP and USDC communities might not agree on future plans.

另外，如果一家公司同时控制一个主要的支付系统和流行的Stablecoin，可能会引起垄断问题。 XRP和USDC社区可能不同意未来的计划。

This merger is a hot topic in the crypto world and it will be interesting to see if it really happens and what impact it will have on the industry.

这次合并是加密世界中的热门话题，看看它是否真的发生以及它将对行业产生什么影响会很有趣。

Read also: Crypto Influencer Posts Viral XRP Price Prediction

另请阅读：加密影响者帖子病毒XRP价格预测

RLUSD and the Circle Strategy

RLUSD和圈子策略

We know that Block already has its own stablecoin called RLUSD that's gaining users. So why would they want to buy Circle and their stablecoin? It's probably not just about entering the stablecoin market.

我们知道，Block已经拥有自己的名为RLUSD的Stablecoin，它正在吸引用户。那么，他们为什么要购买Circle和他们的稳定币？这可能不仅仅是进入Stablecoin市场。

By buying Circle, Block would remove one of its biggest competitors and become a leading force in the stablecoin world. This would help them become stronger and more independent.

通过购买Circle，Block将消除其最大的竞争对手之一，并成为Stablecoin世界中的领导力量。这将帮助他们变得更强大，更独立。

Taking over USDC would also give Block a huge and ready-made user base. Lots of people already use USDC and it works with many crypto platforms and services.

接管USDC还将为Block提供一个庞大而现成的用户群。许多人已经使用了USDC，并且可以与许多加密平台和服务一起使用。

Block could quickly connect USDC with their existing products and services like RippleNet and Liquidity Hub. This would create a more complete financial system that could do more things for more people.

Block可以迅速将USDC与Ripplenet和流动性中心等现有产品和服务联系起来。这将创建一个更完整的财务系统，可以为更多的人做更多的事情。

We've heard that Block offered $5 billion to buy Circle but Circle said no and wants $7 billion. But Block isn't giving up yet and might make another offer later.

我们听说Block提供了50亿美元的购买Circle，但Circle拒绝了，想要70亿美元。但是Block尚未放弃，以后可能会再提出另一个报价。

Whether this deal happens or not, it shows how Block and USDC could work well together in the future of finance. XRP could handle the movement of money quickly and efficiently while USDC provides stability and familiarity. Together, they could offer a powerful solution for people and businesses who want to use digital currency for everyday use cases.

无论这笔交易是否发生，它都表明了Block和USDC在财务的未来如何一起工作。 XRP可以在USDC提供稳定性和熟悉度的同时快速有效地处理资金的运动。他们共同为想要在日常用例中使用数字货币的人们提供了有力的解决方案。

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在X（Twitter），CoinMarketCap和Binance Square上关注我们以获取更多日常加密更新。在此处阅读我们最近的加密市场更新，新闻和技术分析。

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