XRP可能會飆升至$ 12.5，超過以太坊

根據新報告，XRP可能會飆升至12.5美元，並超過以太坊作為在特朗普第二學期結束之前的市值第二大加密資產。

Key Takeaways:

關鍵要點：

* Standard Chartered’s Geoffrey Kendrick predicts XRP to rally to $12.5 and become the second-largest cryptocurrency by market cap before Trump’s second term ends.

*標準特許的杰弗裡·肯德里克（Geoffrey Kendrick）預測，XRP預計將達到12.5美元，並在特朗普第二學期結束之前成為市值的第二大加密貨幣。

* By 2028, XRP’s market cap could surpass Ethereum’s, according to Kendrick’s report, ‘The Seven Sins of (Digital) Integration.’

*到2028年，根據肯德里克（Kendrick）的報告，XRP的市值可能會超過以太坊的“（數字）整合的七個罪過”。

* The analyst highlighted several positive catalysts for XRP’s price growth, including regulatory developments and institutional adoption.

*分析師強調了XRP價格增長的幾種積極催化劑，包括監管發展和機構採用。

* A key factor in XRP’s favor is the recent case resolution between Ripple and the SEC.

* XRP有利的關鍵因素是Ripple和SEC之間最近的案例解決方案。

* According to Kendrick, spot XRP ETFs could attract up to $8 billion in the first 12 months if approved by the SEC in the third quarter of 2025.

*據肯德里克（Kendrick）稱，如果在2025年第三季度獲得SEC的批准，那麼在頭12個月中，現場XRP ETF可能會吸引高達80億美元。

Standard Chartered’s global head of digital assets research has made a bold prediction: XRP could skyrocket to $12.5 and become the second-largest cryptocurrency by market cap before Trump’s second term wraps up.

Standard Charter的全球數字資產研究負責人研究做出了大膽的預測：XRP可以飛速至12.5美元，並在特朗普第二學期結束之前成為市值第二大加密貨幣。

In his new report, ‘The Seven Sins of (Digital) Integration,’ Geoffrey Kendrick noted that XRP’s market cap could overtake Ethereum’s by the end of 2028.

杰弗裡·肯德里克（Geoffrey Kendrick）在他的新報告“（數字）整合的七個罪過”中指出，XRP的市值可能會在2028年底之前超越以太坊。

Currently, XRP’s market cap stands at over $110 billion according to CoinGecko, placing it fourth on the list of largest crypto assets, lagging behind Bitcoin, Ether, and Tether.

目前，根據Coingecko的數據，XRP的市值超過1,100億美元，將其排在最大的加密資產列表中，落後於比特幣，以太和Tether。

For perspective, Ether’s market cap currently sits at around $183 billion.

從角度來看，Ether的市值目前為1830億美元。

XRP’s market cap previously peaked at $190 billion in January, and it has also, at times, surpassed Tether to claim the third-ranking spot.

XRP的市值先前在一月份達到了1900億美元的頂峰，有時甚至超過了Tether，以獲得第三級現場。

Kendrick’s forecast is based on several factors, including expected regulatory developments and institutional adoption.

肯德里克（Kendrick）的預測基於幾個因素，包括預期的監管發展和機構採用。

According to the analyst, a key positive catalyst for XRP’s price growth is the recent case resolution between Ripple and the SEC.

根據分析師的說法，XRP價格增長的主要陽性催化劑是Ripple和SEC之間最近的案例解決方案。

Last month, Ripple CEO Brad Garlinghouse said that the securities regulator had dropped its lawsuit against the blockchain company. Ripple has agreed to pay $50 million as part of the settlement, which does not require the firm to admit to any wrongdoing.

上個月，Ripple首席執行官布拉德·加林豪斯（Brad Garlinghouse）表示，證券監管機構已針對區塊鏈公司撤銷訴訟。 Ripple已同意作為和解的一部分支付5000萬美元，這並不要求公司承認任何不當行為。

The SEC’s decision reflects a shift in regulatory approach under the current administration. Prior to Ripple, the agency had already withdrawn from several high-profile crypto enforcement cases.

SEC的決定反映了當前政府下的監管方法的轉變。在進行Ripple之前，該機構已經從幾個備受矚目的加密執法案件中撤回。

XRP ETFs could attract up to $8 billion in first 12 months if approved

如果批准

Kendrick also forecasts SEC approval for spot XRP ETFs in the third quarter of 2025, which he estimates could attract $4-8 billion in inflows within the first year. This projection falls in line with JPMorgan’s estimate.

肯德里克（Kendrick）還預測，SEC在2025年第三季度獲得了SPOT XRP ETF的批准，他估計這將在第一年內吸引4-8億美元的流入。該投影與摩根大通的估計相一致。

The bank, in its January analysis, also anticipated first-year inflows for potential XRP spot ETFs to be in the range of $4 billion to $8 billion. JPMorgan’s forecast was based on the market penetration rates observed with existing Bitcoin and Ethereum ETFs.

該銀行在1月份的分析中還預計，潛在的XRP現貨ETF的第一年流入將在40億美元至80億美元之間。摩根大通的預測基於現有比特幣和以太坊ETF觀察到的市場滲透率。

Ripple’s CEO previously predicted XRP ETFs would make their market debut in the second half of 2025.

Ripple的首席執行官此前預測XRP ETF將在2025年下半年首次亮相。

Regarding XRP’s use case in payments, Kendrick believes its cross-border payment functionality aligns with growing digital asset usage trends, similar to stablecoins, which he notes have seen 50% annual transaction volume growth and are projected to increase tenfold over four years.

關於XRP付款中的用例，肯德里克（Kendrick）認為，其跨境支付功能與越來越多的數字資產使用趨勢相吻合，類似於Stablecoins，他指出的是，年度交易量增加了50％，預計將在四年內增加十倍。