XRP的發展超出了付款，現在為金融，遊戲，NFT等提供動力

XRP Ledger支持Defi應用程序，代幣掉期和貸款 - 比以太坊更便宜。

People often associate XRP with cross-border payments, highlighting its speed and minimal fees. However, there's a deeper transformation unfolding with the XRP ecosystem. Initially known for payments, XRP is now encompassing a broader vision of a decentralized future, touching upon finance, gaming, and government institutions.

人們經常將XRP與跨境支付相關聯，突出了其速度和最低費用。但是，XRP生態系統正在進一步發展。 XRP最初以付款而聞名，現在涵蓋了對分散的未來的更廣泛的願景，涉及財務，遊戲和政府機構。

The XRP Ledger (XRPL) is now supporting decentralized finance (DeFi) with token swaps, lending applications, and tokenized assets. In contrast to Ethereum, which focuses largely on smart contracts, XRPL keeps things fast and cheap.

XRP Ledger（XRPL）現在通過令牌交換，貸款應用和令牌資產支持分散的財務（DEFI）。與主要關注智能合約的以太坊相反，XRPL使事情變得快速，便宜。

Despite the rapid development of decentralized technologies, they haven't yet reached the mainstream. High minimum transaction amounts and gas fees on smart contract chains pose a barrier to user adoption.

儘管分散技術的發展迅速，但它們尚未達到主流。智能合同鏈上的高最低交易金額和汽油費構成了用戶採用的障礙。

XRPL is different. It’s already used by millions of people, and it's focused on low transaction costs. Developers can build faster, users can transact cheaper, and financial tools are being redesigned from the ground up. This is XRP stepping into a much larger role.

XRPL不同。它已經被數百萬人使用，並且專注於低交易成本。開發人員可以更快地建造，用戶可以便宜地交易，並且正在從頭開始重新設計財務工具。這是XRP踏入更大的角色。

Real estate, gold, and other valuable assets can be easily tokenized on XRPL. Imagine trading a house or a gold bar on the blockchain in seconds, without banks or middlemen. That's the kind of utility XRPL provides, and it could bring blockchain into everyday life.

房地產，黃金和其他有價值的資產可以輕鬆地在XRPL上進行象徵化。想像一下，在沒有銀行或中間商的情況下，在幾秒鐘內在區塊鏈上交易房屋或金條。這就是XRPL提供的實用性，它可以將區塊鏈帶入日常生活。

Moreover, XRP's low fees enable micro-payments. Platforms like Coil allow users to pay creators per article or stream small payments while watching videos, setting the stage for new business models in the online world.

此外，XRP的低費用可實現微付款。諸如COIL之類的平台允許用戶在觀看視頻時每篇文章付款或流式付款，為在線世界中的新業務模型樹立舞台。

The XRP Ledger is also becoming more versatile with features like “Hooks” and the EVM sidechain, allowing developers to build apps with smart contracts and connect to Ethereum tools.

XRP Ledger還具有“鉤子”和EVM Sidechain之類的功能，使開發人員可以使用智能合約構建應用程序並連接到以太坊工具。

With built-in support for NFTs and gaming assets, XRP is attracting creators and gamers seeking cheaper and faster platforms to build and play in.

憑藉對NFT和遊戲資產的內置支持，XRP吸引了創建者和遊戲玩家尋求更便宜，更快的平台來建造和播放。

Institutions are already joining the ecosystem. Ripple is collaborating with countries like Bhutan and Palau to build their central bank digital currencies, while major banks are utilizing XRP for rapid cross-border payments.

機構已經加入了生態系統。 Ripple正在與不丹和帕勞等國家合作，以建立中央銀行的數字貨幣，而主要銀行則利用XRP進行快速跨境支付。

Finally, the Interledger Protocol (ILP) connects XRPL to other blockchains and financial systems, serving as the foundation for what Ripple calls the “Internet of Value.” This protocol allows different ledgers to speak to each other, breaking down the barriers between blockchains and traditional financial institutions.

最後，Interledger協議（ILP）將XRPL連接到其他區塊鍊和金融系統，這是波紋稱為“價值互聯網”的基礎。該協議允許不同的分類帳相互交談，打破了區塊鍊和傳統金融機構之間的障礙。