XRP的突破性嘶嘶聲隨著REMITTIX進入Pay​​fi競技場

這種經典的圖表動作可能是牛頭一直在等待的信號，如果動量保持，XRP可能會為下一個重大集會做準備。

The post XRP's Breakout Fizzles As Remittix Enters PayFi Arena With 400x Threatening Returnsrendering a few years later, and the new all-time highs could see the PayFi token valued at around $0.757, a short-term return of around 400% from present levels. But looking at the use case and considering that the unbanked usually accrue interest rates of around 10% per month on small loans from family and friends, this return seems low.

XRP帖子的突破性響起，因為Remittix進入Pay​​fi競技場，幾年後，有400倍威脅回報率，而新的歷史最高點可能會使Payfi代幣的價值約為0.757美元，短期回報率約為400％。但是，考慮使用案例，並考慮到沒有銀行賬戶的利率通常在家人和朋友的小型貸款中約為10％，這一回報似乎很低。

If we look at the unbanked in the broader context of the formal financial system, these returns are impossibly high. For example, if we take a large U.S. bank such as Wells Fargo, they usually yield net interest margins of around 2%. This means that if we put $10,000 in a Wells Fargo savings account and they invest that money in a loan to a small business, they will make a net return of about $200 in interest over the course of a year.

如果我們查看正式金融體系更廣泛的環境中沒有銀行賬戶的情況，這些回報就不可能很高。例如，如果我們購買了大型的美國銀行，例如富國銀行，它們通常會產生約2％的淨利率。這意味著，如果我們將10,000美元放入富國銀行儲蓄帳戶中，並且他們將這筆錢投資於小型企業，他們將在一年的時間內獲得約200美元的淨回報。

Compared to the unbanked accruing interest rates of 10% per month on small loans, the difference is stark. The unbanked are largely excluded from the formal financial system and operate in a largely cash-based, high-interest-rate fringe financial system. This explains why the unbanked are economically disadvantaged and largely confined to poverty.

與少量貸款每月無銀行的計費利率相比，差異很明顯。無銀行賬戶在很大程度上被排除在正式金融體系之外，並以基於現金的高利率邊緣金融體系運營。這就解釋了為什麼無銀行賬戶在經濟上處於不利地位，並且在很大程度上僅限於貧困。

But blockchain technology can be used to economically empower the unbanked by providing them with access to the formal financial system. For example, Remittix is a new PayFi token that is offering its users fast, cheap, and hassle-free global payment and remittance services using blockchain technology.

但是，區塊鏈技術可以通過為他們提供正式金融體系的訪問來在經濟上賦予無銀行的能力。例如，Remittix是一種新的Payfi代幣，它可以使用區塊鏈技術快速，便宜且無麻煩的全球付款和匯款服務。

This enables users to use cryptocurrency to make direct payments into almost any fiat bank account across the globe. Compared to traditional cross-border payment services such as Western Union or MoneyGram, which can take several days and charge hefty fees of up to 10%, Remittix offers instant and low-cost payment services.

這使用戶能夠使用加密貨幣直接付款到全球的幾乎所有菲亞特銀行帳戶中。與傳統的跨境支付服務（例如Western Union或Moneygram）相比，可能需要幾天的費用，並收取高達10％的高額費用，Remittix提供即時和低成本的支付服務。

Moreover, compared to existing crypto payment services such as XRP, which is focused on facilitating cross-border payments for businesses, Remittix focuses on providing accessible and affordable payment services to a broader range of users, including the unbanked who may not necessarily have cryptocurrency wallets.

此外，與現有的加密支付服務（例如XRP）相比，XRP的重點是促進企業的跨境支付，Remittix著重於向更廣泛的用戶提供可訪問且負擔得起的付款服務，包括不一定有加密貨幣錢包的無標準的人。

This difference in service offering and user focus means that Remittix can offer significantly lower service fees and more competitive interest rates compared to existing players.

與現有參與者相比，服務產品和用戶重點的這種差異意味著，與現有參與者相比，Remittix可以提供明顯更低的服務費和更具競爭力的利率。

In addition to its competitive service offering, Remittix is also rolling out a unique and impactful initiative to economically empower the unbanked. The project is offering to invest in small businesses owned by unbanked individuals.

除了其競爭性服務產品外，Remittix還推出了一項獨特而有影響力的倡議，以在經濟上賦予無銀行的能力。該項目提供的是投資於沒有銀行銀行的個人擁有的小型企業。

This initiative will not only provide much-needed capital to unbanked entrepreneurs but will also generate passive income for Remittix token holders who participate in the program. As the small businesses grow and generate profits, a portion of those profits will be distributed to the token holders who contributed to the initial capital.

該倡議不僅將為未銀行的企業家提供急需的資本，而且還將為參加該計劃的Sermittix代幣持有人產生被動收入。隨著小型企業的增長和產生利潤，其中一部分利潤將分發給為初始資本做出貢獻的代幣持有人。

This initiative is a testament to the project's commitment to creating a sustainable and inclusive economic ecosystem where everyone can participate and benefit.

該倡議證明了該項目致力於創建一個可持續和包容的經濟生態系統，每個人都可以參與並受益。

Overall, Remittix stands out as a project with a clear vision, a strong use case, and a service offering that is designed to address a pressing market need. With its focus on providing accessible and affordable financial services to the unbanked community, Remittix has the potential to make a significant positive impact on a global scale. As the project continues to develop and expand its offerings, it will be interesting to see how the project evolves and what new opportunities it presents to its users and investors.

總體而言，Remittix是一個具有清晰願景，強大用例和旨在滿足緊迫市場需求的服務產品的項目。 Remittix專注於為未銀行的社區提供可及可及的金融服務，因此有可能對全球範圍產生重大積極影響。隨著項目繼續發展和擴展其產品，有趣的是，了解該項目是如何發展的以及它給用戶和投資者提供的新機會。