XRP的突破性嘶嘶声随着REMITTIX进入Pay​​fi竞技场

这种经典的图表动作可能是牛头一直在等待的信号，如果动量保持，XRP可能会为下一个重大集会做准备。

The post XRP's Breakout Fizzles As Remittix Enters PayFi Arena With 400x Threatening Returnsrendering a few years later, and the new all-time highs could see the PayFi token valued at around $0.757, a short-term return of around 400% from present levels. But looking at the use case and considering that the unbanked usually accrue interest rates of around 10% per month on small loans from family and friends, this return seems low.

XRP帖子的突破性响起，因为Remittix进入Pay​​fi竞技场，几年后，有400倍威胁回报率，而新的历史最高点可能会使Payfi代币的价值约为0.757美元，短期回报率约为400％。但是，考虑使用案例，并考虑到没有银行账户的利率通常在家人和朋友的小型贷款中约为10％，这一回报似乎很低。

If we look at the unbanked in the broader context of the formal financial system, these returns are impossibly high. For example, if we take a large U.S. bank such as Wells Fargo, they usually yield net interest margins of around 2%. This means that if we put $10,000 in a Wells Fargo savings account and they invest that money in a loan to a small business, they will make a net return of about $200 in interest over the course of a year.

如果我们查看正式金融体系更广泛的环境中没有银行账户的情况，这些回报就不可能很高。例如，如果我们购买了大型的美国银行，例如富国银行，它们通常会产生约2％的净利率。这意味着，如果我们将10,000美元放入富国银行储蓄帐户中，并且他们将这笔钱投资于小型企业，他们将在一年的时间内获得约200美元的净回报。

Compared to the unbanked accruing interest rates of 10% per month on small loans, the difference is stark. The unbanked are largely excluded from the formal financial system and operate in a largely cash-based, high-interest-rate fringe financial system. This explains why the unbanked are economically disadvantaged and largely confined to poverty.

与少量贷款每月无银行的计费利率相比，差异很明显。无银行账户在很大程度上被排除在正式金融体系之外，并以基于现金的高利率边缘金融体系运营。这就解释了为什么无银行账户在经济上处于不利地位，并且在很大程度上仅限于贫困。

But blockchain technology can be used to economically empower the unbanked by providing them with access to the formal financial system. For example, Remittix is a new PayFi token that is offering its users fast, cheap, and hassle-free global payment and remittance services using blockchain technology.

但是，区块链技术可以通过为他们提供正式金融体系的访问来在经济上赋予无银行的能力。例如，Remittix是一种新的Payfi代币，它可以使用区块链技术快速，便宜且无麻烦的全球付款和汇款服务。

This enables users to use cryptocurrency to make direct payments into almost any fiat bank account across the globe. Compared to traditional cross-border payment services such as Western Union or MoneyGram, which can take several days and charge hefty fees of up to 10%, Remittix offers instant and low-cost payment services.

这使用户能够使用加密货币直接付款到全球的几乎所有菲亚特银行帐户中。与传统的跨境支付服务（例如Western Union或Moneygram）相比，可能需要几天的费用，并收取高达10％的高额费用，Remittix提供即时和低成本的支付服务。

Moreover, compared to existing crypto payment services such as XRP, which is focused on facilitating cross-border payments for businesses, Remittix focuses on providing accessible and affordable payment services to a broader range of users, including the unbanked who may not necessarily have cryptocurrency wallets.

此外，与现有的加密支付服务（例如XRP）相比，XRP的重点是促进企业的跨境支付，Remittix着重于向更广泛的用户提供可访问且负担得起的付款服务，包括不一定有加密货币钱包的无标准的人。

This difference in service offering and user focus means that Remittix can offer significantly lower service fees and more competitive interest rates compared to existing players.

与现有参与者相比，服务产品和用户重点的这种差异意味着，与现有参与者相比，Remittix可以提供明显更低的服务费和更具竞争力的利率。

In addition to its competitive service offering, Remittix is also rolling out a unique and impactful initiative to economically empower the unbanked. The project is offering to invest in small businesses owned by unbanked individuals.

除了其竞争性服务产品外，Remittix还推出了一项独特而有影响力的倡议，以在经济上赋予无银行的能力。该项目提供的是投资于没有银行银行的个人拥有的小型企业。

This initiative will not only provide much-needed capital to unbanked entrepreneurs but will also generate passive income for Remittix token holders who participate in the program. As the small businesses grow and generate profits, a portion of those profits will be distributed to the token holders who contributed to the initial capital.

该倡议不仅将为未银行的企业家提供急需的资本，而且还将为参加该计划的Sermittix代币持有人产生被动收入。随着小型企业的增长和产生利润，其中一部分利润将分发给为初始资本做出贡献的代币持有人。

This initiative is a testament to the project's commitment to creating a sustainable and inclusive economic ecosystem where everyone can participate and benefit.

该倡议证明了该项目致力于创建一个可持续和包容的经济生态系统，每个人都可以参与并受益。

Overall, Remittix stands out as a project with a clear vision, a strong use case, and a service offering that is designed to address a pressing market need. With its focus on providing accessible and affordable financial services to the unbanked community, Remittix has the potential to make a significant positive impact on a global scale. As the project continues to develop and expand its offerings, it will be interesting to see how the project evolves and what new opportunities it presents to its users and investors.

总体而言，Remittix是一个具有清晰愿景，强大用例和旨在满足紧迫市场需求的服务产品的项目。 Remittix专注于为未银行的社区提供可及可及的金融服务，因此有可能对全球范围产生重大积极影响。随着项目继续发展和扩展其产品，有趣的是，了解该项目是如何发展的以及它给用户和投资者提供的新机会。