XPFinance啟動是為XRPL構建的第一個非監護貸款和借貸平台

XPFinance是解決方案，它通過啟動了專門為Ripple Ledger（XRPL）構建的第一個非監護貸款和借款平台。

Xpfinance, the first non-custodial lending and borrowing protocol built natively for the Ripple Ledger (XRPL), is set to launch, offering a decentralized and efficient solution for borrowing, lending, and earning interest on cryptocurrencies.

XPFinance是為Ripple Ledger（XRPL）本地建立的第一個非監護貸款和借貸協議，將啟動，為藉貸，貸款和對加密貨幣的利益提供分散和有效的解決方案。

Despite the XRPL’s speed, finality, and low-cost advantages, many yield seekers still use centralized ‘earn’ services like Celsius or Aave, which require users to hand over private keys, determine when users can withdraw funds, and operate without transparency. This configuration has proven dangerous, as seen with cash hacks, sudden withdrawal freezes, or closure by regulators.

儘管XRPL的速度，最終性和低成本優勢，但許多尋求收益率的人仍然使用集中的“賺取”服務，例如Celsius或Aave，這些服務要求用戶移交私鑰，確定何時可以撤回資金並在沒有透明的情況下進行操作。事實證明，這種配置已被現金駭客，突然撤回凍結或監管機構關閉。

Xpfinance solves the problem of asset ownership. Users keep full control of their assets and can withdraw at any time. Moreover, transactions are confirmed within seconds on XRPL, and micro-fees mean more yield for users.

XPFinance解決了資產所有權的問題。用戶可以完全控制其資產，並且可以隨時退出。此外，交易在XRPL上的幾秒鐘內得到確認，微型費用意味著用戶的收率更多。

Xpfinance’s economy runs on $XPF, a utility token with a maximum amount of 200 million. This token not only supports long-term value but also provides a reason for holders to continue holding the token. Benefits include lower borrowing costs, strength in governance, and staking rewards paid in Ripple (XRP).

XPFinance的經濟在$ XPF上運行，XPF是一種公用設施，最多2億。這個令牌不僅支持長期價值，而且還為持有人繼續持有令牌提供了理由。福利包括較低的借貸成本，治理的實力以及在Ripple（XRP）支付的積分獎勵。

The first opportunity to purchase $XPF will arrive on Thursday, May 8, 2025, at 16:00 UTC. A total of 30% of the total supply, or 60 million tokens, has been reserved for presale buyers. After the sale ends, $XPF will be listed on Magnetic and XP Market at a price estimated to be 30% higher than the presale price, providing an immediate benefit to early participants.

購買$ XPF的第一個機會將於2025年5月8日（星期四）16:00 UTC到達。總供應總額的總供應商總共有30％或6000萬個令牌。銷售結束後，$ XPF將以估計比預售價格高30％的價格在磁性和XP市場上列出，從而為早期參與者帶來了直接的好處。

$XPF will also be available for purchase on major CEXs after the presale.

$ XPF也將在預售後在主要CEXS上購買。

Xpfinance offers a unique opportunity to harness the power of DeFi in the Ripple ecosystem in a secure and transparent way. By taking part in the $XPF presale, investors not only benefit financially but also contribute to the future of decentralized finance on the Ripple Ledger. Don't miss the opportunity to be part of this revolution.

XPFinance提供了一個獨特的機會，可以以安全透明的方式利用波紋生態系統中的Defi的力量。通過參加$ XPF的預售，投資者不僅在經濟上受益，而且還為波紋分類帳的分散融資的未來做出了貢獻。不要錯過參加這場革命的一部分的機會。