XPFinance启动是为XRPL构建的第一个非监护贷款和借贷平台

XPFinance是解决方案，它通过启动了专门为Ripple Ledger（XRPL）构建的第一个非监护贷款和借款平台。

Xpfinance, the first non-custodial lending and borrowing protocol built natively for the Ripple Ledger (XRPL), is set to launch, offering a decentralized and efficient solution for borrowing, lending, and earning interest on cryptocurrencies.

XPFinance是为Ripple Ledger（XRPL）本地建立的第一个非监护贷款和借贷协议，将启动，为借贷，贷款和对加密货币的利益提供分散和有效的解决方案。

Despite the XRPL’s speed, finality, and low-cost advantages, many yield seekers still use centralized ‘earn’ services like Celsius or Aave, which require users to hand over private keys, determine when users can withdraw funds, and operate without transparency. This configuration has proven dangerous, as seen with cash hacks, sudden withdrawal freezes, or closure by regulators.

尽管XRPL的速度，最终性和低成本优势，但许多寻求收益率的人仍然使用集中的“赚取”服务，例如Celsius或Aave，这些服务要求用户移交私钥，确定何时可以撤回资金并在没有透明的情况下进行操作。事实证明，这种配置已被现金骇客，突然撤回冻结或监管机构关闭。

Xpfinance solves the problem of asset ownership. Users keep full control of their assets and can withdraw at any time. Moreover, transactions are confirmed within seconds on XRPL, and micro-fees mean more yield for users.

XPFinance解决了资产所有权的问题。用户可以完全控制其资产，并且可以随时退出。此外，交易在XRPL上的几秒钟内得到确认，微型费用意味着用户的收率更多。

Xpfinance’s economy runs on $XPF, a utility token with a maximum amount of 200 million. This token not only supports long-term value but also provides a reason for holders to continue holding the token. Benefits include lower borrowing costs, strength in governance, and staking rewards paid in Ripple (XRP).

XPFinance的经济在$ XPF上运行，XPF是一种公用设施，最多2亿。这个令牌不仅支持长期价值，而且还为持有人继续持有令牌提供了理由。福利包括较低的借贷成本，治理的实力以及在Ripple（XRP）支付的积分奖励。

The first opportunity to purchase $XPF will arrive on Thursday, May 8, 2025, at 16:00 UTC. A total of 30% of the total supply, or 60 million tokens, has been reserved for presale buyers. After the sale ends, $XPF will be listed on Magnetic and XP Market at a price estimated to be 30% higher than the presale price, providing an immediate benefit to early participants.

购买$ XPF的第一个机会将于2025年5月8日（星期四）16:00 UTC到达。总供应总额的总供应商总共有30％或6000万个令牌。销售结束后，$ XPF将以估计比预售价格高30％的价格在磁性和XP市场上列出，从而为早期参与者带来了直接的好处。

$XPF will also be available for purchase on major CEXs after the presale.

$ XPF也将在预售后在主要CEXS上购买。

Xpfinance offers a unique opportunity to harness the power of DeFi in the Ripple ecosystem in a secure and transparent way. By taking part in the $XPF presale, investors not only benefit financially but also contribute to the future of decentralized finance on the Ripple Ledger. Don't miss the opportunity to be part of this revolution.

XPFinance提供了一个独特的机会，可以以安全透明的方式利用波纹生态系统中的Defi的力量。通过参加$ XPF的预售，投资者不仅在经济上受益，而且还为波纹分类帐的分散融资的未来做出了贡献。不要错过参加这场革命的一部分的机会。