Xpfinance Launches as the First Non-Custodial Lending and Borrowing Platform Built for the XRPL

Xpfinance, the first non-custodial lending and borrowing protocol built natively for the Ripple Ledger (XRPL), is set to launch, offering a decentralized and efficient solution for borrowing, lending, and earning interest on cryptocurrencies.

Despite the XRPL’s speed, finality, and low-cost advantages, many yield seekers still use centralized ‘earn’ services like Celsius or Aave, which require users to hand over private keys, determine when users can withdraw funds, and operate without transparency. This configuration has proven dangerous, as seen with cash hacks, sudden withdrawal freezes, or closure by regulators.

Xpfinance solves the problem of asset ownership. Users keep full control of their assets and can withdraw at any time. Moreover, transactions are confirmed within seconds on XRPL, and micro-fees mean more yield for users.

Xpfinance’s economy runs on $XPF, a utility token with a maximum amount of 200 million. This token not only supports long-term value but also provides a reason for holders to continue holding the token. Benefits include lower borrowing costs, strength in governance, and staking rewards paid in Ripple (XRP).

The first opportunity to purchase $XPF will arrive on Thursday, May 8, 2025, at 16:00 UTC. A total of 30% of the total supply, or 60 million tokens, has been reserved for presale buyers. After the sale ends, $XPF will be listed on Magnetic and XP Market at a price estimated to be 30% higher than the presale price, providing an immediate benefit to early participants.

$XPF will also be available for purchase on major CEXs after the presale.

Xpfinance offers a unique opportunity to harness the power of DeFi in the Ripple ecosystem in a secure and transparent way. By taking part in the $XPF presale, investors not only benefit financially but also contribute to the future of decentralized finance on the Ripple Ledger. Don't miss the opportunity to be part of this revolution.