簽證，恆星和Stablecoins：紐約財務未來的一分鐘

Visa的恆星整合和各種Stablecoins的付款方式發生了重大轉變。本文深入研究了對全球金融的影響。

Visa, Stellar, and stablecoins are shaking things up in the financial world, ya know? Visa's not just sitting still; they're making moves by bringing Stellar into their stablecoin settlement network, putting it right up there with Ethereum, Solana, and Avalanche. Let's break down what this all means.

簽證，恆星和Stablecoins在金融界正在震動，您知道嗎？簽證不僅坐著坐著；他們是通過將出色進入穩定定居點網絡的方式來進行動作，並將其與以太坊，索拉納和雪崩一起放在那裡。讓我們分解這一切的含義。

Visa Embraces Stellar and Stablecoins

簽證包含恆星和穩定的

Visa's latest upgrade allows them to handle stablecoin payments across four networks, using assets like PYUSD, EURC, and USDG. This is a big deal for Stellar, which has been hustling to become a major player in cross-border payments since 2014. With Visa's backing, Stellar-based settlements could become faster and cheaper for global partners. It's like they're finally delivering on that promise.

Visa的最新升級使他們可以使用Pyusd，Eurc和USDG等資產來處理四個網絡的Stablecoin付款。對於Stellar來說，這是一件大事，自2014年以來一直在成為跨境支付的主要參與者。簽證的支持，基於恆星的定居點可能會變得更快，更便宜。就像他們終於兌現了這一諾言。

The Stablecoin Surge

Stablecoin激增

Visa's not stopping there. They've added PayPal USD (PYUSD), Global Dollar (USDG), and Circle’s euro-backed stablecoin, EURC, to their settlement platform. This means smoother, faster cross-border and on-chain transactions. PYUSD, backed by Paxos, strengthens Visa's support for trusted USD-backed stablecoins. It's all about meeting the rising demand from payment platforms and card issuers using blockchain tech.

簽證不在那兒。他們將PayPal USD（PYUSD），全球美元（USDG）和Circle的Eurc歐洲歐洲冠軍的Stablecoin（USDG）添加到了他們的和解平台。這意味著更順暢，更快的跨境和鏈交易。 Pyusd在Paxos的支持下增強了Visa對可信賴的USD支持的Stablecoins的支持。這全都是要滿足使用區塊鏈技術從支付平台和發行人發行者提高的需求。

Why This Matters

為什麼這很重要

Adding these stablecoins isn't just about keeping up with trends; it's about future-proofing the financial system. Visa's partnership with Paxos integrates PYUSD directly into their treasury network, making things more efficient for everyone involved. Global Dollar (USDG) simplifies transactions across blockchain networks, aligning with Visa's commitment to regulatory-compliant stablecoin solutions. And EURC expands settlement to the Euro Zone, covering more regional currency needs for international partners.

添加這些穩定的不僅僅是跟上趨勢；這是關於未來的財務系統。 Visa與Paxos的合作夥伴關係將PYUSD直接集成到他們的財政網絡中，從而使所有參與人員都更有效。全球美元（USDG）簡化了區塊鍊網絡之間的交易，與Visa對符合法規的Stablecoin解決方案的承諾保持一致。 EURC擴大了定居點到歐元區，涵蓋了國際合作夥伴的更多區域貨幣需求。

Stellar's Comeback Story

Stellar的複出故事

Stellar's story is a real comeback, born from the mind of Jed McCaleb, one of Ripple's creators. Stellar was built to make global finance accessible and affordable, settling transactions in just five seconds for a fraction of a cent. The value of XLM isn't just hype; it's backed by real-world utility like international remittances and tokenized assets. Big names like Franklin Templeton are starting to trust Stellar's tech, with over $3 billion worth of tokenized assets expected to move through the network this year.

Stellar的故事是一個真正的複出，源自Ripple的創作者之一Jed McCaleb的腦海。 Stellar的建造旨在使全球財務可及可及可負擔，在短短五秒鐘內以一百分點的價格定居。 XLM的價值不僅僅是炒作；它得到了現實世界中的實用程序，例如國際匯款和令牌資產。像富蘭克林·鄧普頓（Franklin Templeton）這樣的知名人士開始信任Stellar的技術，預計今年將通過該網絡進行超過30億美元的標記資產。

XLM Price Watch

XLM價格觀察

Crypto analysts are keeping a close eye on Stellar (XLM). Some experts believe it could climb to $0.53 by the end of 2025, a solid 26% jump. If adoption keeps picking up, a push toward $1 isn't off the table. The Stellar Development Foundation is scaling the network and adding smart contract capabilities through Soroban, injecting fresh energy into the project. People are calling XLM a "steal under $1," but it's always wise to keep expectations realistic.

加密分析師正在密切關注Stellar（XLM）。一些專家認為，到2025年底，它可能會攀升至0.53美元，增長26％。如果收養不斷提升，那麼向1美元的推動就不會脫穎而出。 Stellar Development Foundation正在擴展網絡並通過Soroban添加智能合同功能，並將新鮮能源注入該項目。人們稱XLM為“ 1美元以下的竊取”，但保持期望現實總是明智的。

Potential Roadblocks

潛在的障礙

Stellar's journey isn't without its bumps. Competitors like XRP and newer layer-1 blockchains are always nipping at its heels. But what gives Stellar an edge is its real-world impact. Partnerships with giants like MoneyGram and IBM add serious credibility. These everyday stories could be the spark that makes Stellar’s comeback truly catch fire. It’s not just about the price; it’s about making finance fairer and faster for everyone.

Stellar的旅程並非沒有顛簸。 XRP和較新的Layer-1區塊鏈之類的競爭對手總是會緊緊抓住。但是，使恆星具有優勢的是其現實世界的影響。與Moneygram和IBM這樣的巨人的合作夥伴關係增加了認真的信譽。這些日常故事可能是使Stellar的複出真正著火的火花。這不僅僅是價格；這是為了使財務更加公平，更快。

My Two Cents

我的兩分錢

Look, I'm no financial advisor, but it seems to me that Visa's move to embrace Stellar and stablecoins is a smart one. It's about blending traditional finance with the digital world, making transactions faster, cheaper, and more accessible. Sure, there are risks, but the potential rewards are huge. It’s like adding a turbo boost to the global financial engine. It also echoes Hong Kong's optimism towards stablecoins with HKMA expected to issue licenses early next year.

看，我不是財務顧問，但在我看來，Visa對擁抱恆星和Stablecoins的舉動是一個聰明的人。這是關於將傳統金融與數字世界融合，使交易更快，更便宜且更容易獲得。當然，有風險，但是潛在的獎勵是巨大的。這就像為全球金融引擎增加渦輪增壓。它還回應了香港對HKMA預計將於明年年初頒發許可證的樂觀情緒的樂觀情緒。

Wrapping Up

總結

So, what’s the takeaway? Visa, Stellar, and stablecoins are not just buzzwords; they're pieces of a puzzle that could reshape how we move money around the world. Keep an eye on this space, folks. It's gonna be an interesting ride. Who knows, maybe we'll all be settling our bills with stablecoins on the Stellar network before we know it. And if that happens, remember where you heard it first!

那麼，收穫是什麼？簽證，恆星和穩定的不僅僅是流行語；它們是一個難題，可以重塑我們如何在世界各地轉移資金。伙計們，請密切注意這個空間。這將是一個有趣的旅程。誰知道，也許我們所有人都會在恆星網絡上使用穩定的賬單來解決我們的賬單。如果發生這種情況，請記住您先聽到的地方！