签证，恒星和Stablecoins：纽约财务未来的一分钟

Visa的恒星整合和各种Stablecoins的付款方式发生了重大转变。本文深入研究了对全球金融的影响。

Visa, Stellar, and stablecoins are shaking things up in the financial world, ya know? Visa's not just sitting still; they're making moves by bringing Stellar into their stablecoin settlement network, putting it right up there with Ethereum, Solana, and Avalanche. Let's break down what this all means.

签证，恒星和Stablecoins在金融界正在震动，您知道吗？签证不仅坐着坐着；他们是通过将出色进入稳定定居点网络的方式来进行动作，并将其与以太坊，索拉纳和雪崩一起放在那里。让我们分解这一切的含义。

Visa Embraces Stellar and Stablecoins

签证包含恒星和稳定的

Visa's latest upgrade allows them to handle stablecoin payments across four networks, using assets like PYUSD, EURC, and USDG. This is a big deal for Stellar, which has been hustling to become a major player in cross-border payments since 2014. With Visa's backing, Stellar-based settlements could become faster and cheaper for global partners. It's like they're finally delivering on that promise.

Visa的最新升级使他们可以使用Pyusd，Eurc和USDG等资产来处理四个网络的Stablecoin付款。对于Stellar来说，这是一件大事，自2014年以来一直在成为跨境支付的主要参与者。签证的支持，基于恒星的定居点可能会变得更快，更便宜。就像他们终于兑现了这一诺言。

The Stablecoin Surge

Stablecoin激增

Visa's not stopping there. They've added PayPal USD (PYUSD), Global Dollar (USDG), and Circle’s euro-backed stablecoin, EURC, to their settlement platform. This means smoother, faster cross-border and on-chain transactions. PYUSD, backed by Paxos, strengthens Visa's support for trusted USD-backed stablecoins. It's all about meeting the rising demand from payment platforms and card issuers using blockchain tech.

签证不在那儿。他们将PayPal USD（PYUSD），全球美元（USDG）和Circle的Eurc欧洲欧洲冠军的Stablecoin（USDG）添加到了他们的和解平台。这意味着更顺畅，更快的跨境和链交易。 Pyusd在Paxos的支持下增强了Visa对可信赖的USD支持的Stablecoins的支持。这全都是要满足使用区块链技术从支付平台和发行人发行者提高的需求。

Why This Matters

为什么这很重要

Adding these stablecoins isn't just about keeping up with trends; it's about future-proofing the financial system. Visa's partnership with Paxos integrates PYUSD directly into their treasury network, making things more efficient for everyone involved. Global Dollar (USDG) simplifies transactions across blockchain networks, aligning with Visa's commitment to regulatory-compliant stablecoin solutions. And EURC expands settlement to the Euro Zone, covering more regional currency needs for international partners.

添加这些稳定的不仅仅是跟上趋势；这是关于未来的财务系统。 Visa与Paxos的合作伙伴关系将PYUSD直接集成到他们的财政网络中，从而使所有参与人员都更有效。全球美元（USDG）简化了区块链网络之间的交易，与Visa对符合法规的Stablecoin解决方案的承诺保持一致。 EURC扩大了定居点到欧元区，涵盖了国际合作伙伴的更多区域货币需求。

Stellar's Comeback Story

Stellar的复出故事

Stellar's story is a real comeback, born from the mind of Jed McCaleb, one of Ripple's creators. Stellar was built to make global finance accessible and affordable, settling transactions in just five seconds for a fraction of a cent. The value of XLM isn't just hype; it's backed by real-world utility like international remittances and tokenized assets. Big names like Franklin Templeton are starting to trust Stellar's tech, with over $3 billion worth of tokenized assets expected to move through the network this year.

Stellar的故事是一个真正的复出，源自Ripple的创作者之一Jed McCaleb的脑海。 Stellar的建造旨在使全球财务可及可及可负担，在短短五秒钟内以一百分点的价格定居。 XLM的价值不仅仅是炒作；它得到了现实世界中的实用程序，例如国际汇款和令牌资产。像富兰克林·邓普顿（Franklin Templeton）这样的知名人士开始信任Stellar的技术，预计今年将通过该网络进行超过30亿美元的标记资产。

XLM Price Watch

XLM价格观察

Crypto analysts are keeping a close eye on Stellar (XLM). Some experts believe it could climb to $0.53 by the end of 2025, a solid 26% jump. If adoption keeps picking up, a push toward $1 isn't off the table. The Stellar Development Foundation is scaling the network and adding smart contract capabilities through Soroban, injecting fresh energy into the project. People are calling XLM a "steal under $1," but it's always wise to keep expectations realistic.

加密分析师正在密切关注Stellar（XLM）。一些专家认为，到2025年底，它可能会攀升至0.53美元，增长26％。如果收养不断提升，那么向1美元的推动就不会脱颖而出。 Stellar Development Foundation正在扩展网络并通过Soroban添加智能合同功能，并将新鲜能源注入该项目。人们称XLM为“ 1美元以下的窃取”，但保持期望现实总是明智的。

Potential Roadblocks

潜在的障碍

Stellar's journey isn't without its bumps. Competitors like XRP and newer layer-1 blockchains are always nipping at its heels. But what gives Stellar an edge is its real-world impact. Partnerships with giants like MoneyGram and IBM add serious credibility. These everyday stories could be the spark that makes Stellar’s comeback truly catch fire. It’s not just about the price; it’s about making finance fairer and faster for everyone.

Stellar的旅程并非没有颠簸。 XRP和较新的Layer-1区块链之类的竞争对手总是会紧紧抓住。但是，使恒星具有优势的是其现实世界的影响。与Moneygram和IBM这样的巨人的合作伙伴关系增加了认真的信誉。这些日常故事可能是使Stellar的复出真正着火的火花。这不仅仅是价格；这是为了使财务更加公平，更快。

My Two Cents

我的两分钱

Look, I'm no financial advisor, but it seems to me that Visa's move to embrace Stellar and stablecoins is a smart one. It's about blending traditional finance with the digital world, making transactions faster, cheaper, and more accessible. Sure, there are risks, but the potential rewards are huge. It’s like adding a turbo boost to the global financial engine. It also echoes Hong Kong's optimism towards stablecoins with HKMA expected to issue licenses early next year.

看，我不是财务顾问，但在我看来，Visa对拥抱恒星和Stablecoins的举动是一个聪明的人。这是关于将传统金融与数字世界融合，使交易更快，更便宜且更容易获得。当然，有风险，但是潜在的奖励是巨大的。这就像为全球金融引擎增加涡轮增压。它还回应了香港对HKMA预计将于明年年初颁发许可证的乐观情绪的乐观情绪。

Wrapping Up

总结

So, what’s the takeaway? Visa, Stellar, and stablecoins are not just buzzwords; they're pieces of a puzzle that could reshape how we move money around the world. Keep an eye on this space, folks. It's gonna be an interesting ride. Who knows, maybe we'll all be settling our bills with stablecoins on the Stellar network before we know it. And if that happens, remember where you heard it first!

那么，收获是什么？签证，恒星和稳定的不仅仅是流行语；它们是一个难题，可以重塑我们如何在世界各地转移资金。伙计们，请密切注意这个空间。这将是一个有趣的旅程。谁知道，也许我们所有人都会在恒星网络上使用稳定的账单来解决我们的账单。如果发生这种情况，请记住您先听到的地方！