特朗普，斯塔布萊肯法案和簽證萬事達卡：紐約的一分鐘

看看特朗普對《天才法案》的支持如何改變簽證和萬事達卡與穩定幣的統治，以及一個成員的轉折。

Yo, what's the deal? The intersection of Trump, a stablecoin bill, and the Visa Mastercard empire? It's a whole mood. Basically, Trump's pushing for this GENIUS Act, which could let stablecoins run wild and maybe even sideline the big dogs of payment processing.

喲，這是怎麼回事？特朗普的交叉路口，一個穩定的法案和簽證萬事達卡帝國？這是一個整體的心情。基本上，特朗普推動了這一天才行為，這可能讓stabablecoins瘋狂，甚至可能是付款處理的大狗。

The GENIUS Act: A Glitch in the Matrix for Visa and Mastercard?

天才法案：簽證和萬事達卡矩陣中的故障？

So, this GENIUS Act—passed in the Senate—is all about setting the rules for stablecoins, those dollar-pegged cryptocurrencies. Some analysts, like Mark Hines, are saying this could let internet giants like Stripe and Amazon bypass Visa and Mastercard with lower fees. Imagine paying for your Prime haul with AmazonCoin instead of swiping your Visa. Talk about a plot twist!

因此，這一天才法案（在參議院都超過了）是為了製定穩定的加密貨幣的stablecoins規則。一些分析師，例如馬克·海因斯（Mark Hines），這可以讓互聯網巨頭（Stripe）和亞馬遜（Amazon）旁通簽證和萬事達卡（Mastercard），費用較低。想像一下，用AmazonCoin付費，而不是刷簽證。談論情節扭曲！

Trump's Two Cents (or Stablecoins)

特朗普的兩分錢（或穩定幣）

Trump himself hopped on Truth Social, yelling for the House to pass a "clean" GENIUS Act, ASAP. No delays, no add-ons. Sounds like he's got a vested interest in seeing this thing move. Maybe he's tired of paying those pesky credit card fees himself?

特朗普本人跳上了真理，大喊大叫，讓房子通過“乾淨”的天才行為，盡快。沒有延遲，沒有附加組件。聽起來他對看到這件事有既得利益。也許他厭倦了自己支付那些討厭的信用卡費用？

The Skeptics in the Room

房間中的懷疑論者

Not everyone's convinced Visa and Mastercard are about to become dinosaurs. Rebound Capital on Substack thinks there's still a long way to go before stablecoins seriously dent their bottom line. And Dan Davies, a former Bank of England economist, is even warning that stablecoins could be a “systemic risk” to banks. Basically, he thinks they could become banks without any of the grown-up supervision.

並非每個人都相信簽證和萬事達卡即將成為恐龍。替代的籃板資本認為，在stablecoins嚴重抑制自己的底線之前，還有很長的路要走。前英格蘭銀行經濟學家丹·戴維斯（Dan Davies）甚至警告說，穩定幣可能是銀行的“系統性風險”。基本上，他認為，如果沒有任何成年的監督，他們可以成為銀行。

Visa and Mastercard: Still Ballin'?

Visa和MasterCard：仍在Ballin'？

Despite all this stablecoin chatter, Visa and Mastercard are still raking in the dough. We're talking about processing ~$28 trillion a year. Visa's stock is up 8.26% in 2025 and gained 22.96% over the year. Mastercard returned 3.13%year-to-date and 19.05% over the year. So, while disruption might be on the horizon, they're not exactly hurting right now.

儘管所有這些穩定的chat不休，但簽證和萬事達卡仍在麵團中傾斜。我們正在談論每年約28萬億美元的處理。 Visa的股票在2025年增長了8.26％，一年中增長了22.96％。萬事達卡年迄今返回3.13％，一年中返回19.05％。因此，儘管破壞可能會出現，但他們現在並不完全受到傷害。

A Memecoin Interlude: Trump Coin's Wild Ride

Memecoin Interlude：特朗普硬幣的瘋狂騎行

And because crypto is never boring, let's talk about the Trump memecoin. While all this stablecoin business is brewing, the TRUMP memecoin is facing some drama. Wallets linked to the memecoin team moved $2.4 million worth of tokens, raising some eyebrows about potential insider selloffs. The price is trending downwards, and traders are watching closely to see if it can hold its support. Is it related to the GENIUS act? Probably not. Is it hilarious? Absolutely.

而且，由於加密貨幣從來都不是無聊的，所以讓我們談談特朗普的紀念物。儘管所有這些Stablecoin業務都在釀造，但特朗普的成員面臨著一些戲劇性。與Memecoin團隊相關的錢包具有價值240萬美元的代幣，對潛在的內部拋售引起了一些眉毛。價格正在下降，交易者正在密切關注，以查看是否可以保留其支持。它與天才法有關嗎？可能不是。這很有趣嗎？絕對地。

The Bottom Line

底線

So, what's the real takeaway? The GENIUS Act could be a game-changer for stablecoins, potentially disrupting the Visa Mastercard duopoly. But it's not a done deal, and there are plenty of skeptics. And while all this serious stuff is happening, there's always a memecoin ready to add some chaos to the mix.

那麼，真正的收穫是什麼？ 《天才法案》可能會改變stablecoins的遊戲規則，可能破壞簽證萬事達卡的雙重壟斷。但這不是一筆交易，也有很多懷疑論者。儘管所有這些嚴肅的事情都在發生，但總有一個模因準備在混音中加入一些混亂。

In the meantime, keep your eyes peeled. The world of crypto and finance is changing faster than a New York minute. And who knows? Maybe one day we'll all be paying for our lattes with TrumpCoin.

同時，保持眼睛剝落。加密和金融世界的變化比紐約分鐘更快。誰知道？也許有一天我們都會為特朗普幣支付武士。