特朗普，斯塔布莱肯法案和签证万事达卡：纽约的一分钟

看看特朗普对《天才法案》的支持如何改变签证和万事达卡与稳定币的统治，以及一个成员的转折。

Yo, what's the deal? The intersection of Trump, a stablecoin bill, and the Visa Mastercard empire? It's a whole mood. Basically, Trump's pushing for this GENIUS Act, which could let stablecoins run wild and maybe even sideline the big dogs of payment processing.

哟，这是怎么回事？特朗普的交叉路口，一个稳定的法案和签证万事达卡帝国？这是一个整体的心情。基本上，特朗普推动了这一天才行为，这可能让stabablecoins疯狂，甚至可能是付款处理的大狗。

The GENIUS Act: A Glitch in the Matrix for Visa and Mastercard?

天才法案：签证和万事达卡矩阵中的故障？

So, this GENIUS Act—passed in the Senate—is all about setting the rules for stablecoins, those dollar-pegged cryptocurrencies. Some analysts, like Mark Hines, are saying this could let internet giants like Stripe and Amazon bypass Visa and Mastercard with lower fees. Imagine paying for your Prime haul with AmazonCoin instead of swiping your Visa. Talk about a plot twist!

因此，这一天才法案（在参议院都超过了）是为了制定稳定的加密货币的stablecoins规则。一些分析师，例如马克·海因斯（Mark Hines），这可以让互联网巨头（Stripe）和亚马逊（Amazon）旁通签证和万事达卡（Mastercard），费用较低。想象一下，用AmazonCoin付费，而不是刷签证。谈论情节扭曲！

Trump's Two Cents (or Stablecoins)

特朗普的两分钱（或稳定币）

Trump himself hopped on Truth Social, yelling for the House to pass a "clean" GENIUS Act, ASAP. No delays, no add-ons. Sounds like he's got a vested interest in seeing this thing move. Maybe he's tired of paying those pesky credit card fees himself?

特朗普本人跳上了真理，大喊大叫，让房子通过“干净”的天才行为，尽快。没有延迟，没有附加组件。听起来他对看到这件事有既得利益。也许他厌倦了自己支付那些讨厌的信用卡费用？

The Skeptics in the Room

房间中的怀疑论者

Not everyone's convinced Visa and Mastercard are about to become dinosaurs. Rebound Capital on Substack thinks there's still a long way to go before stablecoins seriously dent their bottom line. And Dan Davies, a former Bank of England economist, is even warning that stablecoins could be a “systemic risk” to banks. Basically, he thinks they could become banks without any of the grown-up supervision.

并非每个人都相信签证和万事达卡即将成为恐龙。替代的篮板资本认为，在stablecoins严重抑制自己的底线之前，还有很长的路要走。前英格兰银行经济学家丹·戴维斯（Dan Davies）甚至警告说，稳定币可能是银行的“系统性风险”。基本上，他认为，如果没有任何成年的监督，他们可以成为银行。

Visa and Mastercard: Still Ballin'?

Visa和MasterCard：仍在Ballin'？

Despite all this stablecoin chatter, Visa and Mastercard are still raking in the dough. We're talking about processing ~$28 trillion a year. Visa's stock is up 8.26% in 2025 and gained 22.96% over the year. Mastercard returned 3.13%year-to-date and 19.05% over the year. So, while disruption might be on the horizon, they're not exactly hurting right now.

尽管所有这些稳定的chat不休，但签证和万事达卡仍在面团中倾斜。我们正在谈论每年约28万亿美元的处理。 Visa的股票在2025年增长了8.26％，一年中增长了22.96％。万事达卡年迄今返回3.13％，一年中返回19.05％。因此，尽管破坏可能会出现，但他们现在并不完全受到伤害。

A Memecoin Interlude: Trump Coin's Wild Ride

Memecoin Interlude：特朗普硬币的疯狂骑行

And because crypto is never boring, let's talk about the Trump memecoin. While all this stablecoin business is brewing, the TRUMP memecoin is facing some drama. Wallets linked to the memecoin team moved $2.4 million worth of tokens, raising some eyebrows about potential insider selloffs. The price is trending downwards, and traders are watching closely to see if it can hold its support. Is it related to the GENIUS act? Probably not. Is it hilarious? Absolutely.

而且，由于加密货币从来都不是无聊的，所以让我们谈谈特朗普的纪念物。尽管所有这些Stablecoin业务都在酿造，但特朗普的成员面临着一些戏剧性。与Memecoin团队相关的钱包具有价值240万美元的代币，对潜在的内部抛售引起了一些眉毛。价格正在下降，交易者正在密切关注，以查看是否可以保留其支持。它与天才法有关吗？可能不是。这很有趣吗？绝对地。

The Bottom Line

底线

So, what's the real takeaway? The GENIUS Act could be a game-changer for stablecoins, potentially disrupting the Visa Mastercard duopoly. But it's not a done deal, and there are plenty of skeptics. And while all this serious stuff is happening, there's always a memecoin ready to add some chaos to the mix.

那么，真正的收获是什么？ 《天才法案》可能会改变stablecoins的游戏规则，可能破坏签证万事达卡的双重垄断。但这不是一笔交易，也有很多怀疑论者。尽管所有这些严肃的事情都在发生，但总有一个模因准备在混音中加入一些混乱。

In the meantime, keep your eyes peeled. The world of crypto and finance is changing faster than a New York minute. And who knows? Maybe one day we'll all be paying for our lattes with TrumpCoin.

同时，保持眼睛剥落。加密和金融世界的变化比纽约分钟更快。谁知道？也许有一天我们都会为特朗普币支付武士。