標題：Stellar（XLM）推出MoneyGram RAMPS API以民主化現金與重點越野

（XLM）經常被視為基於區塊鏈的支付空間中XRP的競爭對手，隨著推出Moneygram坡道

Stellar (XLM) is venturing into on-off ramping services with MoneyGram Ramps, a new API developed to connect cash and cryptocurrency ecosystems.

Stellar（XLM）正在使用Moneygram Ramps進行啟動坡道服務，這是一種新的API，旨在連接現金和加密貨幣生態系統。

Stellar, often viewed as a competitor to XRP in the blockchain-based payments domain, is making a bold move into the on-off ramping business with the integration of MoneyGram Ramps. This initiative aims to simplify the process of converting cash to crypto and vice-versa.

Stellar經常被視為基於區塊鏈的支付域中XRP的競爭對手，隨著MoneyGram Ramps的整合，大膽地進入了開發坡道業務。該計劃旨在簡化將現金轉換為加密貨幣和反之亦然的過程。

Stellar’s X Handle Unveils MoneyGram Ramps for Seamless Cash-to-Crypto Integration

Stellar的X句柄揭開了無縫現金與克里普托整合的Moneygram坡道

Stellar announced the launch of MoneyGram Ramps, a developer-centric application programming interface (API) that enables easy integration with cash and cryptocurrency ecosystems. The integration is powered by the Stellar network and requires minimal coding, making it simpler than ever before.

Stellar宣布推出Moneygram Ramps，這是一個以開發人員為中心的應用程序編程接口（API），可輕鬆地與現金和加密貨幣生態系統集成。集成由恆星網絡提供動力，需要最少的編碼，從而比以往任何時候都更簡單。

MoneyGram Ramps: A Simple Integration for Cash and Crypto

Moneygram坡道：現金和加密的簡單集成

The official release notes that MoneyGram Ramps, powered by the Stellar network, allows users to convert cash into digital assets like USDC- or withdraw crypto as cash—without requiring a bank account.

官方版本指出，由恆星網絡提供支持的MoneyGram Ramps允許用戶將現金轉換為USDC-（例如USDC）或撤回Crypto作為現金（不需要銀行帳戶）的數字資產。

This developer-friendly API, which requires just a few lines of code to implement, leverages MoneyGram’s global footprint across over 180 countries, making it easier for digital wallet providers to offer on-off ramping services at physical locations.

該開發人員友好的API僅需要幾行代碼即可實施，它利用了Moneygram在180多個國家 /地區的全球足跡，使數字錢包提供商更容易在物理位置提供開關的坡道服務。

The move aligns with Stellar’s core mission of financial inclusion, targeting the 1.4 billion unbanked adults worldwide, as highlighted in a 2023 report. By removing banking dependencies, Stellar aims to empower underserved populations to participate in the digital economy.

這一舉動符合Stellar的金融包容性核心使命，該任務是針對全球14億款未銀行銀行銀行銀行銀行銀行銀行銀行銀行賬戶的核心使命，正如2023年的一份報告中所強調的那樣。通過消除銀行依賴性，Stellar旨在賦予服務不足的人群參與數字經濟。

Unlike XRP, which primarily serves financial institutions for cross-border settlements, Stellar’s approach with XLM focuses on democratizing access to financial services. Stellar’s blockchain offers low-cost, near-instant transactions, positioning it as a more energy-efficient alternative to platforms like Bitcoin.

與XRP主要為跨境和解的金融機構服務的XRP不同，XLM的Stellar方法側重於使獲得金融服務的訪問民主化。 Stellar的區塊鏈提供低成本，近乎固有的交易，將其定位為比特幣等平台的更節能的替代品。

This latest development builds on Stellar’s earlier collaboration with MoneyGram in 2022, which introduced USDC cash transactions, and now expands its utility by simplifying the integration process for developers.

這一最新開發是基於Stellar在2022年與Moneygram的早期合作建立的，該公司引入了USDC現金交易，現在通過簡化開發人員的集成過程來擴展其實用性。