标题：Stellar（XLM）推出MoneyGram RAMPS API以民主化现金与重点越野

（XLM）经常被视为基于区块链的支付空间中XRP的竞争对手，随着推出Moneygram坡道

Stellar (XLM) is venturing into on-off ramping services with MoneyGram Ramps, a new API developed to connect cash and cryptocurrency ecosystems.

Stellar（XLM）正在使用Moneygram Ramps进行启动坡道服务，这是一种新的API，旨在连接现金和加密货币生态系统。

Stellar, often viewed as a competitor to XRP in the blockchain-based payments domain, is making a bold move into the on-off ramping business with the integration of MoneyGram Ramps. This initiative aims to simplify the process of converting cash to crypto and vice-versa.

Stellar经常被视为基于区块链的支付域中XRP的竞争对手，随着MoneyGram Ramps的整合，大胆地进入了开发坡道业务。该计划旨在简化将现金转换为加密货币和反之亦然的过程。

Stellar’s X Handle Unveils MoneyGram Ramps for Seamless Cash-to-Crypto Integration

Stellar的X句柄揭开了无缝现金与克里普托整合的Moneygram坡道

Stellar announced the launch of MoneyGram Ramps, a developer-centric application programming interface (API) that enables easy integration with cash and cryptocurrency ecosystems. The integration is powered by the Stellar network and requires minimal coding, making it simpler than ever before.

Stellar宣布推出Moneygram Ramps，这是一个以开发人员为中心的应用程序编程接口（API），可轻松地与现金和加密货币生态系统集成。集成由恒星网络提供动力，需要最少的编码，从而比以往任何时候都更简单。

MoneyGram Ramps: A Simple Integration for Cash and Crypto

Moneygram坡道：现金和加密的简单集成

The official release notes that MoneyGram Ramps, powered by the Stellar network, allows users to convert cash into digital assets like USDC- or withdraw crypto as cash—without requiring a bank account.

官方版本指出，由恒星网络提供支持的MoneyGram Ramps允许用户将现金转换为USDC-（例如USDC）或撤回Crypto作为现金（不需要银行帐户）的数字资产。

This developer-friendly API, which requires just a few lines of code to implement, leverages MoneyGram’s global footprint across over 180 countries, making it easier for digital wallet providers to offer on-off ramping services at physical locations.

该开发人员友好的API仅需要几行代码即可实施，它利用了Moneygram在180多个国家 /地区的全球足迹，使数字钱包提供商更容易在物理位置提供开关的坡道服务。

The move aligns with Stellar’s core mission of financial inclusion, targeting the 1.4 billion unbanked adults worldwide, as highlighted in a 2023 report. By removing banking dependencies, Stellar aims to empower underserved populations to participate in the digital economy.

这一举动符合Stellar的金融包容性核心使命，该任务是针对全球14亿款未银行银行银行银行银行银行银行银行银行账户的核心使命，正如2023年的一份报告中所强调的那样。通过消除银行依赖性，Stellar旨在赋予服务不足的人群参与数字经济。

Unlike XRP, which primarily serves financial institutions for cross-border settlements, Stellar’s approach with XLM focuses on democratizing access to financial services. Stellar’s blockchain offers low-cost, near-instant transactions, positioning it as a more energy-efficient alternative to platforms like Bitcoin.

与XRP主要为跨境和解的金融机构服务的XRP不同，XLM的Stellar方法侧重于使获得金融服务的访问民主化。 Stellar的区块链提供低成本，近乎固有的交易，将其定位为比特币等平台的更节能的替代品。

This latest development builds on Stellar’s earlier collaboration with MoneyGram in 2022, which introduced USDC cash transactions, and now expands its utility by simplifying the integration process for developers.

这一最新开发是基于Stellar在2022年与Moneygram的早期合作建立的，该公司引入了USDC现金交易，现在通过简化开发人员的集成过程来扩展其实用性。