繫繩首席執行官Paolo Ardoino告訴彭博社，該公司“開放”創建一個單獨的國內stablecoin

Tether首席執行官Paolo Ardoino週五對彭博社說，該公司“開放”創建一個獨立的國內Stablecoin，以滿足美國市場的需求。

The CEO of Tether, Paolo Ardoino, has revealed that the company is "open to" creating a separate domestic stablecoin to serve the needs of the U.S. market.

Tether的首席執行官Paolo Ardoino透露，該公司“開放”創建一個單獨的國內Stablecoin來滿足美國市場的需求。

The news comes as the U.S. Congress continues to push through legislation for stablecoins. Notably, the Senate is set to vote on the Guiding and Establishing National Innovation for US Stablecoins Act (GENIUS Act), which aims to regulate stablecoins.

隨著美國國會繼續努力遵守Stablecoins的立法，該消息傳來。值得注意的是，參議院將對旨在規範stablecoins的指導和建立國家創新（Genius Act）進行投票。

In an interview with Bloomberg on Friday, Ardoino mentioned that Tether is "getting comfortable" with the GENIUS Act and will be compliant. However, the main market for USDT will continue to be emerging economies, as these are the markets that "need us the most."

在周五接受彭博社採訪時，阿多利諾（Ardoino）提到特特（Tether）對《天才法案》（Genius Act）感到“舒適”，並且會合規。但是，USDT的主要市場將繼續是新興經濟體，因為這些市場“最需要我們”。

"We believe in the importance of USDT as the most used digital dollar in all the emerging economies," Ardoino added.

Ardoino補充說：“我們相信USDT是所有新興經濟體中最常用的數字美元的重要性。”

Regarding Tether's plans for a U.S. domestically issued stablecoin, Ardoino stated that the company's plans are "closer to the second half" in terms of football games.

關於Tether對美國國內發行的Stablecoin的計劃，Ardoino表示，就足球比賽而言，該公司的計劃“更接近下半場”。

Why Teater thinks the U.S. needs a separate stablecoin

為什麼Teater認為美國需要一個單獨的Stablecoin

According to the World Bank's estimations, approximately 1.4 billion adults remain unbanked, with a significant concentration in emerging economies, particularly Sub-Saharan Africa and parts of Asia.

根據世界銀行的估計，大約14億成年人仍然沒有銀行賬戶，在新興經濟體，尤其是撒哈拉以南非洲和亞洲的一部分方面，集中度很高。

Catering to the needs of this unbanked population, who lack access to traditional financial systems, is a primary mission of Tether, as highlighted by Ardoino.

正如Ardoino所強調的那樣，滿足無法獲得傳統金融體系的這種無銀行人口的需求，這是繫繩的主要任務。

Stablecoin users in emerging markets typically employ USDT for foreign remittances and to safeguard the value of their savings amid local currency depreciations.

新興市場中的Stablecoin用戶通常在當地貨幣貶值中僱用USDT進行外國匯款，並保護其儲蓄價值。

Ardoino disclosed that 37% of USDT's user base utilizes the stablecoin for savings, and Tether boasts over 420 million users across developing countries.

Ardoino透露，USDT的37％的用戶群利用Stablecoin進行儲蓄，而Tether擁有超過4.2億用戶。

“They need something that is stable in their lives, and that is the U.S. dollar in digital form, that is USDT,” Ardoino said.

阿多利諾說：“他們需要生活中穩定的東西，這就是美元形式的美元，即USDT。”

However, the U.S. requires a stablecoin to serve purposes distinct from those of users in emerging markets.

但是，美國需要一個穩定的穩定性來服務於新興市場中用戶的目的。

Tether has been advocating that "stablecoins are surely important also in the United States," but with a diverse array of payment methods available in the country, USDT is better suited to meet the needs of the unbanked population, as explained by Ardoino.

Tether一直在提倡“在美國肯定也很重要”，但是由於Ardoino解釋，該國在該國提供了多種付款方式，因此更適合滿足未銀著人口的需求。

"In the U.S., you wouldn’t use stablecoins for payments to improve the efficiency of our money," Ardoino stated.

“在美國，您不會使用Stablecoins進行付款來提高我們的資金效率，” Ardoino說。

This disparity in use cases and the optimal regulatory framework for each market led Teater to apply for a U.S. national trust bank charter earlier this year.

在用例中的這種差異和每個市場的最佳監管框架導致Teater今年早些時候申請了美國國家信託銀行憲章。

The company is planning to launch a domestically issued stablecoin that will be "competitive" in the U.S. economy, which is why the domestic stablecoin will have a "different feature set" than USDT, Ardoino added.

Ardoino補充說，該公司計劃推出一個國內發行的Stablecoin，該公司將在美國經濟中具有“競爭性”，這就是為什麼國內Stablecoin將擁有與USDT具有“不同的功能集”的原因。

Teater interested in seeing GENIUS Act passed

有興趣看到天才法案過去的te夫

In the interview with Bloomberg, Ardoino also touched upon Teater's interest in the U.S. government's regulation of stablecoins.

在接受彭博社的採訪中，阿多利諾還談到了托特對美國政府對stablecoins的監管的興趣。

"We are very interested in seeing how the U.S. government will be regulating stablecoins, especially with the new legislation that is being put forth by the government, which we believe is useful and necessary," Ardoino said.

Ardoino說：“我們非常有興趣了解美國政府將如何規範穩定的人，尤其是政府提出的新立法，我們認為這是有用和必要的。”

Ardoino stated that Teater plans to ensure that USDT complies with the GENIUS Act, which he claimed is better than Europe's MiCA regulation.

Ardoino表示，Teater計劃確保USDT符合《天才法》，他聲稱這比歐洲的雲母法規要好。

Teater's issue with MiCA is that it requires U.S. dollar-based stablecoins to hold 60% of their reserves as cash deposits in European banks, which is a "bad idea," Ardoino said.

Ardoino說，Teater在MICA上的問題是，它要求以美元為基礎的Stablecoins將其60％的儲量作為歐洲銀行的現金存款持有，這是一個“壞主意”。

The GENIUS Act, on the other hand, requires stablecoin issuers to hold 100% of their reserves in cash equivalents, preferably U.S. treasuries, which Ardoino called a "great idea."

另一方面，《天才法》要求穩定的發行人以現金同等的儲備金（最好是美國國債）持有100％的儲備，而Ardoino稱其為“好主意”。

"We will be compliant, and we are getting comfortable with the new legislation, especially the part about the foreign issuers and the domestic issuers," Ardoino added.

Ardoino補充說：“我們將合規，我們對新立法感到滿意，尤其是關於外國發行人和國內發行人的部分。”

Adroino does not foresee complications in complying with the GENIUS Act, whether as a foreign or domestic stablecoin issuer. However, he added that he wants to see the GENIUS Act passed because:

阿德羅諾（Adroino）在遵守《天才法》（Genius Act）（無論是外國或國內穩定發行人）方面都不預見並發症。但是，他補充說，他想看到《天才法案》，因為：

"...in general, we think that it’s important for the domestic one [U.S. stablecoin of Teater] to have regulatory clarity before moving forward."

“……總的來說，我們認為對於國內（美國的Stablecoin）來說，在前進之前具有監管清晰度很重要。”

On May 19, the U.S. Senate voted to invoke cloture on the motion to proceed to the GENIUS Act. On May 21, the Senate voted on a motion to proceed, moving the GENIUS Act closure to the vote on final passage. The final floor vote is expected to take place after Congress’s Memorial Day recess.

5月19日，美國參議院投票通過就該動議進行《天才法》召喚。 5月21日，參議院對一項動議進行了投票，將《天才法案》封閉為最終通行的投票。預計最終的樓層投票將在國會紀念日休會後進行。