系绳首席执行官Paolo Ardoino告诉彭博社，该公司“开放”创建一个单独的国内stablecoin

Tether首席执行官Paolo Ardoino周五对彭博社说，该公司“开放”创建一个独立的国内Stablecoin，以满足美国市场的需求。

The CEO of Tether, Paolo Ardoino, has revealed that the company is "open to" creating a separate domestic stablecoin to serve the needs of the U.S. market.

Tether的首席执行官Paolo Ardoino透露，该公司“开放”创建一个单独的国内Stablecoin来满足美国市场的需求。

The news comes as the U.S. Congress continues to push through legislation for stablecoins. Notably, the Senate is set to vote on the Guiding and Establishing National Innovation for US Stablecoins Act (GENIUS Act), which aims to regulate stablecoins.

随着美国国会继续努力遵守Stablecoins的立法，该消息传来。值得注意的是，参议院将对旨在规范stablecoins的指导和建立国家创新（Genius Act）进行投票。

In an interview with Bloomberg on Friday, Ardoino mentioned that Tether is "getting comfortable" with the GENIUS Act and will be compliant. However, the main market for USDT will continue to be emerging economies, as these are the markets that "need us the most."

在周五接受彭博社采访时，阿多利诺（Ardoino）提到特特（Tether）对《天才法案》（Genius Act）感到“舒适”，并且会合规。但是，USDT的主要市场将继续是新兴经济体，因为这些市场“最需要我们”。

"We believe in the importance of USDT as the most used digital dollar in all the emerging economies," Ardoino added.

Ardoino补充说：“我们相信USDT是所有新兴经济体中最常用的数字美元的重要性。”

Regarding Tether's plans for a U.S. domestically issued stablecoin, Ardoino stated that the company's plans are "closer to the second half" in terms of football games.

关于Tether对美国国内发行的Stablecoin的计划，Ardoino表示，就足球比赛而言，该公司的计划“更接近下半场”。

Why Teater thinks the U.S. needs a separate stablecoin

为什么Teater认为美国需要一个单独的Stablecoin

According to the World Bank's estimations, approximately 1.4 billion adults remain unbanked, with a significant concentration in emerging economies, particularly Sub-Saharan Africa and parts of Asia.

根据世界银行的估计，大约14亿成年人仍然没有银行账户，在新兴经济体，尤其是撒哈拉以南非洲和亚洲的一部分方面，集中度很高。

Catering to the needs of this unbanked population, who lack access to traditional financial systems, is a primary mission of Tether, as highlighted by Ardoino.

正如Ardoino所强调的那样，满足无法获得传统金融体系的这种无银行人口的需求，这是系绳的主要任务。

Stablecoin users in emerging markets typically employ USDT for foreign remittances and to safeguard the value of their savings amid local currency depreciations.

新兴市场中的Stablecoin用户通常在当地货币贬值中雇用USDT进行外国汇款，并保护其储蓄价值。

Ardoino disclosed that 37% of USDT's user base utilizes the stablecoin for savings, and Tether boasts over 420 million users across developing countries.

Ardoino透露，USDT的37％的用户群利用Stablecoin进行储蓄，而Tether拥有超过4.2亿用户。

“They need something that is stable in their lives, and that is the U.S. dollar in digital form, that is USDT,” Ardoino said.

阿多利诺说：“他们需要生活中稳定的东西，这就是美元形式的美元，即USDT。”

However, the U.S. requires a stablecoin to serve purposes distinct from those of users in emerging markets.

但是，美国需要一个稳定的稳定性来服务于新兴市场中用户的目的。

Tether has been advocating that "stablecoins are surely important also in the United States," but with a diverse array of payment methods available in the country, USDT is better suited to meet the needs of the unbanked population, as explained by Ardoino.

Tether一直在提倡“在美国肯定也很重要”，但是由于Ardoino解释，该国在该国提供了多种付款方式，因此更适合满足未银着人口的需求。

"In the U.S., you wouldn’t use stablecoins for payments to improve the efficiency of our money," Ardoino stated.

“在美国，您不会使用Stablecoins进行付款来提高我们的资金效率，” Ardoino说。

This disparity in use cases and the optimal regulatory framework for each market led Teater to apply for a U.S. national trust bank charter earlier this year.

在用例中的这种差异和每个市场的最佳监管框架导致Teater今年早些时候申请了美国国家信托银行宪章。

The company is planning to launch a domestically issued stablecoin that will be "competitive" in the U.S. economy, which is why the domestic stablecoin will have a "different feature set" than USDT, Ardoino added.

Ardoino补充说，该公司计划推出一个国内发行的Stablecoin，该公司将在美国经济中具有“竞争性”，这就是为什么国内Stablecoin将拥有与USDT具有“不同的功能集”的原因。

Teater interested in seeing GENIUS Act passed

有兴趣看到天才法案过去的te夫

In the interview with Bloomberg, Ardoino also touched upon Teater's interest in the U.S. government's regulation of stablecoins.

在接受彭博社的采访中，阿多利诺还谈到了托特对美国政府对stablecoins的监管的兴趣。

"We are very interested in seeing how the U.S. government will be regulating stablecoins, especially with the new legislation that is being put forth by the government, which we believe is useful and necessary," Ardoino said.

Ardoino说：“我们非常有兴趣了解美国政府将如何规范稳定的人，尤其是政府提出的新立法，我们认为这是有用和必要的。”

Ardoino stated that Teater plans to ensure that USDT complies with the GENIUS Act, which he claimed is better than Europe's MiCA regulation.

Ardoino表示，Teater计划确保USDT符合《天才法》，他声称这比欧洲的云母法规要好。

Teater's issue with MiCA is that it requires U.S. dollar-based stablecoins to hold 60% of their reserves as cash deposits in European banks, which is a "bad idea," Ardoino said.

Ardoino说，Teater在MICA上的问题是，它要求以美元为基础的Stablecoins将其60％的储量作为欧洲银行的现金存款持有，这是一个“坏主意”。

The GENIUS Act, on the other hand, requires stablecoin issuers to hold 100% of their reserves in cash equivalents, preferably U.S. treasuries, which Ardoino called a "great idea."

另一方面，《天才法》要求稳定的发行人以现金同等的储备金（最好是美国国债）持有100％的储备，而Ardoino称其为“好主意”。

"We will be compliant, and we are getting comfortable with the new legislation, especially the part about the foreign issuers and the domestic issuers," Ardoino added.

Ardoino补充说：“我们将合规，我们对新立法感到满意，尤其是关于外国发行人和国内发行人的部分。”

Adroino does not foresee complications in complying with the GENIUS Act, whether as a foreign or domestic stablecoin issuer. However, he added that he wants to see the GENIUS Act passed because:

阿德罗诺（Adroino）在遵守《天才法》（Genius Act）（无论是外国或国内稳定发行人）方面都不预见并发症。但是，他补充说，他想看到《天才法案》，因为：

"...in general, we think that it’s important for the domestic one [U.S. stablecoin of Teater] to have regulatory clarity before moving forward."

“……总的来说，我们认为对于国内（美国的Stablecoin）来说，在前进之前具有监管清晰度很重要。”

On May 19, the U.S. Senate voted to invoke cloture on the motion to proceed to the GENIUS Act. On May 21, the Senate voted on a motion to proceed, moving the GENIUS Act closure to the vote on final passage. The final floor vote is expected to take place after Congress’s Memorial Day recess.

5月19日，美国参议院投票通过就该动议进行《天才法》召唤。 5月21日，参议院对一项动议进行了投票，将《天才法案》封闭为最终通行的投票。预计最终的楼层投票将在国会纪念日休会后进行。