Stripe 重新擁抱加密貨幣，專注於穩定幣

在 2018 年停止加密支付後，Stripe 將在今年夏天重新推出該服務，最初專注於 Solana、以太坊和 Polygon 區塊鏈上的 Circle 穩定幣 USDC。這家金融科技巨頭的目標是提供即時鏈結算和自動轉換為法定貨幣的無縫體驗。

Stripe's Crypto Renaissance: Embracing Stablecoins on Solana, Ethereum, and Polygon

Stripe 的加密復興：在 Solana、以太坊和 Polygon 上擁抱穩定幣

Six years after disengaging from cryptocurrency payments, fintech behemoth Stripe is poised to reintroduce this service, setting the stage for a transformative era in digital transactions. Initially, Stripe will focus solely on facilitating payments with Circle's USDC stablecoin, a digital currency pegged to the value of the US dollar. This cautious approach reflects Stripe's ongoing commitment to stability and reliability in the tumultuous world of cryptocurrencies.

在脫離加密貨幣支付六年後，金融科技巨頭 Stripe 準備重新推出這項服務，為數位交易的變革時代奠定基礎。最初，Stripe 將只專注於使用 Circle 的 USDC 穩定幣（一種與美元價值掛鉤的數位貨幣）來促進支付。這種謹慎的態度反映了 Stripe 在動盪的加密貨幣世界中對穩定性和可靠性的持續承諾。

Stripe's decision to re-enter the crypto payment arena is a testament to the maturing of blockchain technology and the growing acceptance of stablecoins as a viable medium of exchange. Stablecoins, unlike their volatile counterparts, provide a stable value proposition, mitigating the risks associated with price fluctuations.

Stripe 決定重新進入加密支付領域，證明了區塊鏈技術的成熟以及穩定幣作為可行的交易媒介越來越被接受。與波動性較大的貨幣不同，穩定幣提供了穩定的價值主張，減輕了與價格波動相關的風險。

In a keynote address at Stripe's Global Internet Economy conference, Co-founder and President John Collison enthusiastically announced the company's plans to reconnect with the crypto world. "We are thrilled to reintroduce crypto as an accessible payment option, this time offering a vastly improved user experience," Collison declared.

在 Stripe 全球網路經濟會議上的主題演講中，聯合創始人兼總裁 John Collison 熱情地宣布了公司與加密世界重新建立聯繫的計劃。科里森宣稱：“我們很高興重新引入加密貨幣作為一種可訪問的支付選項，這一次提供了極大改善的用戶體驗。”

Stripe's journey in the crypto space dates back to 2014 when it ventured into the bitcoin ecosystem. However, in 2018, it suspended all crypto-related services, citing bitcoin's volatility and its perceived role as an asset rather than a practical medium of exchange. The lengthy transaction times and escalating fees associated with bitcoin at the time were also contributing factors.

Stripe 在加密貨幣領域的旅程可以追溯到 2014 年，當時它涉足比特幣生態系統。然而，在 2018 年，它暫停了所有與加密貨幣相關的服務，理由是比特幣的波動性及其被視為一種資產而不是實際交易媒介的作用。當時與比特幣相關的漫長交易時間和不斷上漲的費用也是促成因素。

That year, bitcoin experienced its first "crypto winter," with its value plummeting from a high of $19,650 in December 2017 to a mere $3,401 by the end of 2018.

那一年，比特幣經歷了第一個“加密貨幣冬天”，其價值從 2017 年 12 月的高點 19,650 美元暴跌至 2018 年底的僅 3,401 美元。

Despite its withdrawal from direct crypto involvement, Stripe remained engaged in the broader blockchain space. In 2019, it played a pivotal role as a co-founder of Facebook's Libra project, though it later distanced itself from the initiative, which ultimately failed to materialize. In 2022, Stripe introduced a project enabling fiat-to-crypto payments, demonstrating its ongoing interest in the potential of blockchain technology.

儘管退出了對加密貨幣的直接參與，Stripe 仍然參與了更廣泛的區塊鏈領域。 2019年，它作為Facebook Libra計畫的聯合創始人發揮了關鍵作用，儘管後來它與該倡議保持了距離，但該倡議最終未能實現。 2022 年，Stripe 推出了一個支持法幣到加密貨幣支付的項目，顯示其對區塊鏈技術潛力的持續興趣。

"Cryptocurrency is proving its real-world utility," Collison emphasized in his keynote speech. "With transaction speeds accelerating and costs declining, we believe crypto is finally reaching a point where it can effectively serve as a means of exchange."

「加密貨幣正在證明它在現實世界中的實用性，」科里森在他的主題演講中強調。 “隨著交易速度的加快和成本的下降，我們相信加密貨幣終於達到了可以有效充當交換手段的地步。”

Stripe's decision to support payments on the Solana, Ethereum, and Polygon blockchains speaks to the company's commitment to offering a wide range of options to its customers. These three blockchains are known for their scalability, security, and developer-friendly features.

Stripe 決定支援 Solana、以太坊和 Polygon 區塊鏈支付，這體現了該公司致力於為客戶提供廣泛選擇的承諾。這三個區塊鏈以其可擴展性、安全性和開發人員友好的特性而聞名。

Stripe's foray into stablecoin payments is a strategic move that aligns with the company's mission to simplify and enhance online commerce. By harnessing the stability of stablecoins, Stripe can offer businesses a seamless and reliable way to accept crypto payments without the volatility concerns that have plagued the industry.

Stripe 進軍穩定幣支付領域是一項策略性舉措，符合該公司簡化和增強線上商務的使命。透過利用穩定幣的穩定性，Stripe 可以為企業提供一種無縫且可靠的方式來接受加密貨幣支付，而無需擔心困擾該行業的波動性問題。

As one of the world's largest payment providers, with over $1 trillion in transactions processed in 2023, Stripe's decision to re-enter the crypto space is a significant vote of confidence in the future of digital currencies. This move is expected to encourage other major players in the payments industry to explore the potential of cryptocurrencies, further legitimizing their role in the global financial landscape.

作為全球最大的支付提供者之一，Stripe 2023 年處理的交易量超過 1 兆美元，Stripe 決定重新進入加密貨幣領域，這是對數位貨幣未來投下的重要信任票。此舉預計將鼓勵支付產業的其他主要參與者探索加密貨幣的潛力，進一步使其在全球金融格局中的作用合法化。