Stripe 重新拥抱加密货币，重点关注稳定币

在 2018 年停止加密支付后，Stripe 将在今年夏天重新推出该服务，最初重点关注 Solana、以太坊和 Polygon 区块链上的 Circle 稳定币 USDC。这家金融科技巨头的目标是提供即时链上结算和自动转换为法定货币的无缝体验。

Stripe's Crypto Renaissance: Embracing Stablecoins on Solana, Ethereum, and Polygon

Stripe 的加密复兴：在 Solana、以太坊和 Polygon 上拥抱稳定币

Six years after disengaging from cryptocurrency payments, fintech behemoth Stripe is poised to reintroduce this service, setting the stage for a transformative era in digital transactions. Initially, Stripe will focus solely on facilitating payments with Circle's USDC stablecoin, a digital currency pegged to the value of the US dollar. This cautious approach reflects Stripe's ongoing commitment to stability and reliability in the tumultuous world of cryptocurrencies.

在脱离加密货币支付六年后，金融科技巨头 Stripe 准备重新推出这项服务，为数字交易的变革时代奠定基础。最初，Stripe 将只专注于使用 Circle 的 USDC 稳定币（一种与美元价值挂钩的数字货币）促进支付。这种谨慎的态度反映了 Stripe 在动荡的加密货币世界中对稳定性和可靠性的持续承诺。

Stripe's decision to re-enter the crypto payment arena is a testament to the maturing of blockchain technology and the growing acceptance of stablecoins as a viable medium of exchange. Stablecoins, unlike their volatile counterparts, provide a stable value proposition, mitigating the risks associated with price fluctuations.

Stripe 决定重新进入加密支付领域，证明了区块链技术的成熟以及稳定币作为可行的交易媒介越来越被接受。与波动性较大的货币不同，稳定币提供了稳定的价值主张，减轻了与价格波动相关的风险。

In a keynote address at Stripe's Global Internet Economy conference, Co-founder and President John Collison enthusiastically announced the company's plans to reconnect with the crypto world. "We are thrilled to reintroduce crypto as an accessible payment option, this time offering a vastly improved user experience," Collison declared.

在 Stripe 全球互联网经济会议上的主题演讲中，联合创始人兼总裁 John Collison 热情地宣布了公司与加密世界重新建立联系的计划。科里森宣称：“我们很高兴重新引入加密货币作为一种可访问的支付选项，这一次提供了极大改善的用户体验。”

Stripe's journey in the crypto space dates back to 2014 when it ventured into the bitcoin ecosystem. However, in 2018, it suspended all crypto-related services, citing bitcoin's volatility and its perceived role as an asset rather than a practical medium of exchange. The lengthy transaction times and escalating fees associated with bitcoin at the time were also contributing factors.

Stripe 在加密货币领域的旅程可以追溯到 2014 年，当时它涉足比特币生态系统。然而，在 2018 年，它暂停了所有与加密货币相关的服务，理由是比特币的波动性及其被视为一种资产而不是实际交易媒介的作用。当时与比特币相关的漫长交易时间和不断上涨的费用也是促成因素。

That year, bitcoin experienced its first "crypto winter," with its value plummeting from a high of $19,650 in December 2017 to a mere $3,401 by the end of 2018.

那一年，比特币经历了第一个“加密货币冬天”，其价值从 2017 年 12 月的高点 19,650 美元暴跌至 2018 年底的仅 3,401 美元。

Despite its withdrawal from direct crypto involvement, Stripe remained engaged in the broader blockchain space. In 2019, it played a pivotal role as a co-founder of Facebook's Libra project, though it later distanced itself from the initiative, which ultimately failed to materialize. In 2022, Stripe introduced a project enabling fiat-to-crypto payments, demonstrating its ongoing interest in the potential of blockchain technology.

尽管退出了对加密货币的直接参与，Stripe 仍然参与了更广泛的区块链领域。 2019年，它作为Facebook Libra项目的联合创始人发挥了关键作用，尽管后来它与该倡议保持了距离，但该倡议最终未能实现。 2022 年，Stripe 推出了一个支持法币到加密货币支付的项目，表明其对区块链技术潜力的持续兴趣。

"Cryptocurrency is proving its real-world utility," Collison emphasized in his keynote speech. "With transaction speeds accelerating and costs declining, we believe crypto is finally reaching a point where it can effectively serve as a means of exchange."

“加密货币正在证明它在现实世界中的实用性，”科里森在他的主题演讲中强调。 “随着交易速度的加快和成本的下降，我们相信加密货币终于达到了可以有效充当交换手段的地步。”

Stripe's decision to support payments on the Solana, Ethereum, and Polygon blockchains speaks to the company's commitment to offering a wide range of options to its customers. These three blockchains are known for their scalability, security, and developer-friendly features.

Stripe 决定支持 Solana、以太坊和 Polygon 区块链支付，这体现了该公司致力于为客户提供广泛选择的承诺。这三个区块链以其可扩展性、安全性和开发人员友好的特性而闻名。

Stripe's foray into stablecoin payments is a strategic move that aligns with the company's mission to simplify and enhance online commerce. By harnessing the stability of stablecoins, Stripe can offer businesses a seamless and reliable way to accept crypto payments without the volatility concerns that have plagued the industry.

Stripe 进军稳定币支付领域是一项战略举措，符合该公司简化和增强在线商务的使命。通过利用稳定币的稳定性，Stripe 可以为企业提供一种无缝且可靠的方式来接受加密货币支付，而无需担心困扰该行业的波动性问题。

As one of the world's largest payment providers, with over $1 trillion in transactions processed in 2023, Stripe's decision to re-enter the crypto space is a significant vote of confidence in the future of digital currencies. This move is expected to encourage other major players in the payments industry to explore the potential of cryptocurrencies, further legitimizing their role in the global financial landscape.

作为全球最大的支付提供商之一，Stripe 2023 年处理的交易量超过 1 万亿美元，Stripe 决定重新进入加密货币领域，这是对数字货币未来投下的重要信任票。此举预计将鼓励支付行业的其他主要参与者探索加密货币的潜力，进一步使其在全球金融格局中的作用合法化。