Stripe獲取加密錢包基礎設施公司Privy

6月12日，美國支付處理器Stripe宣布收購加密錢包基礎設施公司Privy，該公司將納入條紋，但將繼續作為獨立產品運行。

American payment processor Stripe has announced the acquisition of crypto wallet infrastructure company Privy, which will be integrated into Stripe but will continue to operate as an independent product. The acquisition is expected to be completed in the coming weeks, with specific deal terms not yet disclosed.

美國支付處理器條紋已宣布收購加密錢包基礎設施公司Privy，該公司將集成到條紋中，但將繼續作為獨立產品運行。預計收購將在未來幾週內完成，尚未披露特定的交易條款。

Privy's embedded wallet allows developers to create a simpler onboarding experience, such as enabling users to create a crypto wallet without having to remember or write down a seed phrase. Additionally, Privy allows users to hold assets or perform actions directly within supported crypto applications without needing to connect to third-party wallets like MetaMask for transactions. For example, OpenSea uses Privy to enable customers to purchase NFTs directly from its platform. Privy creates a wallet for consumers in the background, making it easier for them to make purchases.

Privy的嵌入式錢包允許開發人員創建更簡單的入門體驗，例如使用戶能夠創建一個加密錢包，而無需記住或寫下種子短語。此外，Privy允許用戶在受支持的加密應用程序中持有資產或直接執行操作，而無需連接到第三方錢包（例如MetAmask進行交易）。例如，Opensea使用Privy使客戶可以直接從其平台購買NFT。 Privy為背景的消費者創建了一個錢包，使他們更容易進行購買。

Prior to this collaboration, OpenSea customers had to create an external wallet through providers like MetaMask or Coinbase Wallet and link it to their accounts.

在此合作之前，Opensea客戶必須通過MetAmask或Coinbase Wallet等提供商創建外部錢包，並將其鏈接到他們的帳戶。

"When we first started, wallets were powerful, but only technically skilled individuals could use them. Developers had to guide users outside the platform to get started, which disrupted the user flow and limited user conversion. This friction fundamentally limited the future development of the crypto space," said Henri Stern, co-founder and CEO of Privy, in a press release.

亨利·斯特恩（Henri Stern）說：“當我們剛開始時，錢包很強大，但只有技術熟練的人才能使用它們。開發人員必須指導平台外部的用戶入門，這破壞了用戶流動和有限的用戶轉換。這種摩擦從根本上限制了加密貨幣空間的未來開發。”

New York-based Privy was co-founded by Stern and Asta Li, who was a founding engineer at Aurora before starting Privy. Stern previously worked as a researcher at Web3 company Protocol Labs. The startup was founded in 2021 and recently raised $15 million in a funding round led by Ribbit Capital, bringing its total funding to over $40 million. Other investors include Sequoia Capital, Paradigm, BlueYard, and Coinbase Ventures. According to Pitchbook data, Privy's latest valuation in March of this year was $230 million.

總部位於紐約的Privy是由Stern和Asta Li共同創立的，Stern和Asta Li是Aurora的創始工程師。 Stern以前曾在Web3公司協議實驗室擔任研究人員。該初創公司成立於2021年，最近籌集了1500萬美元的資金，由Ribbit Capital領導，其總資金超過4000萬美元。其他投資者包括紅杉資本，範式，Blueyard和Coinbase Ventures。根據PitchBook數據，Privy今年3月的最新估值為2.3億美元。

Privy claims that within three years, its technology has been widely adopted across the industry, supporting over 75 million accounts and 1,000 development teams, including mainstream crypto applications like Pump.fun, Hyperliquid, and OpenSea, as well as restaurant loyalty program startup Blackbird and global recruitment company Toku.

Privy聲稱，在三年內，其技術已在整個行業中廣泛採用，支持超過7500萬個帳戶和1,000個開發團隊，包括Pump.Fun，Hyproliquid和Opensea等主流加密應用程序，以及餐廳忠誠度計劃啟動計劃Blackbird和全球招聘公司Toku。

"By connecting Privy's wallet with the funding flow capabilities of Stripe and Bridge on a unified platform, we are excited to enable a new generation of global internet-native financial services," said Patrick Collison, co-founder and CEO of Stripe.

Stripe的聯合創始人兼首席執行官Patrick Collison表示：“通過將Privy的錢包與Stripe和Bridge在統一平台上的資金流動能力聯繫起來，我們很高興能夠實現新一代的全球互聯網本地金融服務。”

Stripe's crypto journey began in 2014. Stripe was one of the first payment companies to accept Bitcoin in 2014, but it halted this service in 2018 due to scalability issues and high transaction fees. However, the company stated at the time that it was "very optimistic about the overall prospects of cryptocurrency."

Stripe的加密之旅始於2014年。 Stripe是2014年最早接受比特幣的付款公司之一，但由於可伸縮性問題和高交易費用，它在2018年停止了這項服務。但是，該公司當時表示，“對加密貨幣的整體前景非常樂觀”。

Stablecoins are Stripe's next attempt. In April of this year, the company announced that it would support stablecoin USDC payments this summer. Then in October, Stripe launched a public beta feature called "Pay with Crypto," allowing U.S. businesses to accept stablecoin payments and automatically convert them to fiat currency deposited into their Stripe accounts. Supported stablecoins include USDC and USDP, covering Ethereum, Solana, and Polygon chains. In the first week of launching stablecoin payments, Stripe's transaction volume exceeded its entire history of Bitcoin transactions.

Stablecoins是Stripe的下一個嘗試。今年4月，該公司宣布將支持Stablecoin USDC今年夏天的付款。然後，在10月，Stripe推出了一個名為“與加密貨幣”的公共Beta功能，允許美國企業接受Stablecoin付款，並自動將其轉換為存放在其條紋帳戶中的法定貨幣。支持的Stablecoins包括USDC和USDP，涵蓋以太坊，Solana和多邊形鏈。在啟動Stablecoin付款的第一周，Stripe的交易量超過了其整個比特幣交易歷史。

However, Stripe lacked a key component, needing a seamless way to handle cross-border transactions. In November of last year, Stripe confirmed its acquisition of the stablecoin payment platform Bridge for $1.1 billion, a deal that was ultimately completed in February of this year. This is Stripe's largest acquisition to date, marking a significant move in the stablecoin space. The acquisition of Bridge allows it to expand its stablecoin payment infrastructure and cross-border payment solutions.

但是，Stripe缺乏關鍵組件，需要一種無縫處理跨境交易的方法。去年11月，Stripe以11億美元的價格確認了其對Stablecoin支付平台橋樑的收購，該交易最終於今年2月完成。這是Stripe迄今為止最大的收購，標誌著Stablecoin空間的重大舉動。橋樑的收購使其能夠擴展其Stablecoin付款基礎設施和跨境支付解決方案。

In May of this year, Stripe launched stablecoin accounts in over 100 countries/regions, aiming to help merchants hold funds and make payments to overseas suppliers using USDC from Circle Internet Group Inc. and USDB stablecoin issued by Bridge.

今年5月，Stripe在100多個國家/地區啟動了Stablecoin帳戶，旨在幫助商人使用Circle Internet Group Inc.的USDC和Bridge發行的USDB Stablecoin持有資金並向海外供應商付款。

A series of actions by Stripe indicate that the company intends to become the preferred provider for those looking to increase support for crypto products or launch their own crypto products, as companies ranging from large tech firms to traditional banks are showing strong interest in exploring crypto technology.

一系列條紋的行動表明，該公司打算成為那些希望增加對加密產品支持或推出自己的加密產品產品的人的首選提供商，因為從大型技術公司到傳統銀行的公司都對探索加密技術表現出強烈的興趣。