Stripe获取加密钱包基础设施公司Privy

6月12日，美国支付处理器Stripe宣布收购加密钱包基础设施公司Privy，该公司将纳入条纹，但将继续作为独立产品运行。

American payment processor Stripe has announced the acquisition of crypto wallet infrastructure company Privy, which will be integrated into Stripe but will continue to operate as an independent product. The acquisition is expected to be completed in the coming weeks, with specific deal terms not yet disclosed.

美国支付处理器条纹已宣布收购加密钱包基础设施公司Privy，该公司将集成到条纹中，但将继续作为独立产品运行。预计收购将在未来几周内完成，尚未披露特定的交易条款。

Privy's embedded wallet allows developers to create a simpler onboarding experience, such as enabling users to create a crypto wallet without having to remember or write down a seed phrase. Additionally, Privy allows users to hold assets or perform actions directly within supported crypto applications without needing to connect to third-party wallets like MetaMask for transactions. For example, OpenSea uses Privy to enable customers to purchase NFTs directly from its platform. Privy creates a wallet for consumers in the background, making it easier for them to make purchases.

Privy的嵌入式钱包允许开发人员创建更简单的入门体验，例如使用户能够创建一个加密钱包，而无需记住或写下种子短语。此外，Privy允许用户在受支持的加密应用程序中持有资产或直接执行操作，而无需连接到第三方钱包（例如MetAmask进行交易）。例如，Opensea使用Privy使客户可以直接从其平台购买NFT。 Privy为背景的消费者创建了一个钱包，使他们更容易进行购买。

Prior to this collaboration, OpenSea customers had to create an external wallet through providers like MetaMask or Coinbase Wallet and link it to their accounts.

在此合作之前，Opensea客户必须通过MetAmask或Coinbase Wallet等提供商创建外部钱包，并将其链接到他们的帐户。

"When we first started, wallets were powerful, but only technically skilled individuals could use them. Developers had to guide users outside the platform to get started, which disrupted the user flow and limited user conversion. This friction fundamentally limited the future development of the crypto space," said Henri Stern, co-founder and CEO of Privy, in a press release.

亨利·斯特恩（Henri Stern）说：“当我们刚开始时，钱包很强大，但只有技术熟练的人才能使用它们。开发人员必须指导平台外部的用户入门，这破坏了用户流动和有限的用户转换。这种摩擦从根本上限制了加密货币空间的未来开发。”

New York-based Privy was co-founded by Stern and Asta Li, who was a founding engineer at Aurora before starting Privy. Stern previously worked as a researcher at Web3 company Protocol Labs. The startup was founded in 2021 and recently raised $15 million in a funding round led by Ribbit Capital, bringing its total funding to over $40 million. Other investors include Sequoia Capital, Paradigm, BlueYard, and Coinbase Ventures. According to Pitchbook data, Privy's latest valuation in March of this year was $230 million.

总部位于纽约的Privy是由Stern和Asta Li共同创立的，Stern和Asta Li是Aurora的创始工程师。 Stern以前曾在Web3公司协议实验室担任研究人员。该初创公司成立于2021年，最近筹集了1500万美元的资金，由Ribbit Capital领导，其总资金超过4000万美元。其他投资者包括红杉资本，范式，Blueyard和Coinbase Ventures。根据PitchBook数据，Privy今年3月的最新估值为2.3亿美元。

Privy claims that within three years, its technology has been widely adopted across the industry, supporting over 75 million accounts and 1,000 development teams, including mainstream crypto applications like Pump.fun, Hyperliquid, and OpenSea, as well as restaurant loyalty program startup Blackbird and global recruitment company Toku.

Privy声称，在三年内，其技术已在整个行业中广泛采用，支持超过7500万个帐户和1,000个开发团队，包括Pump.Fun，Hyproliquid和Opensea等主流加密应用程序，以及餐厅忠诚度计划启动计划Blackbird和全球招聘公司Toku。

"By connecting Privy's wallet with the funding flow capabilities of Stripe and Bridge on a unified platform, we are excited to enable a new generation of global internet-native financial services," said Patrick Collison, co-founder and CEO of Stripe.

Stripe的联合创始人兼首席执行官Patrick Collison表示：“通过将Privy的钱包与Stripe和Bridge在统一平台上的资金流动能力联系起来，我们很高兴能够实现新一代的全球互联网本地金融服务。”

Stripe's crypto journey began in 2014. Stripe was one of the first payment companies to accept Bitcoin in 2014, but it halted this service in 2018 due to scalability issues and high transaction fees. However, the company stated at the time that it was "very optimistic about the overall prospects of cryptocurrency."

Stripe的加密之旅始于2014年。Stripe是2014年最早接受比特币的付款公司之一，但由于可伸缩性问题和高交易费用，它在2018年停止了这项服务。但是，该公司当时表示，“对加密货币的整体前景非常乐观”。

Stablecoins are Stripe's next attempt. In April of this year, the company announced that it would support stablecoin USDC payments this summer. Then in October, Stripe launched a public beta feature called "Pay with Crypto," allowing U.S. businesses to accept stablecoin payments and automatically convert them to fiat currency deposited into their Stripe accounts. Supported stablecoins include USDC and USDP, covering Ethereum, Solana, and Polygon chains. In the first week of launching stablecoin payments, Stripe's transaction volume exceeded its entire history of Bitcoin transactions.

Stablecoins是Stripe的下一个尝试。今年4月，该公司宣布将支持Stablecoin USDC今年夏天的付款。然后，在10月，Stripe推出了一个名为“与加密货币”的公共Beta功能，允许美国企业接受Stablecoin付款，并自动将其转换为存放在其条纹帐户中的法定货币。支持的Stablecoins包括USDC和USDP，涵盖以太坊，Solana和多边形链。在启动Stablecoin付款的第一周，Stripe的交易量超过了其整个比特币交易历史。

However, Stripe lacked a key component, needing a seamless way to handle cross-border transactions. In November of last year, Stripe confirmed its acquisition of the stablecoin payment platform Bridge for $1.1 billion, a deal that was ultimately completed in February of this year. This is Stripe's largest acquisition to date, marking a significant move in the stablecoin space. The acquisition of Bridge allows it to expand its stablecoin payment infrastructure and cross-border payment solutions.

但是，Stripe缺乏关键组件，需要一种无缝处理跨境交易的方法。去年11月，Stripe以11亿美元的价格确认了其对Stablecoin支付平台桥梁的收购，该交易最终于今年2月完成。这是Stripe迄今为止最大的收购，标志着Stablecoin空间的重大举动。桥梁的收购使其能够扩展其Stablecoin付款基础设施和跨境支付解决方案。

In May of this year, Stripe launched stablecoin accounts in over 100 countries/regions, aiming to help merchants hold funds and make payments to overseas suppliers using USDC from Circle Internet Group Inc. and USDB stablecoin issued by Bridge.

今年5月，Stripe在100多个国家/地区启动了Stablecoin帐户，旨在帮助商人使用Circle Internet Group Inc.的USDC和Bridge发行的USDB Stablecoin持有资金并向海外供应商付款。

A series of actions by Stripe indicate that the company intends to become the preferred provider for those looking to increase support for crypto products or launch their own crypto products, as companies ranging from large tech firms to traditional banks are showing strong interest in exploring crypto technology.

一系列条纹的行动表明，该公司打算成为那些希望增加对加密产品支持或推出自己的加密产品产品的人的首选提供商，因为从大型技术公司到传统银行的公司都对探索加密技术表现出强烈的兴趣。