新的新創公司希望幫助加密貨幣公司適應法規

自 2008 年比特幣白皮書發布以來，區塊鏈承諾創建一個新的全球支付網絡，挑戰現有支付網絡

Two former Celo blockchain veterans are launching Predicate, a new startup that aims to help crypto companies adapt to regulations, which still determine how money – virtual or otherwise – can circulate around the world.

兩名前 Celo 區塊鏈資深人士正在推出 Predicate，這是一家新的新創公司，旨在幫助加密貨幣公司適應法規，這些法規仍然決定著虛擬貨幣或其他貨幣如何在世界範圍內流通。

Predicate offers a service that it says can allow crypto applications to transparently implement the logic that decides whether a given transaction can be approved – a decision that is based on the complex infrastructure that underpins products from Netflix to Venmo. With $7 million in backing from top venture capital firms including Tribe and 1kx, Predicate is launching its product this week and plans to operate under the decentralized ethos of blockchain.

Predicate 提供了一項服務，據稱可以允許加密應用程式透明地實現決定給定交易是否可以獲得批准的邏輯，這一決定基於支援從 Netflix 到 Venmo 等產品的複雜基礎設施。 Predicate 獲得了 Tribe 和 1kx 等頂級創投公司 700 萬美元的支持，將於本週推出其產品，並計劃在區塊鏈的去中心化精神下運作。

“How to connect blockchain technology to the rest of the economy?” said Nikhil Raghuveera, co-founder of Predicate, in an interview with Fortune. “We think there’s an opportunity to say we can actually simplify this.”

“如何將區塊鏈技術與經濟的其他部分連接起來？” Predicate 共同創辦人 Nikhil Raghuveera 在接受《財星》雜誌採訪時說。 “我們認為有機會表明我們實際上可以簡化這一點。”

If you try to send $50,000 to someone via Venmo, the request probably won’t go through – a $10 fee won’t be a problem, though. The same goes for opening Netflix in a country where it is not present. In both cases, background applications fulfill what is called a precondition, which determines whether an action should occur or not.

如果您嘗試透過 Venmo 向某人發送 50,000 美元，則該請求可能不會通過 - 不過 10 美元的費用不會成為問題。在沒有 Netflix 服務的國家開設 Netflix 也是同樣的情況。在這兩種情況下，後台應用程式都滿足所謂的前提條件，該條件決定是否應該發生某個操作。

Of course, blockchain operates in a different pattern than centralized businesses, where a single entity – and people – are in the middle of the activity. With blockchain applications, such as borrowing/lending protocols or prediction markets, actions are meant to be governed by code rather than humans. However, writing the code that serves as the basis can be tedious and expensive.

當然，區塊鏈的運作模式與集中式企業不同，在集中式企業中，單一實體和人員處於活動的中間。對於區塊鏈應用程序，例如借貸協議或預測市場，操作應該由代碼而不是人類來管理。然而，編寫作為基礎的程式碼可能是乏味且昂貴的。

“All of them will probably have different types of pre-transaction rules and requirements,” said Raghuveera. “We provide the mechanism and infrastructure to achieve this seamlessly.”

「所有這些都可能有不同類型的交易前規則和要求，」拉古維拉說。 “我們提供機制和基礎設施來無縫實現這一目標。”

Raghuveera has a political background, including serving as a senior fellow for the Atlantic Council think tank, and Predicate counts Michael Mosier, former acting director of the Treasury Department’s Financial Crimes Enforcement Network, as an advisor. One of blockchain’s thorniest issues has been maintaining the decentralized ideals of blockchain with the realities of anti-money laundering laws, the importance of which the Treasury Department has repeatedly stated.

Raghuveera 有政治背景，包括擔任大西洋理事會智囊團的高級研究員，Predicate 的顧問是財政部金融犯罪執法網絡前代理主任 Michael Mosier。區塊鏈最棘手的問題之一是在反洗錢法的現實中維持區塊鏈的去中心化理想，財政部一再強調了這一點的重要性。

Raghuveera and his co-founder, former JP Morgan software engineer Jesse Sawa, said the added value of Predicate would create a plug-and-play solution for blockchain applications that would allow them to implement prerequisites for transactions, such as the maintenance and creation of address blacklists, while always giving control of the policies to the body that governs the application, whether an individual, a company or a a decentralized autonomous organization.

Raghuveera 和他的聯合創始人、前摩根大通軟體工程師 Jesse Sawa 表示，Predicate 的附加價值將為區塊鏈應用程式創建即插即用的解決方案，使他們能夠實現交易的先決條件，例如維護和創建處理黑名單，同時始終將政策控制權交給管理應用程式的機構，無論是個人、公司或去中心化自治組織。

Predicate will be available on any Ethereum or EVM compatible chain, with plans to expand to other blockchains. It is also working with restaurant network EigenLayer, whose token recently launched in early October, to develop a community of operators who deploy Predicate’s technology using a proof-of-stake system.

Predicate 將可在任何以太坊或 EVM 相容鏈上使用，並計劃擴展到其他區塊鏈。它還與餐廳網路 EigenLayer 合作（其代幣最近於 10 月初推出），開發一個使用權益證明系統部署 Predicate 技術的營運商社群。

Raghuveera declined to talk about Predicate’s own plans to launch a token, although that is likely on the roadmap, given how it’s built and the need for an incentive mechanism to approve and reject tokens based on the preconditions defined by the Predicate user.

Raghuveera 拒絕談論 Predicate 自己推出代幣的計劃，儘管考慮到它的構建方式以及根據 Predicate 用戶定義的先決條件批准和拒絕代幣的激勵機制的需要，這可能會出現在路線圖上。

For now, Predicate will offer white glove services onboarding with new clients it onboards, charging transaction fees, although Raghuveera declined to provide the names of its first clients.

目前，Predicate 將為新客戶提供白手套服務，並收取交易費，儘管 Raghuveera 拒絕提供其首批客戶的姓名。

The company currently has six employees and plans to use the funding to hire ten more.

該公司目前有六名員工，並計劃利用這筆資金再僱用十名員工。