新的初创公司希望帮助加密货币公司适应法规

自 2008 年比特币白皮书发布以来，区块链承诺创建一个新的全球支付网络，挑战现有支付网络

Two former Celo blockchain veterans are launching Predicate, a new startup that aims to help crypto companies adapt to regulations, which still determine how money – virtual or otherwise – can circulate around the world.

两名前 Celo 区块链资深人士正在推出 Predicate，这是一家新的初创公司，旨在帮助加密货币公司适应法规，这些法规仍然决定着虚拟货币或其他货币如何在世界范围内流通。

Predicate offers a service that it says can allow crypto applications to transparently implement the logic that decides whether a given transaction can be approved – a decision that is based on the complex infrastructure that underpins products from Netflix to Venmo. With $7 million in backing from top venture capital firms including Tribe and 1kx, Predicate is launching its product this week and plans to operate under the decentralized ethos of blockchain.

Predicate 提供了一项服务，据称可以允许加密应用程序透明地实现决定给定交易是否可以得到批准的逻辑，这一决定基于支持从 Netflix 到 Venmo 等产品的复杂基础设施。 Predicate 获得了 Tribe 和 1kx 等顶级风险投资公司 700 万美元的支持，将于本周推出其产品，并计划在区块链的去中心化精神下运营。

“How to connect blockchain technology to the rest of the economy?” said Nikhil Raghuveera, co-founder of Predicate, in an interview with Fortune. “We think there’s an opportunity to say we can actually simplify this.”

“如何将区块链技术与经济的其他部分连接起来？” Predicate 联合创始人 Nikhil Raghuveera 在接受《财富》杂志采访时说道。 “我们认为有机会表明我们实际上可以简化这一点。”

If you try to send $50,000 to someone via Venmo, the request probably won’t go through – a $10 fee won’t be a problem, though. The same goes for opening Netflix in a country where it is not present. In both cases, background applications fulfill what is called a precondition, which determines whether an action should occur or not.

如果您尝试通过 Venmo 向某人发送 50,000 美元，该请求可能不会通过——不过 10 美元的费用不会成为问题。在没有 Netflix 服务的国家/地区开设 Netflix 也是同样的情况。在这两种情况下，后台应用程序都满足所谓的前提条件，该前提条件决定是否应该发生某个操作。

Of course, blockchain operates in a different pattern than centralized businesses, where a single entity – and people – are in the middle of the activity. With blockchain applications, such as borrowing/lending protocols or prediction markets, actions are meant to be governed by code rather than humans. However, writing the code that serves as the basis can be tedious and expensive.

当然，区块链的运作模式与集中式企业不同，在集中式企业中，单个实体和人员处于活动的中间。对于区块链应用程序，例如借贷协议或预测市场，操作应该由代码而不是人类来管理。然而，编写作为基础的代码可能是乏味且昂贵的。

“All of them will probably have different types of pre-transaction rules and requirements,” said Raghuveera. “We provide the mechanism and infrastructure to achieve this seamlessly.”

“所有这些都可能有不同类型的交易前规则和要求，”拉古维拉说。 “我们提供机制和基础设施来无缝实现这一目标。”

Raghuveera has a political background, including serving as a senior fellow for the Atlantic Council think tank, and Predicate counts Michael Mosier, former acting director of the Treasury Department’s Financial Crimes Enforcement Network, as an advisor. One of blockchain’s thorniest issues has been maintaining the decentralized ideals of blockchain with the realities of anti-money laundering laws, the importance of which the Treasury Department has repeatedly stated.

Raghuveera 有政治背景，包括担任大西洋理事会智囊团的高级研究员，Predicate 的顾问是财政部金融犯罪执法网络前代理主任迈克尔·莫西尔 (Michael Mosier)。区块链最棘手的问题之一是在反洗钱法的现实中维持区块链的去中心化理想，财政部一再强调了这一点的重要性。

Raghuveera and his co-founder, former JP Morgan software engineer Jesse Sawa, said the added value of Predicate would create a plug-and-play solution for blockchain applications that would allow them to implement prerequisites for transactions, such as the maintenance and creation of address blacklists, while always giving control of the policies to the body that governs the application, whether an individual, a company or a a decentralized autonomous organization.

Raghuveera 和他的联合创始人、前摩根大通软件工程师 Jesse Sawa 表示，Predicate 的附加值将为区块链应用程序创建即插即用的解决方案，使他们能够实现交易的先决条件，例如维护和创建处理黑名单，同时始终将政策控制权交给管理应用程序的机构，无论是个人、公司还是去中心化自治组织。

Predicate will be available on any Ethereum or EVM compatible chain, with plans to expand to other blockchains. It is also working with restaurant network EigenLayer, whose token recently launched in early October, to develop a community of operators who deploy Predicate’s technology using a proof-of-stake system.

Predicate 将可在任何以太坊或 EVM 兼容链上使用，并计划扩展到其他区块链。它还与餐厅网络 EigenLayer 合作（其代币最近于 10 月初推出），开发一个使用权益证明系统部署 Predicate 技术的运营商社区。

Raghuveera declined to talk about Predicate’s own plans to launch a token, although that is likely on the roadmap, given how it’s built and the need for an incentive mechanism to approve and reject tokens based on the preconditions defined by the Predicate user.

Raghuveera 拒绝谈论 Predicate 自己推出代币的计划，尽管考虑到它的构建方式以及根据 Predicate 用户定义的先决条件批准和拒绝代币的激励机制的需要，这可能会出现在路线图上。

For now, Predicate will offer white glove services onboarding with new clients it onboards, charging transaction fees, although Raghuveera declined to provide the names of its first clients.

目前，Predicate 将为新客户提供白手套服务，并收取交易费，尽管 Raghuveera 拒绝提供其首批客户的姓名。

The company currently has six employees and plans to use the funding to hire ten more.

该公司目前有六名员工，并计划利用这笔资金再雇用十名员工。