加速保管閃電錢包擴大了代幣產品，包括USDT之後包括USDC

基本上，這個世界上只有三種真正的貨幣：比特幣，黃金和美元。這些貨幣中存儲或傳輸價值（無論是歐元，白銀還是以太）的所有其他物品。

The custodial Lightning Node wallet Speed has added the stablecoin USDC to its wallet. It is the strongest stablecoin after Tether's dollar and, unlike Tether, it is licensed for operation in the EU.

託管雷電節點錢包速度已將Stablecoin USDC添加到其錢包中。它是繫繩美元以後最強的穩定幣，與Tether不同，它是在歐盟運營的。

Speed wallet users can deposit USDC not just via Lightning, but also via Ethereum. If you have USDC as ERC20 tokens, you can easily transfer the tokens into the Lightning Network with a simple transaction. Alternatively, you can swap bitcoin for USDC.

Speed Wallet用戶不僅可以通過閃電來存入USDC，還可以通過以太坊存入。如果您將USDC作為ERC20代幣，則可以通過簡單的交易輕鬆地將令牌轉移到閃電網絡中。另外，您可以將比特幣交換為USDC。

Speed wallet now displays balances in three currencies.

速度錢包現在以三種貨幣顯示余額。

Once USDC is in your wallet, you can send it to any other wallet that accepts it. Or you can swap it for bitcoin, allowing Speed to facilitate native dollar token-to-native bitcoin exchanges within the Lightning Network itself.

一旦USDC放在您的錢包中，您就可以將其發送給其他接受它的錢包。或者，您可以將其交換為比特幣，從而允許速度促進閃電網絡本身內的本地美元到本地比特幣交換。

The technical foundation for the USDC-L tokens is the Taproot Assets protocol, developed by Lightning Labs. It anchors tokens into the “leaves” of the “hash tree” at the core of each Taproot transaction, providing the advantage of functioning both on-chain and off-chain within Lightning. Speed had already brought Tether's USDT to the wallet as a Taproot Asset back in August.

USDC-L代幣的技術基礎是由Lightning Labs開發的Taproot資產協議。它將令牌固定在每個Taproot交易的核心的“哈希樹”的“葉子”中，從而提供了在閃電內部鍊和鏈上運行鏈的優勢。 Speed已經將Tether的USDT帶到了錢包，這是八月份的Taproot Asset。

The user experience is impressive: depositing tokens is simple and fast; transfers, as well as swaps, are possible in real time. One could argue that stablecoin integration was the final touch Lightning needed to go mainstream.

用戶體驗令人印象深刻：存放令牌簡單快捷；轉移以及掉期是實時的。有人可能會說，Stablecoin集成是成為主流所需的最終觸摸閃電。

However, there are two caveats: First, neither USDT nor USDC tokens are widely supported across Lightning wallets. Besides Speed, only AquaWallet and Uxuy support USDT on Lightning; for LNBits, there is at least a plugin for Taproot Assets enabling reception of such tokens. Almost a year after Lightning Labs announced the protocol, it remains an exception rather than the norm for wallets to support these assets.

但是，有兩個警告：首先，USDT和USDC令牌均未得到閃電錢包的廣泛支持。除速度外，只有Aquawallet和Uxuy支持USDT在閃電上；對於LNBITS，至少有一個用於Taproot資產的插件，可容納此類令牌。閃電實驗室宣布該協議近一年後，它仍然是一個例外，而不是支持這些資產的錢包的規範。

Second, Speed is a custodial wallet. Without custody, neither swaps nor deposits from Ethereum would be possible. Unfortunately, this means users do not have control over their bitcoin and dollars. Speed is also obliged to collect users’ private data and share it during transactions—and if it refuses, it would likely not be permitted to operate in most jurisdictions.

其次，速度是一個保管錢包。沒有監護權，以太坊的掉期和存款都是不可能的。不幸的是，這意味著用戶無法控制自己的比特幣和美元。速度還有義務收集用戶的私人數據並在交易期間共享，如果拒絕，則可能不允許在大多數司法管轄區進行操作。

Currently, Speed is registered in Dubai, where it is legally able to operate in this manner. This might work for a while, but at any time Speed may have to change its policies or even block EU residents. For this reason, only small amounts—play money—should be entrusted to the wallet; it’s possible that Speed could be compelled to freeze user funds.

當前，Speed已在迪拜註冊，在該迪拜可以通過這種方式進行合法運行。這可能會持續一段時間，但是在任何時候，速度可能必須更改其政策，甚至阻止歐盟居民。因此，只有少量的錢（玩錢）可以託付給錢包。速度可能被迫凍結用戶資金。

All in all, stablecoins on Lightning hold significant potential. They enable a bitcoin wallet to support dollars, allow (in theory) real-time, trustless swaps between bitcoin and dollars, and make it possible to send dollars quickly and custodial-free around the world. For this potential to be realized, it should become the standard—not the exception—for Lightning wallets to recognize dollar tokens. This is especially true for robust, non-custodial Lightning wallets such as Phoenix. Otherwise, the decentralized revolution may end up being little more than an update for banking apps.

總而言之，閃電上的穩定蛋白具有巨大的潛力。它們使比特幣錢包能夠支撐美元，從理論上講（理論上）實時，在比特幣和美元之間無信任的互換，並可以在全球範圍內快速和無保管的錢發送美元。為了實現這一潛力，它應該成為閃電錢包以識別美元令牌的標準。對於堅固的非習慣閃電錢包（例如鳳凰）來說尤其如此。否則，分散的革命最終可能只是銀行應用程序的更新。