回到Solana以美元交易時，很少有人想像它將成為表現最佳的數字資產之一

現在，在2025年，類似的設置正在展開 - 這一次，Mutuum Finance（MUTM）引起了人們的關注，不僅是從零售商人那裡，而且來自嚴重的長期持有人。

Back when Solana (SOL) was trading at a dollar, few imagined it would become one of the top-performing digital assets in the years to follow. But those who recognized its potential early on were rewarded with returns that changed their entire outlook on crypto investing.

早在Solana（Sol）以美元交易時，很少有人認為它將成為隨後幾年中表現出色的數字資產之一。但是，那些早些時候意識到自己的潛力的人得到了回報，這改變了他們對加密投資的整個前景。

Now, in 2025, a similar setup is unfolding — and this time, it’s Mutuum Finance (MUTM) catching attention, not just from retail traders, but from serious long-term holders. With a growing number of analysts calling it the best cryptocurrency to buy now, Mutuum is proving that price alone doesn’t tell the full story. Priced at just $0.025, this under-the-radar project is gaining momentum for all the right reasons.

現在，在2025年，類似的設置正在展開 - 這一次，Mutuum Finance（MUTM）引起了人們的關注，不僅是從零售商人那裡，而且來自嚴重的長期持有人。隨著越來越多的分析師稱其為現在購買的最佳加密貨幣，Mutuum證明，僅價格並不能說明全部故事。這個雷達項目的價格僅為$ 0.025，出於所有正確的原因，這項雷達項目正在獲得動力。

Mutuum Finance (MUTM)

死亡金融（MUTM）

The real appeal of Mutuum Finance lies in its design. It’s a decentralized, non-custodial lending protocol built to support both lending and borrowing of digital assets. But unlike many platforms that rely on hype cycles, Mutuum is developing a system rooted in utility, where the protocol’s value is driven by actual usage, not speculation.

Mutuum Finance的真正吸引力在於其設計。這是一項分散的，非監測的貸款協議，旨在支持數字資產的貸款和借貸。但是，與許多依賴炒作週期的平台不同，Mutuum正在開發一個植根於實用程序的系統，該系統由實際用法而不是推測驅動協議的值。

One standout feature is its dual approach to lending. Mutuum supports overcollateralized loans, allowing users to borrow against their crypto without needing to sell — a strategy many prefer when trying to retain upside exposure. Borrowers remain in control of their assets while gaining access to stablecoins or other tokens for new opportunities.

一個出色的功能是其雙重貸款方法。 Mutuum支持過度補償貸款，使用戶無需出售而藉貸，這是許多人在嘗試保留上升空間時更喜歡的策略。借款人仍然可以控制自己的資產，同時獲得了穩定幣或其他代幣以獲得新的機會。

On the other side, users who supply liquidity are rewarded through mtTokens — tokenized receipts of their deposits that increase in value over time as interest is accrued. These mtTokens are fully ERC-20 compatible, meaning they can be traded, held, or even used in external DeFi protocols. This flexibility gives lenders more than just yield — it gives them options.

另一方面，供應流動性的用戶通過mttokens獲得獎勵 - 隨著利息的收益，其存款的標記收據隨著時間的推移而增加。這些mttokens完全兼容ERC-20，這意味著它們可以在外部Defi協議中進行交易，持有甚至使用。這種靈活性使貸方不僅可以產生收益，還可以選擇。

Solana’s rise wasn’t just about fast speeds — it was about building an ecosystem with real user value. Mutuum takes a similar approach, but from a financial utility perspective. One of the most important mechanics within the platform is how it redistributes value.

Solana的崛起不僅僅是快速速度 - 它是關於建立具有實際用戶價值的生態系統。 Mutuum採用類似的方法，但從金融公用事業的角度來看。平台中最重要的機制之一是它如何重新分配價值。

Part of the fees collected by the protocol are used to purchase MUTM tokens from the market, which are then distributed to users holding mtTokens. This structure doesn’t rely on constant token emissions or inflation. Instead, it rewards actual participation and anchors the token’s utility in a sustainable feedback loop.

協議收集的部分費用用於從市場上購買MUTM令牌，然後將其分發給持有mttokens的用戶。這種結構不依賴於恆定的令牌排放或通貨膨脹。取而代之的是，它獎勵實際的參與，並將代幣的實用程序固定在可持續的反饋循環中。

It’s this design that’s attracting long-term interest. MUTM isn’t trying to create temporary yield — it’s focused on building an ecosystem where consistent activity feeds back into token value. For those who are looking for what crypto to invest in without worrying about diluted returns, this setup checks the boxes.

正是這種設計引起了長期興趣。 MUTM並沒有試圖創造暫時的收益 - 它的重點是建立一個一致的活動回到代幣價值中的生態系統。對於那些正在尋找可以投資的加密貨幣而不必擔心稀釋回報的人，此設置會檢查盒子。

Presale Details

預售細節

Momentum is building around Mutuum’s presale, and the numbers reflect that. Over $7.77 million has already been raised, more than 9,550 holders are on board, and Phase 4 is more than 65% completed. At the moment, MUTM is priced at $0.25, though the upcoming phase will adjust it to $0.03. By the time it hits launch, MUTM is expected to open at $0.06 — a 140% increase from the current price.

動力正在Mutuum的預售周圍建立，數字反映了這一點。已經籌集了超過777萬美元，船上有超過9,550個持有人，而第4階段已完成65％以上。目前，MUTM的價格為0.25美元，儘管即將到來的階段將其調整為0.03美元。到它啟動時，MUTM預計將以0.06美元的價格開放，比目前的價格上漲140％。

Considering that entry into Solana under $1 is now a thing of the past, MUTM presents a rare second chance. For those who missed the early stages of other successful coins, this is one of the few current options that presents a similar early-stage structure, but with clear fundamentals behind it. The total presale consists of 11 phases, so the opportunity is still open — but not for long. With every completed round, the price adjusts upward, meaning the earlier one gets in, the more room there is for upside. For those scanning crypto charts and watching for strong entry points, this might be one of the clearest setups on the market right now.

考慮到現在以1美元以下的索拉納（Solana）進入了過去，MUTM提出了很少的第二次機會。對於那些錯過了其他成功硬幣的早期階段的人來說，這是當前呈現出類似早期結構但背後有明確基礎的少數選擇之一。總預售由11個階段組成，因此機會仍然是開放的，但不久之後。每次完整的回合，價格都會向上調整，這意味著越早進入，就越上行空間。對於那些掃描加密圖表並關注強大入口點的人來說，這可能是目前市場上最清晰的設置之一。

Another element that positions Mutuum for success is its upcoming overcollateralized stablecoin. Designed to maintain a reliable value against the U.S. dollar, this stablecoin will be created directly from collateral supplied within the lending protocol. It’s fully permissionless, backed on-chain, and burned upon repayment or liquidation — making it one of the most transparent and flexible stable assets in development.

取得成功的另一個要素是其即將推出的過度穩定穩定性。旨在維持對美元的可靠價值，該Stablecoin將直接根據貸款協議中提供的附帶來創建。它是完全許可的，後備的鍊子，並在還款或清算後燃燒，使其成為開發中最透明，最靈活的穩定資產之一。

By keeping everything within the ecosystem — from stablecoin issuance to interest distribution — Mutuum ensures that value remains internal. This kind of economic design helps create durability and lowers dependence on external systems or centralized actors, which is increasingly becoming a deciding factor for long-term cryptocurrency holders.

通過將所有內容保留在生態系統中（從簽發發行到利息分佈），Mutuum可以確保價值仍然是內部的。這種經濟設計有助於創造耐用性並降低對外部系統或集中參與者的依賴，這越來越成為長期加密貨幣持有人的決定因素。

Solana’s early success came from being ahead of the curve, building infrastructure before the crowd caught on. In a similar way, Mutuum Finance is creating a protocol that addresses real needs in DeFi while offering attractive incentives to early supporters. With a smart lending system, utility-driven tokenomics, and an

索拉納（Solana）的早期成功來自於曲線領先，在人群陷入困境之前建立了基礎設施。 Mutuum Finance也以類似的方式創建了一個協議，該協議可以解決DEFI中的實際需求，同時為早期支持者提供有吸引力的激勵措施。憑藉智能貸款系統，以公用事業為導向的令牌學和